Updated September 29, 2026 · SumCue Editorial Team
ActivTrades vs Bitpanda
ActivTrades
Higher score in this comparison
Bitpanda
ActivTrades vs Bitpanda: the differences
| Compare | ActivTradesReviewVisitVisit | BitpandaReviewVisitVisit |
|---|---|---|
| Minimum deposit | $0 | €1 |
| Stock trade fee | $0 | €1 |
| Markets | Stocks, ETFs, Forex, CFDs, Crypto, Bonds | Stocks, ETFs, Crypto, Metals |
| Regulators | FCA, SCB, CMVM, FSC, BACEN | FMA (Austria), BaFin (Germany), Austrian Financial Market Authority (FMA), Federal Financial Supervisory Authority (BaFin), Malta Financial Services Authority (MFSA), AT FMA |
| Investor protection | FSCS up to GBP 85,000 | EU ICS up to EUR 20,000 |
| Currency conversion fee | 0.5% | 0%Lower |
| Deposit and withdrawal fees | Free deposits and withdrawals | Free deposits |
| Account fee | $0 | Not confirmed |
| Retail accounts that lose money | 84% | Not confirmed |
| Platforms | ActivTrader, MetaTrader 4, MetaTrader 5, TradingView | Not confirmed |
| Interest on cash | 3.3% | Not confirmed |
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- ActivTrades scores higher overall: 9.4 vs 9.1.
- Regulators: only ActivTrades offers FCA, SCB, CMVM.
- Regulators: only Bitpanda offers FMA (Austria), BaFin (Germany), Austrian Financial Market Authority (FMA).
- Currency conversion fee is lower at Bitpanda: 0% vs 0.5%.
- Markets: only ActivTrades offers Forex, CFDs, Bonds.
- Markets: only Bitpanda offers Metals.
- Pricing model: only ActivTrades offers Commission free.
- Pricing model: only Bitpanda offers No annual fee.
Our verdict on each
ActivTrades
ActivTrades suits active traders seeking broad market access with commission free share dealing alongside forex, CFDs and bonds in a single account. Minimum deposit sits at $0 with stock trade fees at $0 and cover through FSCS up to GBP 85,000, while retail loss share stands at 84%.
Bitpanda
Bitpanda suits beginners who want stocks, crypto and metals in one app and can start small. Its cost score of 4.6 reflects a flat €1 stock trade fee, free deposits and a low entry point, though the protection cap is modest.
Score breakdown
| Area | ActivTrades | Bitpanda |
|---|---|---|
| Cost | 9.3HigherAccount upkeep stays light with charges at $0 for everyday holders. | 9.2Stock trades cost €1 a share, deposits are Free deposits, and the entry point is €1. |
| Offer | 9.6HigherChoice spans asset classes listed as stocks, ETFs and forex for varied strategies. | 8.7 |
| Trust | 9.5HigherOversight spans regulators shown as FCA, SCB and CMVM for added assurance. | 9.3 |
Which one suits you
Pick ActivTrades if offer matter most.
Pick Bitpanda if currency conversion fee matter most.
Where these facts come from
ActivTrades
- activtrades.com: 12 facts, checked September 28, 2026
- help.activtrades.com: 1 fact, checked September 29, 2026
Bitpanda
- bitpanda.com: 10 facts, checked September 26, 2026
- esma.europa.eu: 2 facts, checked September 26, 2026
How they place
| Ranking | ActivTrades | Bitpanda |
|---|---|---|
| Savings | 1 of 1492 | 13 of 1492 |
| Investing | 2 of 654 | 17 of 654 |
| Stock and ETF brokers | 1 of 358 | 11 of 358 |
| Trading platforms | 1 of 24 | 8 of 24 |
| Crypto | 1 of 428 | 10 of 428 |
Every fact side by side
| Fact | ActivTrades | Bitpanda |
|---|---|---|
| Features | Crypto, Demo account, Fractional shares, Mobile app | Crypto, Fractional shares, Mobile app, Demo account |
| Pricing model | Commission free | No annual fee |
| Legal entity | Not confirmed | Bitpanda GmbH |
| Headquarters | Not confirmed | Austria |
| Founded | Not confirmed | 2014 |
| Support channels | Not confirmed | Help centre |
Crypto exchanges
| Fact | ActivTrades | Bitpanda |
|---|---|---|
| Taker fee | 0% | Not confirmed |
| Coins listed | 10 | from 650 |
| Fiat deposit methods | Card, Bank | Not confirmed |
| Maker fee | 0% | Not confirmed |
| Withdrawal fee | Free | Not confirmed |
| Derivatives | Yes | Not confirmed |
| Exchange type | Cex | Cex |
Savings
| Fact | ActivTrades | Bitpanda |
|---|---|---|
| Headline rate | 3.3% | Not confirmed |
| Rate type | Variable | Not confirmed |
| Deposit protection | FSCS up to GBP 85,000 | EU DGS up to EUR 100,000 |
| Access terms | Funds stay in the account and are free to trade at any time; interest on free margin is paid monthly | Instant access, trading 24/7, funds tradeable anytime |
| Monthly fee | Not confirmed | €0 |
| Account kind | Easy access | Easy access |
Credit cards
| Fact | ActivTrades | Bitpanda |
|---|---|---|
| Annual fee | Not confirmed | €0 |
| Rewards type | Not confirmed | Cashback |
