Updated September 29, 2026 · SumCue Editorial Team
ActivTrades vs Gemini
ActivTrades
Higher score in this comparison
Gemini
Where ActivTrades and Gemini differ
| Compare | ActivTradesReviewVisitVisit | GeminiReviewVisitVisit |
|---|---|---|
| Taker fee | 0%Lower | 0.8% |
| Coins listed | 10 | 76Higher |
| Regulators | FCA, SCB, CMVM, FSC, BACEN | NMLS (US state money transmitter licensing), Malta Financial Services Authority (MFSA) |
| Fiat deposit methods | Card, Bank | Card, Bank, ACHCovers more |
| Maker fee | 0%Lower | 0.4% |
| Withdrawal fee | Free | Crypto withdrawal fees are dynamic and correspond to current network/gas fees; USD wire transfer out $252; Custody to Exchange crypto withdrawal $125 |
| Proof of reserves | Not confirmed | Yes |
Same on both: Derivatives (Yes), Exchange type (Cex).
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Key differences
- ActivTrades scores higher overall: 9.4 vs 9.0.
- Regulators: only ActivTrades offers FCA, SCB, CMVM.
- Regulators: only Gemini offers NMLS (US state money transmitter licensing), Malta Financial Services Authority (MFSA).
- Gemini is available in 62 more countries.
- Taker fee is lower at ActivTrades: 0% vs 0.8%.
- Maker fee is lower at ActivTrades: 0% vs 0.4%.
- Coins listed is higher at Gemini: 76 vs 10.
- Fiat deposit methods: only Gemini offers ACH.
- Features: only ActivTrades offers Crypto, Demo account, Fractional shares.
- Features: only Gemini offers Custodial, Self custody, Staking.
Our verdict on each
ActivTrades
ActivTrades suits active traders seeking broad market access with commission free share dealing alongside forex, CFDs and bonds in a single account. Minimum deposit sits at $0 with stock trade fees at $0 and cover through FSCS up to GBP 85,000, while retail loss share stands at 84%.
Gemini
Gemini suits traders who want a regulated exchange and a self-custody wallet in the same product, and who want to check a licence rather than take a promise. It lists 76 coins and offers derivatives, and the European business, Gemini Intergalactic EU Ltd, is based in Malta.
Score breakdown
| Area | ActivTrades | Gemini |
|---|---|---|
| Cost | 9.3HigherAccount upkeep stays light with charges at $0 for everyday holders. | 8.3Taker fee of 0.8% and maker fee of 0.4% both sit above the typical rate of 0.25% here. |
| Offer | 9.6HigherChoice spans asset classes listed as stocks, ETFs and forex for varied strategies. | 9.3Proof of reserves is published, derivatives are offered, and the feature set covers custodial, self custody and staking. |
| Trust | 9.5HigherOversight spans regulators shown as FCA, SCB and CMVM for added assurance. | 9.3 |
What each covers
| Fiat deposit methods | ActivTrades | Gemini |
|---|---|---|
| Card | Yes | Yes |
| Bank | Yes | Yes |
| ACH | No | Yes |
Positions in our rankings
| Ranking | ActivTrades | Gemini |
|---|---|---|
| Crypto | 1 of 428 | 4 of 428 |
Which one suits you
Pick ActivTrades if cost, offer, taker fee, and maker fee matter most.
Pick Gemini if coins listed and fiat deposit methods matter most.
Sources behind this comparison
ActivTrades
- activtrades.com: 9 facts, checked September 28, 2026
Gemini
- gemini.com: 8 facts, checked September 26, 2026
- coingecko.com: 2 facts, checked September 26, 2026
- esma.europa.eu: 2 facts, checked September 26, 2026
- defillama.com: 1 fact, checked September 26, 2026
Every fact side by side
| Fact | ActivTrades | Gemini |
|---|---|---|
| Features | Crypto, Demo account, Fractional shares, Mobile app | Custodial, Self custody, Staking |
| Legal entity | Not confirmed | Gemini Intergalactic EU Ltd |
| Headquarters | Not confirmed | Malta |
| Founded | Not confirmed | 2014 |
| Support channels | Not confirmed | Email, Help centre, Community |
Savings
| Fact | ActivTrades | Gemini |
|---|---|---|
| Headline rate | 3.3% | Not confirmed |
| Rate type | Variable | Not confirmed |
| Minimum deposit | $0 | Not confirmed |
| Deposit protection | FSCS up to GBP 85,000 | Not confirmed |
| Pricing model | Commission free | Not confirmed |
| Access terms | Funds stay in the account and are free to trade at any time; interest on free margin is paid monthly | Not confirmed |
| Account kind | Easy access | Not confirmed |
Crypto wallets
| Fact | ActivTrades | Gemini |
|---|---|---|
| Wallet type | Not confirmed | Browser |
| Price | Not confirmed | $0 |
| Custody | Not confirmed | Self custody |
| Coins supported | Not confirmed | 76 |
| Secure element | Not confirmed | No secure element; passkey-based smart wallet signing on-device |
Where each stands against the rest
| Fact | ActivTrades | Gemini | Median |
|---|---|---|---|
| Taker fee | 0%lowest quarter | 0.8%highest quarter | 0.15% |
| Coins listed | 10lowest quarter | 76below the median | 89.5 |
| Maker fee | 0%below the median | 0.4%highest quarter | 0.1% |
Median across 222 listed providers.
