Updated September 28, 2026 · SumCue Editorial Team
Getsurance vs GEV Grundeigentümer Versicherung
Getsurance
GEV Grundeigentümer Versicherung
Higher score in this comparison
Getsurance vs GEV Grundeigentümer Versicherung: the differences
| Compare | GetsuranceReviewSee alternativesSee alternatives | GEV Grundeigentümer VersicherungReviewSee alternativesSee alternatives |
|---|---|---|
| Premium from | €4.51Lower | €4.85 |
| Insurance types | Critical illness, Income protection, Life | Home, Renters, Landlord |
| Provider type | Broker | Insurer |
| Claims channels | Email, Phone, Chat | Phone, Online form |
| Excess from | Not confirmed | €250 |
| Cover limit | 10,000-100,000 EUR (Krebsversicherung) | Not confirmed |
| Age range | 18-60 (entry age, Krebsversicherung) | Not confirmed |
Same on both: Monthly payments (Yes).
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Key differences
- GEV Grundeigentümer Versicherung scores higher overall: 9.2 vs 8.9.
- Founded is lower at GEV Grundeigentümer Versicherung: 1891 vs 2016.
- Getsurance is available in 1 more country.
- Premium from is lower at Getsurance: €4.51 vs €4.85.
- Insurance types: only Getsurance offers Critical illness, Income protection, Life.
- Insurance types: only GEV Grundeigentümer Versicherung offers Home, Renters, Landlord.
- Claims channels: only Getsurance offers Email, Chat.
- Claims channels: only GEV Grundeigentümer Versicherung offers Online form.
- Support channels: only Getsurance offers Chat.
- Support channels: only GEV Grundeigentümer Versicherung offers Help centre.
Our verdict on each
Getsurance
Getsurance suits people in Germany who want cover for critical illness or lost income and prefer paying in small instalments. It is a broker rather than an insurer, and premiums start at €4.51 a month, with claims handled by email, phone or chat.
GEV Grundeigentümer Versicherung
GEV Grundeigentümer Versicherung writes its own buildings, contents and landlord policies, with premiums from €4.85 and monthly payments on offer. It suits German property owners who want cover direct from an insurer founded in 1891 rather than a broker.
Score breakdown
| Area | Getsurance | GEV Grundeigentümer Versicherung |
|---|---|---|
| Cost | 9.2HigherThe starting premium is €4.51 a month, which places the brand at 91 out of 251 on that figure. | 8.9Entry premium is €4.85, under the €8.54 median, with monthly payments available. |
| Offer | 9.0Higher | 8.8 |
| Trust | 8.5 | 9.7Higher |
Availability and regulation
| Country | Getsurance | GEV Grundeigentümer Versicherung |
|---|---|---|
| Germany |
Available in 1 country for both. Additional countries for Getsurance: 1.
A third option
HanseMerkur Reiseversicherung AT has premium from at €1.50, against €4.51 for Getsurance and €4.85 for GEV Grundeigentümer Versicherung.
HanseMerkur Reiseversicherung AT reviewWhere these facts come from
Getsurance
- getsurance.de: 12 facts, checked September 26, 2026
GEV Grundeigentümer Versicherung
- gev-versicherung.de: 12 facts, checked September 26, 2026
How they place
| Ranking | Getsurance | GEV Grundeigentümer Versicherung |
|---|---|---|
| Insurance | 334 of 627 | 182 of 627 |
Every fact side by side
| Fact | Getsurance | GEV Grundeigentümer Versicherung |
|---|---|---|
| Audience | Not confirmed | Seniors |
| Pricing model | Monthly | Monthly |
| Legal entity | Getsurance GmbH | Grundeigentümer-Versicherung, Versicherungsverein auf Gegenseitigkeit (VVaG) |
| Headquarters | Germany | Germany |
| Founded | 2016 | 1891Lower |
| Support channels | Email, Chat, Phone | Email, Phone, Help centre |
Where each stands against the rest
| Fact | Getsurance | GEV Grundeigentümer Versicherung | Median |
|---|---|---|---|
| Premium from | €4.51below the median | €4.85below the median | €6.02 |
| Excess from | Not confirmed | €250highest quarter | €70 |
Median across 116 listed providers.
