Updated October 21, 2026 · SumCue Editorial Team
ActivTrades vs LANDE
ActivTrades
Higher score in this comparison
LANDE
What sets them apart
| Compare | ActivTradesReviewVisitVisit | LANDEReviewVisitVisit |
|---|---|---|
| Minimum deposit | $0 | €50 |
| Account fee | $0 | €0 |
| Regulators | FCA, SCB, CMVM, FSC, BACEN | Bank of Latvia |
| Investor protection | FSCS up to GBP 85,000 | EU ICS up to EUR 20,000 |
| Stock trade fee | $0 | Not confirmed |
| Markets | Stocks, ETFs, Forex, CFDs, Crypto, Bonds | Not confirmed |
| Retail accounts that lose money | 84% | Not confirmed |
| Currency conversion fee | 0.5% | Not confirmed |
| Deposit and withdrawal fees | Free deposits and withdrawals | Not confirmed |
| Platforms | ActivTrader, MetaTrader 4, MetaTrader 5, TradingView | Not confirmed |
| Interest on cash | 3.3% | Not confirmed |
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Key differences
- ActivTrades scores higher overall: 9.4 vs 8.7.
- Regulators: only ActivTrades offers FCA, SCB, CMVM.
- Regulators: only LANDE offers Bank of Latvia.
Our verdict on each
ActivTrades
ActivTrades suits active traders seeking broad market access with commission free share dealing alongside forex, CFDs and bonds in a single account. Minimum deposit sits at $0 with stock trade fees at $0 and cover through FSCS up to GBP 85,000, while retail loss share stands at 84%.
LANDE
LANDE suits investors who want to fund loans without paying the platform a thing, and who accept that what comes back depends on the borrowers repaying. Its account fee is €0 and its oversight comes from a named authority at home, so the running cost is plain and the lender answers to a regulator.
Score breakdown
| Area | ActivTrades | LANDE |
|---|---|---|
| Cost | 9.3HigherAccount upkeep stays light with charges at $0 for everyday holders. | 8.9The account fee of €0 and per-loan entries from €50 keep both the outlay and the running cost small. |
| Offer | 9.6Choice spans asset classes listed as stocks, ETFs and forex for varied strategies. | Not confirmed |
| Trust | 9.5HigherOversight spans regulators shown as FCA, SCB and CMVM for added assurance. | 8.6Supervised at home in Latvia, though what you hold is a claim on a loan made to a borrower rather than a deposit. |
Availability and regulation
| Country | ActivTrades | LANDE |
|---|---|---|
| Latvia | Not confirmed |
Positions in our rankings
| Ranking | ActivTrades | LANDE |
|---|---|---|
| Investing | 2 of 654 | 10 of 654 |
Sources behind this comparison
ActivTrades
- activtrades.com: 12 facts, checked September 28, 2026
- help.activtrades.com: 1 fact, checked September 29, 2026
LANDE
- lande.finance: 7 facts, checked October 1, 2026
Every fact side by side
| Fact | ActivTrades | LANDE |
|---|---|---|
| Features | Crypto, Demo account, Fractional shares, Mobile app | Not confirmed |
| Pricing model | Commission free | Commission free |
| Audience | Not confirmed | Beginners, Experienced |
| Headquarters | Not confirmed | Latvia |
Crypto exchanges
| Fact | ActivTrades | LANDE |
|---|---|---|
| Taker fee | 0% | Not confirmed |
| Coins listed | 10 | Not confirmed |
| Fiat deposit methods | Card, Bank | Not confirmed |
| Maker fee | 0% | Not confirmed |
| Withdrawal fee | Free | Not confirmed |
| Derivatives | Yes | Not confirmed |
| Exchange type | Cex | Not confirmed |
Savings
| Fact | ActivTrades | LANDE |
|---|---|---|
| Headline rate | 3.3% | Not confirmed |
| Rate type | Variable | Not confirmed |
| Deposit protection | FSCS up to GBP 85,000 | Not confirmed |
| Access terms | Funds stay in the account and are free to trade at any time; interest on free margin is paid monthly | Not confirmed |
| Account kind | Easy access | Not confirmed |
Where each stands against the rest
| Fact | ActivTrades | LANDE | Median |
|---|---|---|---|
| Stock trade fee | $0at the median | Not confirmed | $0 |
| Retail accounts that lose money | 84%highest quarter | Not confirmed | 72.21% |
| Currency conversion fee | 0.5%above the median | Not confirmed | 0.4% |
| Interest on cash | 3.3%above the median | Not confirmed | 2.875% |
Median across 94 listed providers.
