Updated September 28, 2026 · SumCue Editorial Team
Getsurance vs King Price
Getsurance
King Price
Higher score in this comparison
What sets them apart
| Compare | GetsuranceReviewSee alternativesSee alternatives | King PriceReviewSee alternativesSee alternatives |
|---|---|---|
| Premium from | €4.51 | ZAR 1 |
| Insurance types | Critical illness, Income protection, Life | Auto, Home, Renters, Life, Motorcycle, Gadget, Breakdown |
| Provider type | Broker | Insurer |
| Claims channels | Email, Phone, Chat | Online, App, Phone, Whatsapp |
| Excess from | Not confirmed | ZAR 5,000 |
| Cover limit | 10,000-100,000 EUR (Krebsversicherung) | Not confirmed |
| Age range | 18-60 (entry age, Krebsversicherung) | Not confirmed |
Same on both: Monthly payments (Yes).
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Key differences
- King Price scores higher overall: 9.1 vs 8.9.
- Founded is lower at King Price: 2012 vs 2016.
- Insurance types: only Getsurance offers Critical illness, Income protection.
- Insurance types: only King Price offers Auto, Home, Renters.
- Claims channels: only Getsurance offers Email, Chat.
- Claims channels: only King Price offers Online, App, Whatsapp.
- Support channels: only Getsurance offers Email.
- Support channels: only King Price offers Help centre.
Our verdict on each
Getsurance
Getsurance suits people in Germany who want cover for critical illness or lost income and prefer paying in small instalments. It is a broker rather than an insurer, and premiums start at €4.51 a month, with claims handled by email, phone or chat.
King Price
King Price is a South African insurer for households wanting everyday cover priced from ZAR 1 with an excess from ZAR 5,000. It suits people who want auto, home, life, gadget and breakdown cover from one insurer, paid monthly. Budget for the excess on a claim, and note it is a ZA insurer.
Score breakdown
| Area | Getsurance | King Price |
|---|---|---|
| Cost | 9.2HigherThe starting premium is €4.51 a month, which places the brand at 91 out of 251 on that figure. | 9.1Premiums start at ZAR 1 and excess starts at ZAR 5,000, with monthly only. |
| Offer | 9.0 | 9.4Higher |
| Trust | 8.5 | 9.0Higher |
Where each is licensed and available
| Country | Getsurance | King Price |
|---|---|---|
| Germany | Not confirmed | |
| South Africa | Not confirmed |
Additional countries for Getsurance: 2. Additional countries for King Price: 2.
Where they rank in our lists
| Ranking | Getsurance | King Price |
|---|---|---|
| Insurance | 334 of 627 | 236 of 627 |
| Life insurance | 160 of 238 | 116 of 238 |
Sources behind this comparison
Getsurance
- getsurance.de: 12 facts, checked September 26, 2026
King Price
- kingprice.co.za: 11 facts, checked September 26, 2026
Every fact side by side
| Fact | Getsurance | King Price |
|---|---|---|
| Pricing model | Monthly | Monthly |
| Legal entity | Getsurance GmbH | King Price Insurance Company Ltd |
| Headquarters | Germany | South Africa |
| Founded | 2016 | 2012Lower |
| Support channels | Email, Chat, Phone | Phone, Chat, Help centre |
Pros and cons
Getsurance
Pros
- Cover you can spread out: the policy runs on monthly payments rather than one bill for the year.
- The protection runs wider than illness alone, with income protection and life cover both inside critical illness, income protection and life.
- Help is easy to reach, with email, chat and phone in place and claims raised on email, phone and chat.
Cons
- It is a broker, not an insurer (broker), so the contract you sign is with the insurer named on the policy rather than with the site you start from.
- The cancer policy caps cover at 10,000-100,000 EUR (Krebsversicherung), which is modest against a long illness.
- Applicants must sit inside 18-60 (entry age, Krebsversicherung) for the cancer policy, which narrows who can be covered.
King Price
Pros
- Premiums start at ZAR 1, below the €8.31 typical of the brands tracked on the site.
- One insurer covers auto, home and renters, so several policies sit with the same company.
- Claims can be started through online, app and phone.
Cons
- An excess starts at ZAR 5,000, so a small claim can carry a large own share.
- insurer means premiums and cover depend on the insurer's own pricing, not a broker comparison.
- Support runs on phone, chat and help centre only, with no branch channel listed.
Who each suits
Getsurance
Who it suits
- People in Germany taking out cancer cover inside the entry range, which runs 18-60 (entry age, Krebsversicherung).
- Customers who would rather spread a premium across the year, since the policy runs on monthly payments.
- Anyone who wants diagnosis, earnings and life cover sourced together, since critical illness, income protection and life lists all three.
Who should look elsewhere
- Buyers who want the lowest starting premium in the group, since bunq starts at €0 while Getsurance starts at €4.51.
- Anyone after a Spanish provider, with bunq Spain the Spanish option here against a firm based in Germany.
- Customers set on a larger monthly amount, for whom Linxea from €25 fits the budget better.
King Price
Who it suits
- South African households bundling auto, home and life cover in one place
- Anyone paying premiums monthly rather than upfront
- People who claim through an app or WhatsApp
Who should look elsewhere
- Anyone needing a low excess, since it starts at ZAR 5,000
- People outside South Africa, as ZA is where the insurer is based
- Shoppers wanting a broker to compare cover, since insurer
Current offers
King Price
Current offer
First period offer
Get up to 20% off when you insure multiple cars: 20% off
T's & C's apply. Premiums are risk profile-dependent and reviewed annually.
Source, checked September 26, 2026
First period offer
R1 insurance on golf clubs, bicycles or hearing aids: R1 per month
Requires comprehensive car insurance; T's & C's apply. Premiums are risk profile-dependent and reviewed annually.
Source, checked September 26, 2026
Country by country
| Country | Getsurance | King Price |
|---|---|---|
| Austria | Yes | No |
| Germany | Yes | No |
| Namibia | No | Yes |
| South Africa | No | Yes |
Questions about each
Getsurance
How much would I pay each month?+
Premiums start at €4.51 a month, which is under the market median €8.31 for products in this family. The broker then places you with an insurer, and the price quoted depends on the cover chosen and on your age at application.
Is Getsurance an insurer or a broker?+
It is a broker, broker, run as Getsurance GmbH and based in Germany. That means it compares and arranges policies from insurers rather than carrying the risk itself, so the contract you sign is with the insurer named on the policy.
King Price
How much is the cheapest King Price cover?+
Premiums start at ZAR 1 on the personal lines King Price sells. That sits well under the €8.31 median across the brands tracked on the site, though the cheapest figure is a starting point rather than a quote for a given risk.
Is there an excess on a King Price claim?+
Yes. The excess starts at ZAR 5,000, which means the policyholder covers the first part of a claim. Readers with a small claim should weigh that own share carefully before choosing an excess level.
Other options to compare
Getsurance
King Price