Updated October 17, 2026 · SumCue Editorial Team

Top credit and debit cards compared in Australia

466 providers available in Australia, ranked for Australia.

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Top credit and debit cards compared in Australia
OrderProviderScoreFeaturesKey factsActions
1
eToro logo
eToroTop pickPartner
9.2/10
    Regulators:
    Cyprus Securities and Exchange Commission (CySEC), SIPC
    Legal entity:
    eToro (Europe) Ltd
    Headquarters:
    Cyprus
    ReviewCompareVisit
    2
    Airwallex logo
    AirwallexPartner
    9.0/10
    • Business
    • Travel
    Currency conversion fee:
    0.5%
    Legal entity:
    Airwallex (Singapore) Pte. Ltd.
    Headquarters:
    Singapore
    ReviewCompareVisit
    3
    Nexo logo
    NexoPartner
    8.9/10
    • No annual fee
    • Business
    • Travel
    Annual fee:
    €0
    APR:
    from 1.9%
    Currency conversion fee:
    0.2% to 2.5%
    ReviewCompareVisit
    4
    Binance logo
    BinancePartner
    9.0/10
      Regulators:
      Autorite des marches financiers (AMF), Commissione Nazionale per le Societa e la Borsa (CONSOB), Banco de Espana, and 2 more
      Legal entity:
      Binance Holdings Ltd.
      Headquarters:
      United Arab Emirates
      ReviewCompareVisit
      5
      Revolut UK logo
      Revolut UKPartner
      9.4/10
      • No annual fee
      • Travel
      Annual fee:
      €0
      APR:
      13.34% to 17.99%
      Currency conversion fee:
      0% to 2%
      ReviewCompareVisit
      6
      Revolut logo
      RevolutPartner
      9.2/10
      • No monthly fee
      • Travel
      Annual fee:
      €0
      APR:
      13.34% to 17.99%
      Currency conversion fee:
      0% to 2%
      ReviewCompareVisit
      7
      Revolut AU logo
      Revolut AUPartner
      9.1/10
      • No annual fee
      • Rewards
      Annual fee:
      €0
      APR:
      13.34% to 17.99%
      Currency conversion fee:
      0% to 1%
      ReviewCompareVisit
      8
      Ariza Credit Union logo
      Ariza Credit UnionPartner
      9.7/10
      • No monthly fee
      • Travel
      Monthly fee:
      EC$0
      Card type:
      Debit
      Card network:
      Visa
      ReviewCompareSee alternatives
      9
      BCP logo
      BCPPartner
      9.7/10
      • No monthly fee
      APR:
      8.9% to 87.5%
      Credit needed:
      Good
      Legal entity:
      Banco de Credito del Peru
      ReviewCompareSee alternatives
      10
      Grenada Co-operative Bank logo
      Grenada Co-operative BankPartner
      9.7/10
      • Credit line
      Credit needed:
      Fair
      Legal entity:
      Grenada Co-operative Bank Limited
      Headquarters:
      Grenada
      ReviewCompareSee alternatives

      Licensed in Australia

      Nexo
      AUSTRAC (Australia)
      Commonwealth Bank Ltd
      AFSL (Australian Securities and Investments Commission)
      Commonwealth Bank Ltd
      Australian credit licence
      Travelex Money Card AU
      Australian Securities and Investments Commission (AFSL)
      Great Southern Bank
      ASIC
      Commonwealth Bank of Australia Credit Cards
      Australian Securities and Investments Commission (ASIC)
      ING Australia
      Australian Securities and Investments Commission (ASIC)
      kraken
      AUSTRAC
      Zeller
      Australian Financial Services Licence (AFSL)
      CoinZoom
      AUSTRAC
      Up
      Australian Securities and Investments Commission (AFSL and Australian Credit Licence stated on site)
      ANZ Credit Cards
      Australian credit licence (licensing authority not named on the page)
      Up Bank
      Regulator not named on the cited page (Australian Credit Licence, National Credit Code)
      Crypto.com Card
      Australian Securities and Investments Commission (Australian Financial Services Licence, Foris GFS Australia Pty Ltd)
      CoinJar
      AUSTRAC (Australian Transaction Reports and Analysis Centre)
      Pay It Now
      AUSTRAC
      Pay It Now
      Australian Securities and Investments Commission (ASIC)
      Macquarie Bank
      Australian Prudential Regulation Authority (APRA)
      Macquarie Bank
      Australian Securities & Investments Commission (ASIC)
      Macquarie Bank
      AUSTRAC

      Other rankings

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      Other countries

      eToro

      eToro

      Top pick for Australia

      9.2/10Visit