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Updated October 21, 2026 · SumCue Editorial Team

Top credit cards compared in India

140 providers available in India, ranked for India.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score. How we rank

Top credit cards compared in India
OrderProviderScoreFeaturesKey factsActions
1
ICICI Bank Credit Cards logo
ICICI Bank Credit CardsTop pickPartner

Sapphiro Credit Card welcome vouchers with BookMyShow buy one get one offer

9.1/10
  • Fixed rate
Annual fee:
₹3,500
APR:
9.99% to 16.5%
Currency conversion fee:
3.5%
ReviewCompareVisit
2
ICICI Bank logo
ICICI BankPartner

Sapphiro Credit Card welcome vouchers: Vouchers worth over INR 13,000

8.9/10
  • Fixed rate
  • Rewards
Annual fee:
₹3,500
APR:
9.99% to 16.5%
Currency conversion fee:
3.5%
ReviewCompareVisit
3
IDFC FIRST Bank Credit Cards logo
IDFC FIRST Bank Credit CardsPartner

Cashback on 1st transaction with the Hello Cashback Credit Card: INR 250

8.8/10
  • No annual fee
  • Rewards
Annual fee:
₹0
APR:
8.5%
Currency conversion fee:
0%
ReviewCompareVisit
4
SBI Card logo
SBI CardPartner
8.7/10
    Annual fee:
    ₹499
    APR:
    45%
    Balance transfer intro period:
    2 months
    		ReviewCompareVisit
    5
    Kiwi logo
    KiwiPartner

    Kiwi offers a digital credit card that works on UPI, with flat 1.5% cashback, no annual fee and the option to split payments in three.

    		8.5/10
    • No annual fee
    • Rewards
    Rewards type:
    Cashback
    Rewards rate:
    1.5% cashback on Scan & Pay
    Cashback rate:
    1.5%
    		ReviewCompareVisit
    6
    Zagg Money logo
    Zagg MoneyPartner

    Zagg Money offers UPI credit cards with cashback and rewards, including the AU Zaggle, PNB Zaggle Twin and YES BANK Zagg credit cards.

    		8.5/10
    • Rewards
    Annual fee:
    ₹499
    Rewards type:
    Points
    Rewards rate:
    Upto 8% Zagg Coins on UPI, contactless spends
    		ReviewCompareVisit
    7
    POPCARDPartner

    POPCARD is the Yes Bank Pop Club credit card offered at getpopcard.co.

    		8.0/10
      		ReviewCompareVisit
      8
      IndusInd EasyCredit INPartner

      IndusInd EasyCredit IN is an Indian credit platform offering credit cards and personal loans in India.

      		Not rated
        		ReviewCompareVisit
        9
        BCP logo
        BCPPartner
        		9.7/10
        • No monthly fee
        APR:
        8.9% to 87.5%
        Credit needed:
        Good
        Legal entity:
        Banco de Credito del Peru
        		ReviewCompareSee alternatives
        10
        Banco Pichincha logo
        Banco PichinchaPartner
        		9.6/10
        • No monthly fee
        • Rewards
        Rewards type:
        Miles
        Card kind:
        Credit
        Legal entity:
        BANCO PICHINCHA C.A.
        		ReviewCompareSee alternatives

        Licensed in India

        ICICI Bank
        Deposit Insurance and Credit Guarantee Corporation (DICGC)
        OneCard
        Visa
        Axis Bank Credit Cards
        Reserve Bank of India
        slice Small Finance Bank
        Reserve Bank of India

        Other rankings

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        Other countries

        ICICI Bank Credit Cards

        ICICI Bank Credit Cards

        Top pick for India

        9.1/10Visit