Updated September 29, 2026 · SumCue Editorial Team
ActivTrades vs Linxea
ActivTrades
Higher score in this comparison
Linxea
What sets them apart
| Compare | ActivTradesReviewVisitVisit | LinxeaReviewVisitVisit |
|---|---|---|
| Minimum deposit | $0 | €100 |
| Markets | Stocks, ETFs, Forex, CFDs, Crypto, Bonds | Funds, Bonds |
| Regulators | FCA, SCB, CMVM, FSC, BACEN | ORIAS |
| Investor protection | FSCS up to GBP 85,000 | EU ICS up to EUR 20,000 |
| Deposit and withdrawal fees | Free deposits and withdrawals | 0% entry fee on Linxea Avenir 2 |
| Stock trade fee | $0 | Not confirmed |
| Account fee | $0 | Not confirmed |
| Retail accounts that lose money | 84% | Not confirmed |
| Currency conversion fee | 0.5% | Not confirmed |
| Platforms | ActivTrader, MetaTrader 4, MetaTrader 5, TradingView | Not confirmed |
| Interest on cash | 3.3% | Not confirmed |
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- ActivTrades scores higher overall: 9.4 vs 8.7.
- Regulators: only ActivTrades offers FCA, SCB, CMVM.
- Regulators: only Linxea offers ORIAS.
- ActivTrades is available in 2 more countries.
- Markets: only ActivTrades offers Stocks, ETFs, Forex.
- Markets: only Linxea offers Funds.
- Pricing model: only ActivTrades offers Commission free.
- Pricing model: only Linxea offers Low fees.
Our verdict on each
ActivTrades
ActivTrades suits active traders seeking broad market access with commission free share dealing alongside forex, CFDs and bonds in a single account. Minimum deposit sits at $0 with stock trade fees at $0 and cover through FSCS up to GBP 85,000, while retail loss share stands at 84%.
Linxea
Linxea suits expats in France seeking life cover linked to funds and bonds with easy access and variable returns. Opening asks €100 with 0% entry fee on Linxea Avenir 2, headline at 3% and cover at EU ICS up to EUR 20,000 with online management.
Score breakdown
| Area | ActivTrades | Linxea |
|---|---|---|
| Cost | 9.3HigherAccount upkeep stays light with charges at $0 for everyday holders. | 8.4Monthly cost stays at €0 with 0% entry fee on Linxea Avenir 2 keeping entry light |
| Offer | 9.6HigherChoice spans asset classes listed as stocks, ETFs and forex for varied strategies. | 8.9Life cover linked to funds and bonds with variable pricing at 3% |
| Trust | 9.5HigherOversight spans regulators shown as FCA, SCB and CMVM for added assurance. | 8.8Oversight by ORIAS with cover at EU ICS up to EUR 20,000 stated |
How they place
| Ranking | ActivTrades | Linxea |
|---|---|---|
| Savings | 1 of 1492 | 5 of 1492 |
| Savings accounts | 1 of 658 | 4 of 658 |
| Investing | 2 of 654 | 7 of 654 |
Availability and regulation
| Country | ActivTrades | Linxea |
|---|---|---|
| France | Not confirmed | ORIAS 07031073 |
Additional countries for ActivTrades: 3. Additional countries for Linxea: 1.
Sources behind this comparison
ActivTrades
- activtrades.com: 12 facts, checked September 28, 2026
- help.activtrades.com: 1 fact, checked September 29, 2026
Linxea
- linxea.com: 6 facts, checked September 26, 2026
- bogleheads.org: 1 fact, checked September 26, 2026
Every fact side by side
| Fact | ActivTrades | Linxea |
|---|---|---|
| Features | Crypto, Demo account, Fractional shares, Mobile app | Not confirmed |
| Pricing model | Commission free | Low fees |
| Audience | Not confirmed | Expats |
Crypto exchanges
| Fact | ActivTrades | Linxea |
|---|---|---|
| Taker fee | 0% | Not confirmed |
| Coins listed | 10 | Not confirmed |
| Fiat deposit methods | Card, Bank | Not confirmed |
| Maker fee | 0% | Not confirmed |
| Withdrawal fee | Free | Not confirmed |
| Derivatives | Yes | Not confirmed |
| Exchange type | Cex | Not confirmed |
Savings
| Fact | ActivTrades | Linxea |
|---|---|---|
| Headline rate | 3.3%Higher | 3% |
| Rate type | Variable | Variable |
| Deposit protection | FSCS up to GBP 85,000 | EU DGS up to EUR 100,000 |
| Access terms | Funds stay in the account and are free to trade at any time; interest on free margin is paid monthly | Redemption from 100 EUR; euro fund capital 99.4% guaranteed; subscription and management 100% online |
| Monthly fee | Not confirmed | €0 |
| Account kind | Easy access | Easy access |
Personal insurance
| Fact | ActivTrades | Linxea |
|---|---|---|
| Premium from | Not confirmed | €25 |
| Insurance types | Not confirmed | Life |
| Provider type | Not confirmed | Broker |
| Monthly payments | Not confirmed | Yes |
| Claims channels | Not confirmed | Phone, Email, Post |
| Age range | Not confirmed | 18+ |
Where each stands against the rest
| Fact | ActivTrades | Linxea | Median |
|---|---|---|---|
| Stock trade fee | $0at the median | Not confirmed | $0 |
| Account fee | $0at the median | Not confirmed | $0 |
| Retail accounts that lose money | 84%highest quarter | Not confirmed | 72.21% |
| Currency conversion fee | 0.5%above the median | Not confirmed | 0.4% |
| Interest on cash | 3.3%above the median | Not confirmed | 2.875% |
Median across 94 listed providers.
