Updated October 21, 2026 · SumCue Editorial Team
Top robo-advisors compared in Germany
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score. How we rank
| Order | Provider | Score | Features | Key facts | Actions |
|---|---|---|---|---|---|
| 1 | SmavestoTop pickPartner German robo-advisor and subsidiary of Sparkasse Bremen that builds ETF savings plans from 50 euro a month, with optional gold and crypto exposure. | 8.2/10 |
| ReviewCompareVisit | |
| 2 | Revolut UKPartner | 9.4/10 |
|
| ReviewCompareVisit |
| 3 | RevolutPartner | 9.2/10 |
|
| ReviewCompareVisit |
| 4 | LightyearPartner | 8.9/10 |
|
| ReviewCompareVisit |
| 5 | Interactive BrokersPartner | 9.6/10 |
|
| ReviewCompareSee alternatives |
| 6 | 1822direktPartner Tagesgeldkonto Sonderzins 3,50 % p.a. fuer 6 Monate: 3.50% p.a. for 6 months on up to 250,000 EUR, then variable base rate of currently 0.60% | 9.4/10 |
|
| ReviewCompareSee alternatives |
| 7 | Deutsche BankPartner FestzinsSparen: 2,7 % p.a. for 12 months | 9.4/10 |
|
| ReviewCompareSee alternatives |
| 8 | growneyPartner | 9.3/10 |
|
| ReviewCompareSee alternatives |
| 9 | willbePartner Download the app and save 3 months of fees: 3 months of fees free | 9.3/10 |
|
| ReviewCompareSee alternatives |
| 10 | eToroPartner | 9.2/10 |
| ReviewCompareSee alternatives |
Licensed in Germany
- 1822direkt
- Europäische Zentralbank (ECB)
- 1822direkt
- Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
- Deutsche Bank
- Europäische Zentralbank (EZB)
- Deutsche Bank
- Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
- growney
- Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
- growney
- Deutsche Bundesbank
- Evergreen GmbH
- Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
- Evergreen GmbH
- Deutsche Bundesbank
- Ginmon
- Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
- Ginmon
- Deutsche Bundesbank, Hauptverwaltung Hessen
- quirion
- Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
- Finanzguru AT
- Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
- Finanzguru AT
- IHK Frankfurt am Main
- LIQID
- Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
- LIQID
- Deutsche Bundesbank
- Scalable Capital
- Federal Financial Supervisory Authority (BaFin)
- UnitPlus
- IHK Berlin (34f GewO)
- Quirin Privatbank
- Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
- Whitebox
- Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
- UnitPlus
- IHK Berlin (registration as financial investment intermediary under Section 34f GewO)
Other rankings
Browse by category
- Savings in Germany
- Savings accounts in Germany
- Fixed-rate bonds and term deposits in Germany
- Cash management accounts in Germany
- Loans in Germany
- Personal loans in Germany
- Payday and short-term loans in Germany
- Mortgages in Germany
- Credit and debit cards in Germany
- Credit cards in Germany
- Debit cards in Germany
- Prepaid cards in Germany
- Investing in Germany
- Stock and ETF brokers in Germany
- Trading platforms in Germany
- Forex brokers in Germany
- Gold and precious metals dealers in Germany
- Insurance in Germany
- Life insurance in Germany
- Health insurance in Germany
- Car insurance in Germany
- Home insurance in Germany
- Travel insurance in Germany
- Crypto in Germany
- Crypto exchanges in Germany
- Crypto wallets in Germany
- Cash ISAs in Germany
- Stocks and shares ISAs in Germany
- Pensions and SIPPs in Germany
- Pet insurance in Germany
- Balance transfer cards in Germany
- Budgeting apps in Germany
- Tax software in Germany
- Credit monitoring in Germany
- Credit repair in Germany
- Debt relief in Germany
- Wills and trusts in Germany
- Cashback and coupon apps in Germany
- Paid survey and reward apps in Germany