Updated September 29, 2026 · SumCue Editorial Team
ActivTrades vs Mintos
ActivTrades
Higher score in this comparison
Mintos
ActivTrades vs Mintos: the differences
| Compare | ActivTradesReviewVisitVisit | MintosReviewVisitVisit |
|---|---|---|
| Minimum deposit | $0 | €50 |
| Account fee | $0 | €0 |
| Markets | Stocks, ETFs, Forex, CFDs, Crypto, BondsCovers more | Bonds, ETFs, Crypto |
| Regulators | FCA, SCB, CMVM, FSC, BACEN | Latvijas Banka, LV LV |
| Investor protection | FSCS up to GBP 85,000 | EU ICS up to EUR 20,000 |
| Deposit and withdrawal fees | Free deposits and withdrawals | Free bank transfer withdrawal; 2% card deposits |
| Platforms | ActivTrader, MetaTrader 4, MetaTrader 5, TradingView | Web, iOS, Android |
| Interest on cash | 3.3%Higher | 2.5% |
| Stock trade fee | $0 | Not confirmed |
| Inactivity fee | Not confirmed | €4.90 |
| Retail accounts that lose money | 84% | Not confirmed |
Same on both: Currency conversion fee (0.5%).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- ActivTrades scores higher overall: 9.4 vs 9.2.
- Regulators: only ActivTrades offers FCA, SCB, CMVM.
- Regulators: only Mintos offers Latvijas Banka, LV LV.
- Markets: only ActivTrades offers Stocks, Forex, CFDs.
- Platforms: only ActivTrades offers ActivTrader, MetaTrader 4, MetaTrader 5.
- Platforms: only Mintos offers Web, iOS, Android.
- Interest on cash is higher at ActivTrades: 3.3% vs 2.5%.
- Features: only ActivTrades offers Demo account, Fractional shares.
Our verdict on each
ActivTrades
ActivTrades suits active traders seeking broad market access with commission free share dealing alongside forex, CFDs and bonds in a single account. Minimum deposit sits at $0 with stock trade fees at $0 and cover through FSCS up to GBP 85,000, while retail loss share stands at 84%.
Mintos
Mintos suits savers who want a euro account that pays interest on cash and holds investments in the same place. The account fee is €0 and the minimum deposit €50, so the running cost is thin, while an inactivity fee of €4.90 catches balances left untouched.
Score breakdown
| Area | ActivTrades | Mintos |
|---|---|---|
| Cost | 9.3HigherAccount upkeep stays light with charges at $0 for everyday holders. | 8.9A €0 account fee and bank transfers at no cost keep the base low, with €4.90 for inactivity and 0.5% on conversion. |
| Offer | 9.6HigherChoice spans asset classes listed as stocks, ETFs and forex for varied strategies. | 9.1Bonds, ETFs and crypto sit in bonds, etfs and crypto, cash pays 2.5% and entry starts at €50, a compact mix for a small saver. |
| Trust | 9.5HigherOversight spans regulators shown as FCA, SCB and CMVM for added assurance. | 9.4 |
Feature by feature
| Markets | ActivTrades | Mintos |
|---|---|---|
| Stocks | Yes | No |
| ETFs | Yes | Yes |
| Forex | Yes | No |
| CFDs | Yes | No |
| Crypto | Yes | Yes |
| Bonds | Yes | Yes |
Availability and regulation
| Country | ActivTrades | Mintos |
|---|---|---|
| Latvia | Not confirmed | LV_LV PSD_EMI LV_FCMC!723 |
Also worth a look
iuvoSAVE has interest on cash at 5% to 7%, against 3.3% for ActivTrades and 2.5% for Mintos.
