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Updated October 17, 2026 · SumCue Editorial Team

Top credit and debit cards compared in Canada

471 providers available in Canada, ranked for Canada.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score. How we rank

Top credit and debit cards compared in Canada
OrderProviderScoreFeaturesKey factsActions
1
Airwallex logo
AirwallexTop pickPartner
9.0/10
  • Business
  • Travel
Currency conversion fee:
0.5%
Legal entity:
Airwallex (Singapore) Pte. Ltd.
Headquarters:
Singapore
ReviewCompareVisit
2
Borrowell logo
BorrowellPartner

Credit Builder cash back rewards on select Marketplace products

8.9/10
  • No annual fee
Annual fee:
CA$0
APR:
0%
Credit needed:
Poor
ReviewCompareVisit
3
Binance logo
BinancePartner
9.0/10
    Regulators:
    Autorite des marches financiers (AMF), Commissione Nazionale per le Societa e la Borsa (CONSOB), Banco de Espana, and 2 more
    Legal entity:
    Binance Holdings Ltd.
    Headquarters:
    United Arab Emirates
    		ReviewCompareVisit
    4
    Ariza Credit Union logo
    Ariza Credit UnionPartner
    		9.7/10
    • No monthly fee
    • Travel
    Monthly fee:
    EC$0
    Card type:
    Debit
    Card network:
    Visa
    		ReviewCompareSee alternatives
    5
    BCP logo
    BCPPartner
    		9.7/10
    • No monthly fee
    APR:
    8.9% to 87.5%
    Credit needed:
    Good
    Legal entity:
    Banco de Credito del Peru
    		ReviewCompareSee alternatives
    6
    Grenada Co-operative Bank logo
    Grenada Co-operative BankPartner
    		9.7/10
    • Credit line
    Credit needed:
    Fair
    Legal entity:
    Grenada Co-operative Bank Limited
    Headquarters:
    Grenada
    		ReviewCompareSee alternatives
    7
    Banco Pichincha logo
    Banco PichinchaPartner
    		9.6/10
    • No monthly fee
    • Rewards
    Rewards type:
    Miles
    Card kind:
    Credit
    Legal entity:
    BANCO PICHINCHA C.A.
    		ReviewCompareSee alternatives
    8
    Union Pay International logo
    Union Pay InternationalPartner
    		9.6/10
    • Travel
    Currency conversion fee:
    0%
    Rewards type:
    Points
    Perks:
    Overseas spending settled in RMB at the market exchange rate, no need to buy foreign currency, No fee when paying at merchants abroad, Relatively low overseas ATM withdrawal fees, and 1 more
    		ReviewCompareSee alternatives
    9
    Nykredit logo
    NykreditPartner
    		9.5/10
    • No monthly fee
    Card kind:
    Credit
    Legal entity:
    Nykredit Bank A/S
    Headquarters:
    Denmark
    		ReviewCompareSee alternatives
    10
    Bank of Jordan logo
    Bank of JordanPartner
    		9.4/10
    • No monthly fee
    APR:
    8.99%
    Card kind:
    Credit
    Legal entity:
    Bank of Jordan P.L.C
    		ReviewCompareSee alternatives

    Licensed in Canada

    Loop (Loop Card)
    Equitable Bank
    kraken
    FINTRAC
    shakepay
    CIRO
    shakepay
    FINTRAC
    shakepay
    AMF
    Meridian Credit Union
    Financial Services Regulatory Authority (FSRA)
    Kanetix.ca
    Registered Insurance Brokers of Ontario (RIBO)
    Lemfi
    FINTRAC, money service business

    Other rankings

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    Other countries

    Airwallex

    Airwallex

    Top pick for Canada

    9.0/10Visit