Updated October 17, 2026 · SumCue Editorial Team
ActivTrades vs iuvoSAVE
ActivTrades
Higher score in this comparison
iuvoSAVE
Where ActivTrades and iuvoSAVE differ
| Compare | ActivTradesReviewVisitVisit | iuvoSAVEReviewVisitVisit |
|---|---|---|
| Minimum deposit | $0 | €10 |
| Account fee | $0 | €0 |
| Deposit and withdrawal fees | Free deposits and withdrawals | 2 free withdrawals per month, then 1 EUR per withdrawal |
| Interest on cash | 3.3% | 5% to 7%Higher |
| Stock trade fee | $0 | Not confirmed |
| Markets | Stocks, ETFs, Forex, CFDs, Crypto, Bonds | Not confirmed |
| Regulators | FCA, SCB, CMVM, FSC, BACEN | Not confirmed |
| Investor protection | FSCS up to GBP 85,000 | Not confirmed |
| Retail accounts that lose money | 84% | Not confirmed |
| Currency conversion fee | 0.5% | Not confirmed |
| Platforms | ActivTrader, MetaTrader 4, MetaTrader 5, TradingView | Not confirmed |
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- ActivTrades scores higher overall: 9.4 vs 9.0.
- ActivTrades is available in 2 more countries.
- Interest on cash is higher at iuvoSAVE: 5% to 7% vs 3.3%.
- Features: only ActivTrades offers Crypto, Demo account, Fractional shares.
- Pricing model: only ActivTrades offers Commission free.
- Pricing model: only iuvoSAVE offers No monthly fee, Fixed rate.
Our verdict on each
ActivTrades
ActivTrades suits active traders seeking broad market access with commission free share dealing alongside forex, CFDs and bonds in a single account. Minimum deposit sits at $0 with stock trade fees at $0 and cover through FSCS up to GBP 85,000, while retail loss share stands at 84%.
iuvoSAVE
For households in Europe, iuvoSAVE is a P2P portal for purchasing receivables through a mobile app with ongoing access to added funds. It appeals to beginners wanting simple mobile actions, automated allocation and carefully screened originators focused on reputation and stability.
Score breakdown
| Area | ActivTrades | iuvoSAVE |
|---|---|---|
| Cost | 9.3HigherAccount upkeep stays light with charges at $0 for everyday holders. | 9.1 |
| Offer | 9.6Choice spans asset classes listed as stocks, ETFs and forex for varied strategies. | 9.7Higher |
| Trust | 9.5HigherOversight spans regulators shown as FCA, SCB and CMVM for added assurance. | 8.4 |
Licences and countries
Available in 1 country for both. Additional countries for ActivTrades: 2.
How they place
| Ranking | ActivTrades | iuvoSAVE |
|---|---|---|
| Savings | 1 of 1492 | 14 of 1492 |
| Investing | 2 of 654 | 18 of 654 |
Every fact side by side
| Fact | ActivTrades | iuvoSAVE |
|---|---|---|
| Features | Crypto, Demo account, Fractional shares, Mobile appCovers more | Mobile app |
| Pricing model | Commission free | No monthly fee, Fixed rate |
| Legal entity | Not confirmed | IUVO GROUP OÜ |
| Headquarters | Not confirmed | Estonia |
| Founded | Not confirmed | 2016 |
| Support channels | Not confirmed | Email, Chat, Phone |
Crypto exchanges
| Fact | ActivTrades | iuvoSAVE |
|---|---|---|
| Taker fee | 0% | Not confirmed |
| Coins listed | 10 | Not confirmed |
| Fiat deposit methods | Card, Bank | Not confirmed |
| Maker fee | 0% | Not confirmed |
| Withdrawal fee | Free | Not confirmed |
| Derivatives | Yes | Not confirmed |
| Exchange type | Cex | Not confirmed |
Savings
| Fact | ActivTrades | iuvoSAVE |
|---|---|---|
| Headline rate | 3.3% | 5%Higher |
| Rate type | Variable | Fixed |
| Term | Not confirmed | 3 months |
| Deposit protection | FSCS up to GBP 85,000 | Not confirmed |
| Access terms | Funds stay in the account and are free to trade at any time; interest on free margin is paid monthly | Funds can be added at any time and early exit is allowed before the due date, capped at 10 000 EUR per month per iuvoSAVE version, with a 1% fee on the amount exited early; balance becomes available automatically after the due date unless renewal is selected |
| Monthly fee | Not confirmed | €0 |
| Account kind | Easy access | Fixed |
Where each stands against the rest
| Fact | ActivTrades | iuvoSAVE | Median |
|---|---|---|---|
| Stock trade fee | $0at the median | Not confirmed | $0 |
| Retail accounts that lose money | 84%highest quarter | Not confirmed | 72.21% |
| Currency conversion fee | 0.5%above the median | Not confirmed | 0.4% |
| Interest on cash | 3.3%above the median | 5% to 7%highest quarter | 2.875% |
Median across 94 listed providers.
