Updated September 28, 2026 · SumCue Editorial Team
DA Direkt vs Getsurance
DA Direkt
Higher score in this comparison
Getsurance
What sets them apart
| Compare | DA DirektReviewSee alternativesSee alternatives | GetsuranceReviewSee alternativesSee alternatives |
|---|---|---|
| Premium from | €6.90 | €4.51Lower |
| Insurance types | Auto, Motorcycle, Dental, Health, Pet, Home | Critical illness, Income protection, Life |
| Provider type | Insurer | Broker |
| Cover limit | Dental tariff scale: max EUR 6,000 in first 4 years (Premium Plus), unlimited from year 5 | 10,000-100,000 EUR (Krebsversicherung) |
| Claims channels | Online portal, Phone, Email, ChatCovers more | Email, Phone, Chat |
| Age range | Not confirmed | 18-60 (entry age, Krebsversicherung) |
Same on both: Monthly payments (Yes).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- DA Direkt scores higher overall: 9.4 vs 8.9.
- Founded is lower at DA Direkt: 1923 vs 2016.
- Getsurance is available in 1 more country.
- Premium from is lower at Getsurance: €4.51 vs €6.90.
- Insurance types: only DA Direkt offers Auto, Motorcycle, Dental.
- Insurance types: only Getsurance offers Critical illness, Income protection, Life.
- Claims channels: only DA Direkt offers Online portal.
- Support channels: only DA Direkt offers Help centre.
Our verdict on each
DA Direkt
DA Direkt is a German insurer that suits households wanting a single provider for car, dental, health, pet and home cover, with monthly payments available on dental plans. Premiums start at €6.90 and support runs on email, chat and phone, with BaFin supervising in Germany.
Getsurance
Getsurance suits people in Germany who want cover for critical illness or lost income and prefer paying in small instalments. It is a broker rather than an insurer, and premiums start at €4.51 a month, with claims handled by email, phone or chat.
Score breakdown
| Area | DA Direkt | Getsurance |
|---|---|---|
| Cost | 9.1Starting premium of €6.90 on dental top-up sits below the site median of €8.31, and monthly payments spread the cost. | 9.2HigherThe starting premium is €4.51 a month, which places the brand at 91 out of 251 on that figure. |
| Offer | 9.6Higher | 9.0 |
| Trust | 9.6Higher | 8.5 |
Which one suits you
Pick DA Direkt if offer and claims channels matter most.
Pick Getsurance if premium from matter most.
Where each is licensed and available
| Country | DA Direkt | Getsurance |
|---|---|---|
| Germany |
Available in 1 country for both. Additional countries for Getsurance: 1.
If neither fits
HanseMerkur Reiseversicherung AT has premium from at €1.50, against €6.90 for DA Direkt and €4.51 for Getsurance.
HanseMerkur Reiseversicherung AT reviewSources behind this comparison
DA Direkt
- da-direkt.de: 10 facts, checked September 26, 2026
- de.wikipedia.org: 1 fact, checked September 26, 2026
Getsurance
- getsurance.de: 12 facts, checked September 26, 2026
How they place
| Ranking | DA Direkt | Getsurance |
|---|---|---|
| Insurance | 92 of 627 | 334 of 627 |
Every fact side by side
| Fact | DA Direkt | Getsurance |
|---|---|---|
| Pricing model | Monthly | Monthly |
| Legal entity | DA Deutsche Allgemeine Versicherung Aktiengesellschaft (Amtsgericht Frankfurt am Main HRB 112118) | Getsurance GmbH |
| Headquarters | Germany | Germany |
| Founded | 1923Lower | 2016 |
| Support channels | Email, Chat, Phone, Help centreCovers more | Email, Chat, Phone |
Where each stands against the rest
| Fact | DA Direkt | Getsurance | Median |
|---|---|---|---|
| Premium from | €6.90above the median | €4.51below the median | €6.02 |
Median across 116 listed providers.
Pros and cons
DA Direkt
Pros
- Dental top-up premiums start at €6.90, below the site median of €8.31.
- Monthly payments are available on the dental top-up, so the premium can be spread across the year.
- Cover spans auto, motorcycle and dental under a single insurer.
Cons
- Dental cover follows the dental tariff scale, so the amount is capped early in the policy and only becomes unlimited much later.
- Terms are written for a single market, DE, so the wording and cover are built for Germany rather than the UK.
Getsurance
Pros
- Cover you can spread out: the policy runs on monthly payments rather than one bill for the year.
- The protection runs wider than illness alone, with income protection and life cover both inside critical illness, income protection and life.
- Help is easy to reach, with email, chat and phone in place and claims raised on email, phone and chat.
Cons
- It is a broker, not an insurer (broker), so the contract you sign is with the insurer named on the policy rather than with the site you start from.
- The cancer policy caps cover at 10,000-100,000 EUR (Krebsversicherung), which is modest against a long illness.
- Applicants must sit inside 18-60 (entry age, Krebsversicherung) for the cancer policy, which narrows who can be covered.
Who each suits
DA Direkt
Who it suits
- People wanting auto, motorcycle and dental cover from a single German insurer.
- Readers who would rather pay a dental top-up in monthly instalments than a single sum.
- Shoppers who want to reach an insurer by phone, chat or email, since support runs on email, chat and phone.
Who should look elsewhere
- Anyone chasing the lowest starting figure can look at bunq, listed at €0.
- Linxea, listed from €25, is the alternative for readers weighing a higher starting figure.
- bunq Spain matches bunq on the starting figure at €0, so it is a separate listing to compare.
Getsurance
Who it suits
- People in Germany taking out cancer cover inside the entry range, which runs 18-60 (entry age, Krebsversicherung).
- Customers who would rather spread a premium across the year, since the policy runs on monthly payments.
- Anyone who wants diagnosis, earnings and life cover sourced together, since critical illness, income protection and life lists all three.
Who should look elsewhere
- Buyers who want the lowest starting premium in the group, since bunq starts at €0 while Getsurance starts at €4.51.
- Anyone after a Spanish provider, with bunq Spain the Spanish option here against a firm based in Germany.
- Customers set on a larger monthly amount, for whom Linxea from €25 fits the budget better.
Current offers
DA Direkt
Current offer
Discount code
15% discount on car, e-car and motorcycle insurance: 15% Rabatt
Displayed on the DA Direkt homepage as an ongoing offer for Autoversicherung, Elektroauto-Versicherung and Motorradversicherung
Source, checked September 26, 2026
Country by country
| Country | DA Direkt | Getsurance |
|---|---|---|
| Austria | No | Yes |
| Germany | Yes | Yes |
Questions about each
DA Direkt
What kinds of cover does DA Direkt sell?+
DA Direkt sells auto, motorcycle and dental cover as an insurer, so the policies sit with the company that issues them. A single provider can hold several product lines, and a household may combine dental and car cover in the same place.
How much is the cheapest cover at DA Direkt?+
Dental top-up premiums start at €6.90, and monthly payments are available, which keeps the entry cost modest. The site median for starting premiums is €8.31, and DA Direkt ranks 117 of 251 brands on this measure.
Getsurance
How much would I pay each month?+
Premiums start at €4.51 a month, which is under the market median €8.31 for products in this family. The broker then places you with an insurer, and the price quoted depends on the cover chosen and on your age at application.
Is Getsurance an insurer or a broker?+
It is a broker, broker, run as Getsurance GmbH and based in Germany. That means it compares and arranges policies from insurers rather than carrying the risk itself, so the contract you sign is with the insurer named on the policy.
Other options to compare
Other matchups
DA Direkt
Getsurance