Pros and cons
Getsurance
Pros
- Cover you can spread out: the policy runs on monthly payments rather than one bill for the year.
- The protection runs wider than illness alone, with income protection and life cover both inside critical illness, income protection and life.
- Help is easy to reach, with email, chat and phone in place and claims raised on email, phone and chat.
Cons
- It is a broker, not an insurer (broker), so the contract you sign is with the insurer named on the policy rather than with the site you start from.
- The cancer policy caps cover at 10,000-100,000 EUR (Krebsversicherung), which is modest against a long illness.
- Applicants must sit inside 18-60 (entry age, Krebsversicherung) for the cancer policy, which narrows who can be covered.
GEV Grundeigentümer Versicherung
Pros
- Buildings cover starts at €4.85, below the €8.54 median for home insurance
- Monthly payments are available, so the premium does not have to be settled up front
- Cover spans home, renters and landlord policies for the same property
Cons
- The excess starts at €250 on buildings cover, so small claims pay out little
- Under the monthly model the premium can move during the term
Who each suits
Getsurance
Who it suits
- People in Germany taking out cancer cover inside the entry range, which runs 18-60 (entry age, Krebsversicherung).
- Customers who would rather spread a premium across the year, since the policy runs on monthly payments.
- Anyone who wants diagnosis, earnings and life cover sourced together, since critical illness, income protection and life lists all three.
Who should look elsewhere
- Buyers who want the lowest starting premium in the group, since bunq starts at €0 while Getsurance starts at €4.51.
- Anyone after a Spanish provider, with bunq Spain the Spanish option here against a firm based in Germany.
- Customers set on a larger monthly amount, for whom Linxea from €25 fits the budget better.
GEV Grundeigentümer Versicherung
Who it suits
- Homeowners in Germany who want buildings and contents cover straight from an insurer
- Landlords who need landlord cover for the same property
- Older property owners, the seniors the provider writes for
Who should look elsewhere
- Buyers who want a German bank account alongside the policy: bunq starts at €0
- People without a German property, since the insurer is based in Germany and supervised there
Current offers
GEV Grundeigentümer Versicherung
Current offer
Discount code
Kombirabatt 25% auf Hausratversicherung: 25%
Requires holding or taking out a Wohngebäudeversicherung with GEV at the same time
Source, checked September 26, 2026
Discount code
Haus & Grund Mitgliederrabatt: 10%
Members of Haus & Grund, registered with the GEV
Source, checked September 26, 2026
Country by country
| Country | Getsurance | GEV Grundeigentümer Versicherung |
|---|---|---|
| Austria | Yes | No |
| Germany | Yes | Yes |
Questions about each
Getsurance
How much would I pay each month?+
Premiums start at €4.51 a month, which is under the market median €8.31 for products in this family. The broker then places you with an insurer, and the price quoted depends on the cover chosen and on your age at application.
Is Getsurance an insurer or a broker?+
It is a broker, broker, run as Getsurance GmbH and based in Germany. That means it compares and arranges policies from insurers rather than carrying the risk itself, so the contract you sign is with the insurer named on the policy.
GEV Grundeigentümer Versicherung
How much is the cheapest premium?+
Buildings cover starts at €4.85, which sits under the €8.54 median across home insurance listings. That entry figure is the floor, not the quote for a specific property, since the premium follows the size and condition of what is insured.
What is the minimum excess?+
The excess on residential buildings cover starts at €250, and that part of any claim stays with you. Claims below the figure rarely justify the paperwork, so the value matters most for smaller losses such as storm or water damage.
Other options to compare
Getsurance
GEV Grundeigentümer Versicherung