iuvoSAVE reviewWhat we checked
ActivTrades
- activtrades.com: 12 facts, checked September 28, 2026
- help.activtrades.com: 1 fact, checked September 29, 2026
Mintos
- mintos.com: 13 facts, checked September 26, 2026
- euclid.eba.europa.eu: 2 facts, checked September 26, 2026
How they place
| Ranking | ActivTrades | Mintos |
|---|---|---|
| Investing | 2 of 654 | 14 of 654 |
| Stock and ETF brokers | 1 of 358 | 10 of 358 |
| Trading platforms | 1 of 24 | 7 of 24 |
Every fact side by side
| Fact | ActivTrades | Mintos |
|---|---|---|
| Features | Crypto, Demo account, Fractional shares, Mobile appCovers more | Crypto, Mobile app |
| Pricing model | Commission free | Commission free |
| Legal entity | Not confirmed | SIA Mintos Payments |
| Headquarters | Not confirmed | Latvia |
| Support channels | Not confirmed | Email, Help centre, Community |
Crypto exchanges
| Fact | ActivTrades | Mintos |
|---|---|---|
| Taker fee | 0% | Not confirmed |
| Coins listed | 10 | Not confirmed |
| Fiat deposit methods | Card, Bank | Not confirmed |
| Maker fee | 0% | Not confirmed |
| Withdrawal fee | Free | Not confirmed |
| Derivatives | Yes | Not confirmed |
| Exchange type | Cex | Not confirmed |
Savings
| Fact | ActivTrades | Mintos |
|---|---|---|
| Headline rate | 3.3% | Not confirmed |
| Rate type | Variable | Not confirmed |
| Deposit protection | FSCS up to GBP 85,000 | Not confirmed |
| Access terms | Funds stay in the account and are free to trade at any time; interest on free margin is paid monthly | Not confirmed |
| Account kind | Easy access | Not confirmed |
Where each stands against the rest
| Fact | ActivTrades | Mintos | Median |
|---|---|---|---|
| Stock trade fee | $0at the median | Not confirmed | $0 |
| Inactivity fee | Not confirmed | €4.90above the median | €2.45 |
| Retail accounts that lose money | 84%highest quarter | Not confirmed | 72.21% |
| Currency conversion fee | 0.5%above the median | 0.5%above the median | 0.4% |
| Interest on cash | 3.3%above the median | 2.5%below the median | 2.875% |
Median across 94 listed providers.
Pros and cons
ActivTrades
Pros
- Share dealing costs nothing with fees at $0, unlike DKB with fees of €10.
- Entry stays accessible with minimum deposit at $0 alongside funding via card and bank.
- Crypto derivatives are available with taker pricing at 0% for cost aware traders.
Cons
- Coin choice stays narrow at 10 for traders seeking wide crypto coverage.
- Currency conversion applies at 0.5% which adds cost for cross currency activity.
- Retail loss share stands elevated at 84%, highlighting CFD risk.
Mintos
Pros
- The account fee is €0, so holding a balance open costs nothing month after month.
- The dealing model in commission free means no charge on each trade, and bonds, etfs and crypto puts bonds, ETFs and crypto in the same place.
- Cash parked on the platform earns 2.5%, so idle money still pays while you decide.
Cons
- An inactivity fee of €4.90 can be charged on a balance left unused, so a forgotten account still costs money.
- Money in and out is uneven: Free bank transfer withdrawal; 2% card deposits, so card top-ups cost where a bank transfer does not.
- Converting currency runs at 0.5%, which is the fee to watch if you hold money outside the euro.
Who each suits
ActivTrades
Who it suits
- Traders seeking commission free stocks with fees at $0 and varied venues at ActivTrader, MetaTrader 4 and MetaTrader 5.
- Investors comfortable with forex and CFD exposure across assets at stocks, ETFs and forex.
- Savers holding trading cash who value interest at 3.3% with easy access.
Who should look elsewhere
- Traders seeking bank bundled saving plus investing may consider DKB, which structures share dealing around €10.
- Investors seeking social portfolios and guided themes may consider eToro, where entry starts at $50.
Mintos
Who it suits
- Savers in the euro area who want cash interest alongside bond, ETF and crypto holdings without paying per trade.
- People who prefer one place for money and markets, using the mobile app in crypto and mobile app and the platforms in Web, iOS and Android.
- First-time investors who would rather not pay a commission on every trade and start from €50.
Who should look elsewhere
- Not for people who want a smaller first transfer than €50: bunq lists a minimum deposit of €10.
- Not for traders who are content to start with nothing: CFI has a minimum deposit of $0.
- Not for people weighing a Mexican lender: Fiesta Credito MX is listed with CONDUSEF rather than the Latvijas Banka register here.
Country by country
| Country | ActivTrades | Mintos |
|---|---|---|
| Argentina | Yes | No |
| Belgium | Yes | No |
| United Kingdom | Yes | No |
Questions about each
ActivTrades
What does ActivTrades charge for investing?+
Stock dealing carries fees of $0 with account upkeep at $0. Deposits and withdrawals are described as Free deposits and withdrawals. Currency conversion applies at 0.5%, so cross currency moves need care when sizing orders and planning holding periods.
How is money protected at ActivTrades?+
Investor protection is stated as FSCS up to GBP 85,000 with deposit protection described as FSCS up to GBP 85,000. Oversight comes from regulators listed as FCA, SCB and CMVM. Such cover has limits and conditions, so readers should check eligibility for their entity before funding.
Mintos
Does Mintos charge a monthly account fee?+
No. The account fee is €0, so keeping the account open costs nothing in monthly charges. The costs that do apply are the inactivity fee of €4.90, the currency conversion charge of 0.5% and a fee on card deposits.
What happens if I leave my account untouched?+
An inactivity fee of €4.90 can be charged on a balance that sits unused, so keep a little activity or move the money out before it costs you. The account fee of €0 keeps applying while the account is open.
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