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Updated October 17, 2026 · SumCue Editorial Team

Top credit and debit cards compared in France

490 providers available in France, ranked for France.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score. How we rank

Top credit and debit cards compared in France
OrderProviderScoreFeaturesKey factsActions
1
XTB logo
XTBTop pickPartner
9.3/10
  • Low fees
Currency conversion fee:
0.5%
Regulators:
Cyprus Securities and Exchange Commission (CySEC), FCA, KNF
Legal entity:
XTB Limited
ReviewCompareVisit
2
eToro logo
eToroPartner
9.2/10
    Regulators:
    Cyprus Securities and Exchange Commission (CySEC), SIPC
    Legal entity:
    eToro (Europe) Ltd
    Headquarters:
    Cyprus
    		ReviewCompareVisit
    3
    Bitpanda Card logo
    Bitpanda CardPartner
    		9.4/10
    • No annual fee
    • Rewards
    Annual fee:
    €0
    Currency conversion fee:
    0%
    Rewards type:
    Cashback
    		ReviewCompareVisit
    4
    Bitpanda logo
    BitpandaPartner
    		9.1/10
    • No annual fee
    Annual fee:
    €0
    Currency conversion fee:
    0%
    Rewards type:
    Cashback
    		ReviewCompareVisit
    5
    Pixpay FR logo
    Pixpay FRPartner

    Un mois offert pour la rentree: 1 month free

    		8.4/10
      Currency conversion fee:
      2%
      Rewards type:
      None
      Headquarters:
      France
      		ReviewCompareVisit
      6
      Coinbase logo
      CoinbasePartner
      		9.4/10
      • No annual fee
      Annual fee:
      $0
      Currency conversion fee:
      0%
      Rewards type:
      Cashback
      		ReviewCompareVisit
      7
      Coinbase Card logo
      Coinbase CardPartner

      Crypto rewards on every purchase with the Coinbase Card (rotating reward selection)

      		9.0/10
      • No annual fee
      Annual fee:
      $0
      Currency conversion fee:
      0%
      Rewards type:
      Cashback
      		ReviewCompareVisit
      8
      Finom logo
      FinomPartner

      Fixed 5% p.a. on EUR funds for the first 5 months: 5% p.a. fixed for 5 months on up to EUR 200,000

      		8.9/10
      • No monthly fee
      • Fixed rate
      • Rewards
      • Business
      Rewards type:
      Cashback
      Rewards rate:
      up to 3%
      Legal entity:
      PNL Fintech B.V.
      		ReviewCompareVisit
      9
      Nexo logo
      NexoPartner
      		8.9/10
      • No annual fee
      • Business
      • Travel
      Annual fee:
      €0
      APR:
      from 1.9%
      Currency conversion fee:
      0.2% to 2.5%
      		ReviewCompareVisit
      10
      Airwallex logo
      AirwallexPartner
      		9.0/10
      • Business
      • Travel
      Currency conversion fee:
      0.5%
      Legal entity:
      Airwallex (Singapore) Pte. Ltd.
      Headquarters:
      Singapore
      		ReviewCompareVisit

      Licensed in France

      BoursoBank
      Autorité de contrôle prudentiel (ACB)
      BoursoBank
      Autorité des marchés financiers (AMF)
      bunq Spain
      Banque de France
      Consors Finanz
      Autorité des Marchés Financiers (AMF)
      Consors Finanz
      Autorité de Contrôle Prudentiel et de Résolution (ACPR)
      Consors Finanz
      ORIAS (insurance intermediary register)
      Monabanq
      Autorite de controle prudentiel et de resolution (ACPR)
      Monabanq
      Organisme pour le registre des intermediaires en assurances (ORIAS)
      Alior
      FR_ACPR
      Sumeria
      ACPR (Autorite de Controle Prudentiel et de Resolution) - e-money institution authorised to issue payment services
      Sumeria
      ORIAS (agent of investment service provider Bitpanda Financial Services GmbH)
      bunq
      Banque de France
      Qonto_AT
      ACPR (Autorite de Controle Prudentiel et de Resolution)
      Qonto_AT
      FR_ACPR
      Shine
      ACPR
      Shine
      FR_ACPR
      Bling (formerly Penta)
      ACPR (Autorite de controle prudentiel et de resolution) - e-money institution Treezor
      Qonto
      ACPR (Autorite de Controle Prudentiel et de Resolution)
      Qonto
      FR_ACPR
      Spendesk
      ACPR

      Other rankings

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      Other countries

      XTB

      XTB

      Top pick for France

      9.3/10Visit