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Updated October 18, 2026 · SumCue Editorial Team

Top credit and debit cards compared in Germany

527 providers available in Germany, ranked for Germany.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score. How we rank

Top credit and debit cards compared in Germany
OrderProviderScoreFeaturesKey factsActions
1
DKB logo
DKBTop pickPartner

25 Euro Bonus Kinderkonto and Tagesgeld: 25 EUR

9.3/10
  • No monthly fee
  • Travel
Annual fee:
€29.88
APR:
6.99%
Currency conversion fee:
0% to 2.2%
ReviewCompareVisit
2
DKB (Deutsche Kreditbank) logo
DKB (Deutsche Kreditbank)Partner

Welcome bonus for new credit card holders: €30

9.0/10
  • Fixed rate
  • Travel
Annual fee:
€29.88
APR:
6.99%
Rewards type:
None
ReviewCompareVisit
3
Kontist by Shine logo
Kontist by ShinePartner

sevdesk: 60% off your accounting software: 60% discount

9.1/10
  • No annual fee
  • Business
  • Travel
Annual fee:
€0
Currency conversion fee:
2%
Rewards type:
None
ReviewCompareVisit
4
bunq logo
bunqPartner
8.9/10
  • No annual fee
  • Travel
Annual fee:
€0
Currency conversion fee:
0.5% to 3%
Card kind:
Credit
ReviewCompareVisit
5
Fyrst logo
FyrstPartner
8.9/10
  • No annual fee
  • Business
Annual fee:
€0
Currency conversion fee:
1.85%
Rewards type:
None
ReviewCompareVisit
6
Nexo logo
NexoPartner
8.9/10
  • No annual fee
  • Business
  • Travel
Annual fee:
€0
APR:
from 1.9%
Currency conversion fee:
0.2% to 2.5%
ReviewCompareVisit
7
Airwallex logo
AirwallexPartner
9.0/10
  • Business
  • Travel
Currency conversion fee:
0.5%
Legal entity:
Airwallex (Singapore) Pte. Ltd.
Headquarters:
Singapore
ReviewCompareVisit
8
Revolut UK logo
Revolut UKPartner
9.4/10
  • No annual fee
  • Travel
Annual fee:
€0
APR:
13.34% to 17.99%
Currency conversion fee:
0% to 2%
ReviewCompareVisit
9
Revolut logo
RevolutPartner
9.2/10
  • No monthly fee
  • Travel
Annual fee:
€0
APR:
13.34% to 17.99%
Currency conversion fee:
0% to 2%
ReviewCompareVisit

Licensed in Germany

DKB
Bundesanstalt fur Finanzdienstleistungsaufsicht
Kontist by Shine
BaFin and European Central Bank - licence held by banking partner Solaris SE, which holds and manages the German IBAN accounts; Kontist itself states it holds no banking licence
bunq
Bundesanstalt fur Finanzdienstleistungsaufsicht (BaFin)
Deutsche Bank
Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
Deutsche Bank
European Central Bank (ECB)
Deutsche Bank
IHK Frankfurt am Main (Versicherungsvermittlerregister)
1822direkt
Europäische Zentralbank (ECB)
1822direkt
Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
Bitpanda Card
Federal Financial Supervisory Authority (BaFin)
Deutsche Bank
Europäische Zentralbank (EZB)
Deutsche Bank
Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
Postbank
Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
Postbank
Europäische Zentralbank (EZB)
Hanseatic Bank
Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
Hanseatic Bank
Europaeische Zentralbank (ECB)
PSD Bank Nürnberg
Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
1822direkt
Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
1822direkt
Europaeische Zentralbank (EZB)
Miles & More Kreditkarte
European Central Bank (EZB)
Miles & More Kreditkarte
Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)

Other rankings

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DKB

DKB

Top pick for Germany

9.3/10Visit