Pros and cons
ActivTrades
Pros
- Share dealing costs nothing with fees at $0, unlike DKB with fees of €10.
- Entry stays accessible with minimum deposit at $0 alongside funding via card and bank.
- Crypto derivatives are available with taker pricing at 0% for cost aware traders.
Cons
- Coin choice stays narrow at 10 for traders seeking wide crypto coverage.
- Currency conversion applies at 0.5% which adds cost for cross currency activity.
- Retail loss share stands elevated at 84%, highlighting CFD risk.
iuvoSAVE
Pros
- Mobile app handles receivables activity within a couple of clicks.
- Auto Assign places available funds using predefined selection filters.
- Only approved originators appear after reputation and stability checks.
Cons
- Range stays focused on receivables with no wider asset types shown.
- Access stays centred on the mobile app without branch service.
- Portal positioning reflects Europe rather than worldwide coverage.
Who each suits
ActivTrades
Who it suits
- Traders seeking commission free stocks with fees at $0 and varied venues at ActivTrader, MetaTrader 4 and MetaTrader 5.
- Investors comfortable with forex and CFD exposure across assets at stocks, ETFs and forex.
- Savers holding trading cash who value interest at 3.3% with easy access.
Who should look elsewhere
- Traders seeking bank bundled saving plus investing may consider DKB, which structures share dealing around €10.
- Investors seeking social portfolios and guided themes may consider eToro, where entry starts at $50.
iuvoSAVE
Who it suits
- Households in Europe exploring receivables investing
- Beginners wanting simple clicks plus automated allocation
- People keeping access to added funds
Who should look elsewhere
- People wanting branch service
- People wanting asset classes beyond receivables
Country by country
| Country | ActivTrades | iuvoSAVE |
|---|---|---|
| Argentina | Yes | No |
| United Kingdom | Yes | No |
| Belgium | Yes | Yes |
Questions about each
ActivTrades
What does ActivTrades charge for investing?+
Stock dealing carries fees of $0 with account upkeep at $0. Deposits and withdrawals are described as Free deposits and withdrawals. Currency conversion applies at 0.5%, so cross currency moves need care when sizing orders and planning holding periods.
How is money protected at ActivTrades?+
Investor protection is stated as FSCS up to GBP 85,000 with deposit protection described as FSCS up to GBP 85,000. Oversight comes from regulators listed as FCA, SCB and CMVM. Such cover has limits and conditions, so readers should check eligibility for their entity before funding.
iuvoSAVE
What does iuvoSAVE offer?+
iuvoSAVE provides a portal for purchasing receivables with predictable maturity and return. Management happens through the mobile app within a couple of clicks. Added funds remain accessible at any time while they are put to work.
Which markets does iuvoSAVE serve?+
iuvoSAVE presents itself as a P2P portal in Europe. Its messaging addresses households across the region seeking everyday money products. The footprint stays European rather than extending worldwide.
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