Pros and cons
ActivTrades
Pros
- Share dealing costs nothing with fees at $0, unlike DKB with fees of €10.
- Entry stays accessible with minimum deposit at $0 alongside funding via card and bank.
- Crypto derivatives are available with taker pricing at 0% for cost aware traders.
Cons
- Coin choice stays narrow at 10 for traders seeking wide crypto coverage.
- Currency conversion applies at 0.5% which adds cost for cross currency activity.
- Retail loss share stands elevated at 84%, highlighting CFD risk.
Linxea
Pros
- Entry premiums from €25 with monthly payments supported for gradual saving
- Ongoing account cost at €0 with 0% entry fee on Linxea Avenir 2 on Linxea Avenir cover
- Easy access structure via easy access linked to variable pricing at 3%
Cons
- Starting deposit of €100 sits above free entry at XTB at €0
- Stocks are not among its markets (funds and bonds), while DKB covers stocks, ETFs and bonds
- Cover centres on life life policies, which limits choice if you want health or travel add ons
Who each suits
ActivTrades
Who it suits
- Traders seeking commission free stocks with fees at $0 and varied venues at ActivTrader, MetaTrader 4 and MetaTrader 5.
- Investors comfortable with forex and CFD exposure across assets at stocks, ETFs and forex.
- Savers holding trading cash who value interest at 3.3% with easy access.
Who should look elsewhere
- Traders seeking bank bundled saving plus investing may consider DKB, which structures share dealing around €10.
- Investors seeking social portfolios and guided themes may consider eToro, where entry starts at $50.
Linxea
Who it suits
- Expats in France seeking life savings over XTB if insurance structure matters more than trading
- Cost aware savers choosing Linxea over DKB if low entry fees matter more than equity breadth
Who should look elsewhere
- Traders wanting stocks and ETFs should consider DKB for broader market breadth beyond funds and bonds
- Savers wanting free entry should consider XTB given Linxea asks €100 to open
Current offers
Linxea
Current offer
Bonus
100 EUR offerts ouverture Linxea Spirit 2 enfant mineur: 100 EUR
ouverture d'un contrat Linxea Spirit 2 pour enfant mineur
Source, checked September 26, 2026
Country by country
| Country | ActivTrades | Linxea |
|---|---|---|
| Argentina | Yes | No |
| Belgium | Yes | No |
| France | No | Yes |
| United Kingdom | Yes | No |
Questions about each
ActivTrades
What does ActivTrades charge for investing?+
Stock dealing carries fees of $0 with account upkeep at $0. Deposits and withdrawals are described as Free deposits and withdrawals. Currency conversion applies at 0.5%, so cross currency moves need care when sizing orders and planning holding periods.
How is money protected at ActivTrades?+
Investor protection is stated as FSCS up to GBP 85,000 with deposit protection described as FSCS up to GBP 85,000. Oversight comes from regulators listed as FCA, SCB and CMVM. Such cover has limits and conditions, so readers should check eligibility for their entity before funding.
Linxea
What does it cost to start and top up Linxea cover?+
You can open Linxea Avenir cover from €100 and add premiums from €25, with monthly payments supported. Management stays online, which helps you build savings gradually. Support across phone, help centre and community can guide you on scheduled payments and redemption options.
How does the headline rate work?+
Linxea lists a headline rate of 3% on a variable basis for relevant savings. Rates can move over time, so returns may vary across periods. You should view the rate alongside fund choice and euro fund terms before deciding if the structure fits your plans for flexible savings.
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