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Updated September 29, 2026 · SumCue Editorial Team

eToro vs Mintos

eToro scores 9.2 and Mintos 9.2 out of 10. Compare their differences and shared features below.
eToro

eToro

Higher score in this comparison

9.2/10
Visit
Mintos

Mintos

9.2/10
Visit

eToro vs Mintos: the differences

eToro vs Mintos
CompareeToroeToroReviewVisitVisitMintosMintosReviewVisitVisit
Minimum deposit$1 to $10,000€50
Account fee$0€0
MarketsStocks, ETFs, Forex, CFDs, Crypto, FuturesBonds, ETFs, Crypto
RegulatorsCyprus Securities and Exchange Commission (CySEC), SIPCLatvijas Banka, LV LV
Stock trade fee$0Not confirmed
Inactivity feeNot confirmed€4.90
Currency conversion feeNot confirmed0.5%
Deposit and withdrawal feesNot confirmedFree bank transfer withdrawal; 2% card deposits
PlatformsNot confirmedWeb, iOS, Android
Account typesISANot confirmed
Interest on cashNot confirmed2.5%

Same on both: Investor protection (EU ICS up to EUR 20,000).

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Key differences

  • Regulators: only eToro offers Cyprus Securities and Exchange Commission (CySEC), SIPC.
  • Regulators: only Mintos offers Latvijas Banka, LV LV.
  • eToro is licensed in 1 more country.
  • Markets: only eToro offers Stocks, Forex, CFDs.
  • Markets: only Mintos offers Bonds.
  • Support channels: only Mintos offers Email, Community.
  • Features: only eToro offers Demo account, Fractional shares, Copy trading.

Our verdict on each

eToro

eToro suits new investors who want shares, crypto and cash interest in a single app, with an account fee of $0 and a stock trade fee of $0. The catch is the withdrawal fee of $5 flat fee, which makes it a poor fit for anyone moving small sums in and out often.

Read the full eToro review

Mintos

Mintos suits savers who want a euro account that pays interest on cash and holds investments in the same place. The account fee is €0 and the minimum deposit €50, so the running cost is thin, while an inactivity fee of €4.90 catches balances left untouched.

Read the full Mintos review

Score breakdown

eToro vs Mintos
AreaeToroMintos
Cost9.3HigherAccount fee $0 and stock trade fee $0 rank 1 and 1, while withdrawals cost $5 flat fee.8.9A €0 account fee and bank transfers at no cost keep the base low, with €4.90 for inactivity and 0.5% on conversion.
Offer8.89.1HigherBonds, ETFs and crypto sit in bonds, etfs and crypto, cash pays 2.5% and entry starts at €50, a compact mix for a small saver.
Trust9.29.4Higher

Side by side, item by item

eToro vs Mintos
MarketseToroMintos
StocksYesNo
ETFsYesYes
ForexYesNo
CFDsYesNo
FuturesYesNo
CryptoYesYes
BondsNoYes

How they place

eToro vs Mintos
RankingeToroMintos
Investing5 of 65414 of 654
Stock and ETF brokers4 of 35810 of 358
Trading platforms4 of 247 of 24

Availability and regulation

eToro vs Mintos
CountryeToroMintos
CyprusNot confirmed
LatviaNot confirmed
LV_LV PSD_EMI LV_FCMC!723
United States
SIPC SIPC member 70212
Not confirmed

Pick eToro if, pick Mintos if

Pick eToro if cost matter most.

Pick Mintos if offer matter most.

Every fact side by side

eToro vs Mintos
FacteToroMintos
FeaturesCrypto, Demo account, Fractional shares, Copy trading, Mobile appCovers moreCrypto, Mobile app
Pricing modelCommission freeCommission free
AudienceBeginnersNot confirmed
Legal entityeToro (Europe) LtdSIA Mintos Payments
HeadquartersCyprusLatvia
Founded2007Not confirmed
Support channelsHelp centreEmail, Help centre, CommunityCovers more

Crypto exchanges

eToro vs Mintos
FacteToroMintos
Taker fee1%Not confirmed
Coins listedfrom 150Not confirmed
Fiat deposit methodsCard, BankNot confirmed
Withdrawal fee$5 flat feeNot confirmed
DerivativesYesNot confirmed
Exchange typeCexNot confirmed

Savings

eToro vs Mintos
FacteToroMintos
Headline rate3.8%Not confirmed
Rate typeVariableNot confirmed
Deposit protectionEU DGS up to EUR 100,000Not confirmed
Access termsInterest on USD cash balance, no lock-in, withdraw at any time, calculated daily and paid monthlyNot confirmed
Monthly fee$0Not confirmed
Account kindCash managementNot confirmed

Robo-advisors

eToro vs Mintos
FacteToroMintos
Management fee0%Not confirmed
Minimum investment$500Not confirmed
Portfolio typesETF, ESG, Cash, CryptoNot confirmed

Crypto wallets

eToro vs Mintos
FacteToroMintos
Wallet typeMobileNot confirmed
CustodyCustodialNot confirmed

Where each stands against the rest

eToro vs Mintos
FacteToroMintosMedian
Stock trade fee$0at the medianNot confirmed$0
Inactivity feeNot confirmed€4.90above the median€2.45
Currency conversion feeNot confirmed0.5%above the median0.4%
Interest on cashNot confirmed2.5%below the median2.875%

Median across 94 listed providers.