| Rewards rate | Not confirmed | 1% cashback on crypto asset spending |
| Perks | Not confirmed | 1% cashback on crypto asset spending |
| Cashback rate | Not confirmed | 1% |
| Card kind | Not confirmed | Credit |
Debit cards
| Fact | ActivTrades | Bitpanda |
|---|---|---|
| Card type | Not confirmed | Debit |
| Cashback rate | Not confirmed | 1% |
| Card network | Not confirmed | Visa |
| Custody | Not confirmed | Custodial |
Crypto wallets
| Fact | ActivTrades | Bitpanda |
|---|---|---|
| Wallet type | Not confirmed | Mobile |
| Coins supported | Not confirmed | 650 |
Where each stands against the rest
| Fact | ActivTrades | Bitpanda | Median |
|---|---|---|---|
| Account fee | $0at the median | Not confirmed | $0 |
| Retail accounts that lose money | 84%highest quarter | Not confirmed | 72.21% |
| Currency conversion fee | 0.5%above the median | 0%below the median | 0.4% |
| Interest on cash | 3.3%above the median | Not confirmed | 2.875% |
Median across 77 listed providers.
Pros and cons
ActivTrades
Pros
- Share dealing costs nothing with fees at $0, unlike DKB with fees of €10.
- Entry stays accessible with minimum deposit at $0 alongside funding via card and bank.
- Crypto derivatives are available with taker pricing at 0% for cost aware traders.
Cons
- Coin choice stays narrow at 10 for traders seeking wide crypto coverage.
- Currency conversion applies at 0.5% which adds cost for cross currency activity.
- Retail loss share stands elevated at 84%, highlighting CFD risk.
Bitpanda
Pros
- You can start with €1, so a small amount opens the account and the entry point sits well inside the field.
- Stock trades cost €1 a share, a flat price you can work out before you deal.
- Deposits cost Free deposits, so moving money in does not eat into your first investment.
Cons
- Investor protection stops at EU ICS up to EUR 20,000, so a large portfolio can sit above the cap.
- Support runs on help centre only, so a question that needs a person has no listed route.
- The crypto side alone lists from 650 coins against a field median of 71.5, and custodial custody means the keys are not yours.
Who each suits
ActivTrades
Who it suits
- Traders seeking commission free stocks with fees at $0 and varied venues at ActivTrader, MetaTrader 4 and MetaTrader 5.
- Investors comfortable with forex and CFD exposure across assets at stocks, ETFs and forex.
- Savers holding trading cash who value interest at 3.3% with easy access.
Who should look elsewhere
- Traders seeking bank bundled saving plus investing may consider DKB, which structures share dealing around €10.
- Investors seeking social portfolios and guided themes may consider eToro, where entry starts at $50.
Bitpanda
Who it suits
- Beginners building a first portfolio from spare monthly savings
- People who want stocks, crypto and metals in one app
- Anyone who prefers a fixed share price over percentage dealing fees
Who should look elsewhere
- Anyone holding more than EU ICS up to EUR 20,000, where the cap is too low
- Investors who want to hold their own keys rather than custodial custody
- People who need phone or email support, since help runs on help centre only
Country by country
| Country | ActivTrades | Bitpanda |
|---|---|---|
| Argentina | Yes | No |
| Belgium | Yes | No |
| United Kingdom | Yes | No |
Questions about each
ActivTrades
What does ActivTrades charge for investing?+
Stock dealing carries fees of $0 with account upkeep at $0. Deposits and withdrawals are described as Free deposits and withdrawals. Currency conversion applies at 0.5%, so cross currency moves need care when sizing orders and planning holding periods.
How is money protected at ActivTrades?+
Investor protection is stated as FSCS up to GBP 85,000 with deposit protection described as FSCS up to GBP 85,000. Oversight comes from regulators listed as FCA, SCB and CMVM. Such cover has limits and conditions, so readers should check eligibility for their entity before funding.
Bitpanda
What is the minimum I need to open a Bitpanda account?+
You can start with €1. That is a small enough figure to test the platform before committing real money, and the account is easy access, so you are not tied into a term. A first deposit can be made straight away at no charge.
How much does it cost to buy shares?+
A stock trade costs €1 per share. Because that is a flat price rather than a percentage, the cost does not rise as your order gets larger, which suits a beginner making a handful of larger buys. Very small orders can cost more per share in relative terms.
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