Pros and cons
ActivTrades
Pros
- Share dealing costs nothing with fees at $0, unlike DKB with fees of €10.
- Entry stays accessible with minimum deposit at $0 alongside funding via card and bank.
- Crypto derivatives are available with taker pricing at 0% for cost aware traders.
Cons
- Coin choice stays narrow at 10 for traders seeking wide crypto coverage.
- Currency conversion applies at 0.5% which adds cost for cross currency activity.
- Retail loss share stands elevated at 84%, highlighting CFD risk.
Gemini
Pros
- Regulated on both sides of the Atlantic through NMLS (US state money transmitter licensing) and Malta Financial Services Authority (MFSA), so the licence can be checked rather than taken on trust
- Fiat deposits run by card, bank and ach, and the self-custody wallet itself costs $0
- Founded in 2014, with the exchange listing 76 coins and the wallet supporting 76
Cons
- On the ActiveTrader schedule, the taker fee of 0.8% and maker fee of 0.4% both sit above the typical rate of 0.25% here
- Support runs on email, help centre and community, with no phone line listed
- The wallet is browser based with no secure element, so it relies on passkey signing on-device
Who each suits
ActivTrades
Who it suits
- Traders seeking commission free stocks with fees at $0 and varied venues at ActivTrader, MetaTrader 4 and MetaTrader 5.
- Investors comfortable with forex and CFD exposure across assets at stocks, ETFs and forex.
- Savers holding trading cash who value interest at 3.3% with easy access.
Who should look elsewhere
- Traders seeking bank bundled saving plus investing may consider DKB, which structures share dealing around €10.
- Investors seeking social portfolios and guided themes may consider eToro, where entry starts at $50.
Gemini
Who it suits
- US traders who want state money transmitter licensing alongside a European regulator, both named in NMLS (US state money transmitter licensing) and Malta Financial Services Authority (MFSA)
- European customers who want a home market entity: Gemini Intergalactic EU Ltd is based in Malta
- People who want to hold their own keys, since custody is self custody
Who should look elsewhere
- Cost-first traders, since the typical taker fee here is 0.25% and bunq runs 0.25% to 1.99%
- eToro and Vivid Plus customers, whose listed charges are 1% and 2.25%, when a licensed exchange listing 76 coins matters more
Country by country
| Country | ActivTrades | Gemini |
|---|---|---|
| Australia | No | Yes |
| Austria | No | Yes |
| Bahamas | No | Yes |
| Bermuda | No | Yes |
| Bhutan | No | Yes |
| Brazil | No | Yes |
| Bulgaria | No | Yes |
| Cayman Islands | No | Yes |
8 of 65 countries where either is available.
Questions about each
ActivTrades
What does ActivTrades charge for investing?+
Stock dealing carries fees of $0 with account upkeep at $0. Deposits and withdrawals are described as Free deposits and withdrawals. Currency conversion applies at 0.5%, so cross currency moves need care when sizing orders and planning holding periods.
How is money protected at ActivTrades?+
Investor protection is stated as FSCS up to GBP 85,000 with deposit protection described as FSCS up to GBP 85,000. Oversight comes from regulators listed as FCA, SCB and CMVM. Such cover has limits and conditions, so readers should check eligibility for their entity before funding.
Gemini
How much does it cost to trade on Gemini?+
Trading runs on the ActiveTrader schedule, with a taker fee of 0.8% and a maker fee of 0.4%. Makers pay less than takers, so the cheaper side of the book is the one that adds to the order. The account itself costs $0, which keeps the charge in the trade.
Is Gemini regulated?+
Gemini is listed under NMLS (US state money transmitter licensing) and Malta Financial Services Authority (MFSA), which covers US state money transmitter licensing and the Malta Financial Services Authority. The European business is Gemini Intergalactic EU Ltd, based in Malta. The exchange also publishes proof of reserves, and the wallet gives self custody rather than platform custody.
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