Updated October 14, 2026 · SumCue Editorial Team
Getsurance vs Multitrip.com
Getsurance
Multitrip.com
Higher score in this comparison
What sets them apart
| Compare | GetsuranceReviewSee alternativesSee alternatives | Multitrip.comReviewSee alternativesSee alternatives |
|---|---|---|
| Insurance types | Critical illness, Income protection, Life | Travel |
| Provider type | Broker | Insurer |
| Cover limit | 10,000-100,000 EUR (Krebsversicherung) | Emergency medical expenses GBP 20,000,000 (Single Trip Essential, Premier and Premier Plus) |
| Claims channels | Email, Phone, Chat | Online claims portal, Phone, 24/7 emergency assistance line |
| Age range | 18-60 (entry age, Krebsversicherung) | Up to 79 years old (Single Trip); up to 75 years (Annual Multitrip) |
| Premium from | €4.51 | Not confirmed |
| Monthly payments | Yes | Not confirmed |
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Key differences
- Multitrip.com scores higher overall: 9.3 vs 8.9.
- Multitrip.com is licensed in 1 more country.
- Insurance types: only Getsurance offers Critical illness, Income protection, Life.
- Insurance types: only Multitrip.com offers Travel.
- Claims channels: only Getsurance offers Email, Chat.
- Claims channels: only Multitrip.com offers Online claims portal, 24/7 emergency assistance line.
- Support channels: only Multitrip.com offers Help centre.
Our verdict on each
Getsurance
Getsurance suits people in Germany who want cover for critical illness or lost income and prefer paying in small instalments. It is a broker rather than an insurer, and premiums start at €4.51 a month, with claims handled by email, phone or chat.
Multitrip.com
Multitrip.com’s Irish storefront offers single-trip, annual multitrip and backpacker travel cover. Travelers can compare three cover levels and optional extras, subject to each policy’s terms and exclusions.
Score breakdown
| Area | Getsurance | Multitrip.com |
|---|---|---|
| Cost | 9.2The starting premium is €4.51 a month, which places the brand at 91 out of 251 on that figure. | Not confirmed |
| Offer | 9.0 | 9.0 |
| Trust | 8.5 | 9.5Higher |
Where they rank in our lists
| Ranking | Getsurance | Multitrip.com |
|---|---|---|
| Insurance | 334 of 627 | 135 of 627 |
Where each is licensed and available
| Country | Getsurance | Multitrip.com |
|---|---|---|
| Germany | Not confirmed | |
| Ireland | Not confirmed | Central Bank of Ireland 345681 (company number) |
| United Kingdom | Not confirmed | Financial Conduct Authority (UK) FRN 984290 |
Additional countries for Getsurance: 2. Additional countries for Multitrip.com: 2.
Every fact side by side
| Fact | Getsurance | Multitrip.com |
|---|---|---|
| Audience | Not confirmed | Seniors |
| Pricing model | Monthly | Not confirmed |
| Legal entity | Getsurance GmbH | Cover-More Blue Insurance Services Limited trading as Multitrip.com |
| Headquarters | Germany | Ireland |
| Founded | 2016 | Not confirmed |
| Support channels | Email, Chat, Phone | Phone, Email, Chat, Help centreCovers more |
Where each stands against the rest
| Fact | Getsurance | Multitrip.com | Median |
|---|---|---|---|
| Premium from | €4.51below the median | Not confirmed | €6.02 |
Median across 116 listed providers.
Pros and cons
Getsurance
Pros
- Cover you can spread out: the policy runs on monthly payments rather than one bill for the year.
- The protection runs wider than illness alone, with income protection and life cover both inside critical illness, income protection and life.
- Help is easy to reach, with email, chat and phone in place and claims raised on email, phone and chat.
Cons
- It is a broker, not an insurer (broker), so the contract you sign is with the insurer named on the policy rather than with the site you start from.
- The cancer policy caps cover at 10,000-100,000 EUR (Krebsversicherung), which is modest against a long illness.
- Applicants must sit inside 18-60 (entry age, Krebsversicherung) for the cancer policy, which narrows who can be covered.
Multitrip.com
Pros
- Single-trip, annual multitrip and backpacker cover.
- Three cover levels and optional extras.
Who each suits
Getsurance
Who it suits
- People in Germany taking out cancer cover inside the entry range, which runs 18-60 (entry age, Krebsversicherung).
- Customers who would rather spread a premium across the year, since the policy runs on monthly payments.
- Anyone who wants diagnosis, earnings and life cover sourced together, since critical illness, income protection and life lists all three.
Who should look elsewhere
- Buyers who want the lowest starting premium in the group, since bunq starts at €0 while Getsurance starts at €4.51.
- Anyone after a Spanish provider, with bunq Spain the Spanish option here against a firm based in Germany.
- Customers set on a larger monthly amount, for whom Linxea from €25 fits the budget better.
Multitrip.com
Who it suits
- People in Ireland comparing Multitrip.com travel-cover options.
Country by country
| Country | Getsurance | Multitrip.com |
|---|---|---|
| Austria | Yes | No |
| Germany | Yes | No |
| Ireland | No | Yes |
| United Kingdom | No | Yes |
Questions about each
Getsurance
How much would I pay each month?+
Premiums start at €4.51 a month, which is under the market median €8.31 for products in this family. The broker then places you with an insurer, and the price quoted depends on the cover chosen and on your age at application.
Is Getsurance an insurer or a broker?+
It is a broker, broker, run as Getsurance GmbH and based in Germany. That means it compares and arranges policies from insurers rather than carrying the risk itself, so the contract you sign is with the insurer named on the policy.
Is the firm registered?+
It appears in the register IHK fuer Muenchen und Oberbayern (Vermittlerregister, Deutscher Industrie- und Handelskammertag e.V.) under D-VA3U-IB0YT-65. That is the register German brokers are listed in, and the identifier lets you check the entry before you apply.
Can I pay monthly instead of once a year?+
Yes. The policy runs on monthly payments, which spreads a critical illness premium across the year instead of asking for it in one sum. The monthly approach is also the norm in this family, where 89% of providers let customers pay that way.
Other options to compare
Other matchups
Getsurance
Multitrip.com