Pros and cons

eToro

Pros

  • Interest on the USD cash balance pays 3.8% on a variable basis, calculated daily and paid monthly, and withdrawals are allowed at any time.
  • Regulated by Cyprus Securities and Exchange Commission (CySEC) and SIPC, with client asset protection of EU ICS up to EUR 20,000 and deposit protection of EU DGS up to EUR 100,000.
  • Minimum deposit $1 to $10,000 and minimum portfolio investment $500 keep the starting point low, and fractional shares are among the listed features.

Cons

  • Withdrawal costs $5 flat fee each time, which makes small, regular transfers expensive next to the $0 stock trade fee.
  • Client asset protection of EU ICS up to EUR 20,000 sits well below deposit protection of EU DGS up to EUR 100,000, so a large share portfolio can outrun the cover.
  • Taker fee 1% sits above the 0.25% median, which matters for anyone trading crypto often rather than holding.

Mintos

Pros

  • The account fee is €0, so holding a balance open costs nothing month after month.
  • The dealing model in commission free means no charge on each trade, and bonds, etfs and crypto puts bonds, ETFs and crypto in the same place.
  • Cash parked on the platform earns 2.5%, so idle money still pays while you decide.

Cons

  • An inactivity fee of €4.90 can be charged on a balance left unused, so a forgotten account still costs money.
  • Money in and out is uneven: Free bank transfer withdrawal; 2% card deposits, so card top-ups cost where a bank transfer does not.
  • Converting currency runs at 0.5%, which is the fee to watch if you hold money outside the euro.

Who each suits

eToro

Who it suits

  • New investors, since the audience is listed as beginners and the minimum deposit is $1 to $10,000.
  • Investors who want cash and markets together, with USD balance interest at 3.8% alongside stocks, etfs and forex.
  • UK savers who want a tax wrapper, since an ISA sits among the isa on offer.

Who should look elsewhere

  • bunq, which covers stocks, etfs and crypto and suits anyone who wants shares, ETFs and crypto and can set derivatives aside.
  • CFI, for readers who want stocks, etfs and forex and can leave futures aside; eToro is the wider of the two.
  • Fiesta Credito MX, which answers to CONDUSEF rather than Cyprus Securities and Exchange Commission (CySEC) and SIPC, for readers trading outside those markets.

Mintos

Who it suits

  • Savers in the euro area who want cash interest alongside bond, ETF and crypto holdings without paying per trade.
  • People who prefer one place for money and markets, using the mobile app in crypto and mobile app and the platforms in Web, iOS and Android.
  • First-time investors who would rather not pay a commission on every trade and start from €50.

Who should look elsewhere

  • Not for people who want a smaller first transfer than €50: bunq lists a minimum deposit of €10.
  • Not for traders who are content to start with nothing: CFI has a minimum deposit of $0.
  • Not for people weighing a Mexican lender: Fiesta Credito MX is listed with CONDUSEF rather than the Latvijas Banka register here.

Questions about each

eToro

What does eToro charge to open and run an account?+

The account fee is $0 and the monthly fee is $0, so the account costs nothing to hold. Stock trades are charged at $0 and the platform describes itself as commission-free. Managed portfolios carry a management fee of 0%. Money moving out is the exception, at $5 flat fee per withdrawal.

Is my money protected at eToro?+

eToro is regulated by Cyprus Securities and Exchange Commission (CySEC) and SIPC. Client assets sit under investor protection of EU ICS up to EUR 20,000, while cash deposits are covered by a separate scheme at EU DGS up to EUR 100,000. These ceilings are very different, so anyone holding a large share portfolio should treat the lower figure as the real limit on recovery.

Mintos

Does Mintos charge a monthly account fee?+

No. The account fee is €0, so keeping the account open costs nothing in monthly charges. The costs that do apply are the inactivity fee of €4.90, the currency conversion charge of 0.5% and a fee on card deposits.

What happens if I leave my account untouched?+

An inactivity fee of €4.90 can be charged on a balance that sits unused, so keep a little activity or move the money out before it costs you. The account fee of €0 keeps applying while the account is open.

Other options to compare

Other matchups

eToro

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Mintos

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