Pros and cons
ActivTrades
Pros
- Share dealing costs nothing with fees at $0, unlike DKB with fees of €10.
- Entry stays accessible with minimum deposit at $0 alongside funding via card and bank.
- Crypto derivatives are available with taker pricing at 0% for cost aware traders.
Cons
- Coin choice stays narrow at 10 for traders seeking wide crypto coverage.
- Currency conversion applies at 0.5% which adds cost for cross currency activity.
- Retail loss share stands elevated at 84%, highlighting CFD risk.
LANDE
Pros
- The account fee is €0, and LANDE states that it does not charge hidden fees to investors.
- A loan can be funded from €50, which keeps the platform open to a reader holding a modest sum.
- LANDE states that it earns through service fees on the borrower side, so investors are not billed by the platform.
Cons
- Each commitment is a single loan to a single borrower, so a missed repayment lands on the balance rather than being absorbed, and the entry figure of €50 keeps exposures small without making them safe.
- The lender's licence sits in Latvia and the entry figure of €50 is quoted in euros, so a UK reader carries a currency swing on top of the borrower risk.
- An account fee of €0 says nothing about what an individual borrower will repay, and LANDE's income comes from the borrower side rather than the investor.
Who each suits
ActivTrades
Who it suits
- Traders seeking commission free stocks with fees at $0 and varied venues at ActivTrader, MetaTrader 4 and MetaTrader 5.
- Investors comfortable with forex and CFD exposure across assets at stocks, ETFs and forex.
- Savers holding trading cash who value interest at 3.3% with easy access.
Who should look elsewhere
- Traders seeking bank bundled saving plus investing may consider DKB, which structures share dealing around €10.
- Investors seeking social portfolios and guided themes may consider eToro, where entry starts at $50.
LANDE
Who it suits
- Investors who want to fund loans without a platform charge: the account fee is €0.
- Readers comfortable researching individual loans before they commit money, at an entry figure of €50.
- Readers who prefer a lender overseen by an authority in its home market, which for LANDE is Latvia.
Who should look elsewhere
- Anyone after a guaranteed return, because on LANDE the money funds loans and repayments depend on the borrowers.
- Investors who want to stay in sterling, since the entry figure of €50 is quoted in euros.
- Readers who want a broad range of assets rather than per-loan lending may prefer to weigh XTB alongside it.
Country by country
| Country | ActivTrades | LANDE |
|---|---|---|
| Argentina | Yes | No |
| Belgium | Yes | No |
| United Kingdom | Yes | No |
Questions about each
ActivTrades
What does ActivTrades charge for investing?+
Stock dealing carries fees of $0 with account upkeep at $0. Deposits and withdrawals are described as Free deposits and withdrawals. Currency conversion applies at 0.5%, so cross currency moves need care when sizing orders and planning holding periods.
How is money protected at ActivTrades?+
Investor protection is stated as FSCS up to GBP 85,000 with deposit protection described as FSCS up to GBP 85,000. Oversight comes from regulators listed as FCA, SCB and CMVM. Such cover has limits and conditions, so readers should check eligibility for their entity before funding.
LANDE
Who regulates LANDE?+
LANDE is supervised by the Bank of Latvia, the authority named in its licence for its home market of Latvia. The platform describes itself as EU-regulated, so it answers to a regulator inside a European structure. Supervision covers how the lender is run rather than what a borrower will repay.
How much do I need to start with LANDE?+
A loan can be funded from €50, and entry is priced per loan rather than as a package. That makes the first commitment a small one for a reader who wants to test the platform. Both the entry figure and the account fee of €0 are quoted in euros, so a sterling balance converts before it reaches the lender.
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