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PaysafeCard review

Updated September 29, 2026 · SumCue Editorial Team · Facts checked September 29, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

PaysafeCard suits online shoppers who want a wallet linked debit card with virtual card extras for travel and daily payments. Currency conversion runs at 2%, so home currency use stays tidy while spend abroad needs care against lower cost rivals.

Key facts

Best for
Online shoppers avoiding monthly upkeep
Monthly fee
€0↗
Currency conversion fee
2%↗
Free ATM withdrawals
€0↗
Card type
Debit↗
Card network
Mastercard↗
Legal entity
Prepaid Services Company Ltd.↗
Headquarters
United Kingdom↗
Support channels
Chat, Help-centre↗
Features
Virtual card, Travel
Official website
paysafecard.com

Facts checked September 29, 2026, 3 sources

Apps and profiles

Get the app
App Store
Elsewhere
WikidataWikipediaXTrustpilotLinkedInfacebook.com

Pros and cons

Pros

  • Currency conversion is clear at 2% for planning travel spend.
  • Card use is debit via debit with virtual card and travel extras via virtual card and travel.
  • Help is available through chat and help centre via chat and help centre.

Cons

  • Currency conversion at 2% adds cost to spend in other currencies.
  • Cash allowance sits at €0, so ATM use adds extra cost.
  • Support runs on chat and help centre only, without phone help.
PaysafeCard

Ready to try PaysafeCard?

Scored 8.9 / 10 by SumCue.

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Who it suits

  • Online shoppers who prefer PaysafeCard over eToro for wallet style debit use.
  • Travellers who prefer PaysafeCard over Bit2Me for card payments with travel extras.
  • Budget minded users who prefer PaysafeCard over Bitpanda for no fixed upkeep.

Who should look elsewhere

  • Frequent travellers who want eToro for conversion at a lower charge.
  • Cash users who want Bitpanda for a different ATM setup.
  • Shoppers who want phone help rather than chat based care with PaysafeCard.

Fees and FX

PaysafeCard charges a monthly fee of €0, so there is no fixed upkeep for holding the wallet. Spending in another currency carries currency conversion of 2%. That mix keeps home currency use low cost while trips or cross border shopping add a clear extra to weigh against cards with lower conversion charges.

The company behind it

The wallet is offered by Prepaid Services Company Ltd. via Prepaid Services Company Ltd., based in the United Kingdom via GB. It holds authorisation from the Financial Conduct Authority under 900021. Day to day help runs through chat and help centre via chat and help centre, so queries go through written channels rather than phone lines.

How PaysafeCard compares

Where PaysafeCard is available

Available
Australia, Austria, Belgium, Bulgaria, Canada, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Georgia, Germany, Greece, Hungary, Iceland, Ireland, Italy, Kuwait, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Mexico, Moldova, Montenegro, Netherlands, New Zealand, Norway, Paraguay, Peru, Poland, Portugal, Romania, Saudi Arabia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Turkey, United Arab Emirates, United Kingdom, United States, Uruguay
Licence in United Kingdom
Financial Conduct Authority (900021), checked September 29, 2026

Countries from the brand (Source, checked September 29, 2026)

Frequently asked questions

Does PaysafeCard charge a monthly fee?+

PaysafeCard charges a monthly fee of €0, so holding the wallet adds no fixed upkeep. You can keep the account open for online use without paying a standing charge, which helps if you spend in small amounts or only in some months.

How much does currency conversion cost?+

Spending in another currency carries conversion of 2%. That charge applies when you pay in a currency other than your wallet currency. If you shop abroad or buy from foreign sites, compare that rate with cards that convert for less.

Can I withdraw cash with PaysafeCard?+

The cash allowance is €0, so ATM withdrawals fall outside any included allowance. The card centres on online and in store card payments rather than cash access. If you need regular cash, a card with an included withdrawal allowance may fit better.

What type of card will I get?+

It is a debit card via debit on Mastercard, with virtual card and travel extras via virtual card and travel. You spend from your wallet balance rather than a credit line. That setup suits online shopping and trips where Mastercard acceptance helps.

Who offers PaysafeCard and how is it regulated?+

The wallet is offered by Prepaid Services Company Ltd. via Prepaid Services Company Ltd., based in the United Kingdom via GB. It holds authorisation from the Financial Conduct Authority under 900021. That licence shows which authority oversees the issuer.

How can I get help with my account?+

Help runs through chat and help centre via chat and help centre. You can send a written query or browse guides for account, card and payment issues. There is no phone channel listed, so urgent matters must go through chat or the help centre pages.

Sources

Compiled from 4 source pages, checked September 29, 2026. We did not open an account.

Not confirmed yet: Protection.

PaysafeCard

PaysafeCard

Online shoppers avoiding monthly upkeep

8.9/10See alternatives