Paysafe review
Updated September 29, 2026 · SumCue Editorial Team · Facts checked September 28, 2026
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Our verdict
Paysafe suits readers who want prepaid control for everyday spending without drawing on a bank balance. The card uses Mastercard acceptance with a monthly fee of £4 and support through help centre under Paysafe Holdings UK Limited management for steady oversight.
Key facts
- Best for
- Controlled prepaid spending on Mastercard for everyday purchases
- Monthly fee
- £4↗
- Card type
- Prepaid↗
- Card network
- Mastercard↗
- Legal entity
- Paysafe Holdings UK Limited↗
- Headquarters
- United Kingdom↗
- Support channels
- Help-centre↗
- Official website
- paysafe.com
Facts checked September 28, 2026, 5 sources
Apps and profiles
- Get the app
- App StoreGoogle Play
- Elsewhere
- WikidataWikipediaLinkedInXTrustpilot
Pros and cons
Pros
- Prepaid prepaid design helps you limit spending to funds loaded in advance.
- Wide usability through Mastercard acceptance under Mastercard network terms.
- Clear corporate base in GB under Paysafe Holdings UK Limited for UK and Europe readers.
Cons
- Monthly fee of £4 applies even during periods with low card use.
- Support runs on help centre only, which limits how you can get help.
Who it suits
- Readers who prefer prepaid caps over Bit2Me card style spending and want Mastercard reach via Mastercard.
- Readers who accept help centre care via help centre rather than eToro style service channels.
Who should look elsewhere
- Readers who want to avoid monthly upkeep should look at Bitpanda, which charges €0 for monthly upkeep.
- Readers who want phone based care should look at eToro rather than Paysafe support via help centre.
How Paysafe compares
8.2 vs 9.4
8.2 vs 9.0
8.2 vs 8.9
8.2 vs 9.4
8.2 vs 8.7
8.2 vs 9.2eToro charges €0 for monthly upkeep, which suits readers who want to avoid the Paysafe monthly charge.
8.2 vs 9.4
8.2 vs 8.7
8.2 vs 9.3
8.2 vs 8.9
8.2 vs 8.6
8.2 vs 9.2
8.2 vs 8.4
8.2 vs 8.5
8.2 vs 8.8
8.2 vs 9.0
8.2 vs 8.6
8.2 vs 8.3
8.2 vs 9.5
8.2 vs 9.4
8.2 vs 9.4
8.2 vs 9.3
8.2 vs 9.3
8.2 vs 9.3
8.2 vs 9.3
8.2 vs 9.2
8.2 vs 9.2
8.2 vs 9.2
8.2 vs 9.1
8.2 vs 9.1
8.2 vs 9.1
8.2 vs 9.1
8.2 vs 9.0
8.2 vs 9.0
8.2 vs 9.0
8.2 vs 8.9
8.2 vs 8.8
8.2 vs 8.7
8.2 vs 8.5
8.2 vs 8.4
8.2 vs 8.0- 8.2 vs 8.0
Where Paysafe is available
- Available
- Australia, Austria, Belgium, Bulgaria, Canada, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Georgia, Germany, Greece, Hungary, Iceland, Ireland, Italy, Kuwait, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Mexico, Moldova, Montenegro, Netherlands, New Zealand, Norway, Paraguay, Peru, Poland, Portugal, Romania, Saudi Arabia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Turkey, United Arab Emirates, United Kingdom, United States, Uruguay
- Licence in United Kingdom
- Financial Conduct Authority (900021), checked September 28, 2026
- Licence in Ireland
- Central Bank of Ireland (626671), checked September 28, 2026
Countries from the brand (Source, checked September 28, 2026)
Frequently asked questions
What does the Paysafe card cost to keep?+
Paysafe charges a monthly fee of £4 for the prepaid card. You should factor that charge into everyday budgets because it applies regardless of transaction activity. Readers comparing upkeep may also check alternative monthly terms before applying.
How does the Paysafe prepaid format work?+
Paysafe issues a prepaid card, which means you spend from funds loaded in advance. That structure helps you cap outgoings and avoid borrowing. You cannot spend beyond the available balance, which suits strict budget control.
Where can you use the Paysafe card?+
The card operates on Mastercard acceptance through Mastercard channels. You can use it wherever that network is accepted for in store and online payments. Network rules and merchant acceptance still determine whether a given payment is approved.
Who regulates Paysafe and is money protected?+
Paysafe Holdings UK Limited manages the product under Paysafe Holdings UK Limited arrangements. Oversight includes the Financial Conduct Authority and the Central Bank of Ireland. You should still read scheme terms, since protection for e money differs from bank deposit cover.
How do you get help with a Paysafe account?+
Support is provided through help centre resources. You can search guides and submit queries through the published help centre. Readers who prefer phone or live chat contact may find that channel choice feels limited.
Where is Paysafe based and who suits it?+
Paysafe is based in the United Kingdom and operates under Paysafe Holdings UK Limited arrangements. That base suits readers in the UK and Europe who want a familiar legal home. Availability, currency handling and merchant acceptance can still vary by location.
How does Paysafe score in this comparison?+
Paysafe reports an overall page score of 8.2, with cost at 8.2 and offer at 8.2. Those scores reflect the current comparison set rather than a promise of approval. You should weigh fees, acceptance and support against your own habits.
Sources
- ir.paysafe.com/company-information/faq checked September 28, 2026
Backs: Headquarters
“United Kingdom”
- paysafe.com checked September 28, 2026
Backs: Support channels
“Help & support”
- paysafe.com/en/paysafegroup/regulatory-disclosures checked September 28, 2026
Backs: Card network, Licences
“PaysafeCard Mastercard Cards are issued in the EEA by Paysafe Prepaid Services Limited”
- paysafe.com/us-en checked September 28, 2026
Backs: Legal entity
“Copyright © 2026 Paysafe Holdings UK Limited.”
- paysafecard.com/en-gb/fees-limits checked September 28, 2026
Backs: Card type, Monthly fee
“PaysafeCard prepaid code”
Compiled from 5 source pages, checked September 28, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Protection.