Your cookie choices

We use necessary cookies to make this site work. With your permission, analytics cookies help us understand usage and marketing cookies support advertising.

You can reject non-essential cookies and still use the site. Change your choices anytime in Cookie settings.

Cookie settingsCookie policy

Updated October 18, 2026 · SumCue Editorial Team

Top payday and short-term loans compared in Germany

20 providers available in Germany, ranked for Germany.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score. How we rank

Top payday and short-term loans compared in Germany
OrderProviderScoreKey factsActions
1
BCP logo
BCPTop pickPartner
9.7/10
Loan amount:
PEN 350,000
APR:
8.9% to 87.5%
Term:
3 to 72 months
ReviewCompareSee alternatives
2
Freezl logo
FreezlPartner

Freezl.pl offers online short-term loans in Poland of up to 7000 zl, requested with an ID document and without income certificates.

9.5/10
Loan amount:
PLN 7,000
Arrangement fee:
Free loan for new clients (RRSO 0%)
Funding time:
Under 10 minutes after application and bank account check
ReviewCompareSee alternatives
3
Moneyman ES logo
Moneyman ESPartner

Moneyman ES is a Spanish online lender offering quick personal loans with an online application.

9.4/10
Loan amount:
up to €1,600
Arrangement fee:
No interest or hidden fees on the first loan of up to 300 EUR
Funding time:
Under 15 minutes
ReviewCompareSee alternatives
4
Cashper logo
CashperPartner
9.0/10
Loan amount:
€100 to €3,000
APR:
13.4% to 13.6%
Term:
1 to 2 months
ReviewCompareSee alternatives
5
Cash Plus Kosovo logo
Cash Plus KosovoPartner
8.9/10
Loan amount:
€200 to €7,000
Term:
6 months
Credit check:
Hard
ReviewCompareSee alternatives
6
Financer.com logo
Financer.comPartner

Share Your Experience, Win EUR 250

8.9/10
Loan amount:
$250 to $35,000
APR:
5.99% to 35.99%
Term:
3 to 72 months
ReviewCompareSee alternatives
7
Cashtero logo
CashteroPartner

First loan interest-free, repay within 61 days: 0% interest on the first loan for new customers

8.8/10
Loan amount:
PLN 100 to PLN 100,000
APR:
0% to 365%
Term:
2 to 3 months
ReviewCompareSee alternatives
8
Giromatch logo
GiromatchPartner
8.8/10
Loan amount:
€100 to €100,000
APR:
4.62%
Term:
1 to 120 months
ReviewCompareSee alternatives
9
VEXCASH logo
VEXCASHPartner
8.8/10
Loan amount:
€100 to €3,000
APR:
11.13%
Term:
1 to 6 months
ReviewCompareSee alternatives
10
Finandos logo
FinandosPartner

3-day trial period for the loan-matching service: EUR 0.99 for 3 calendar days

8.7/10
Loan amount:
€500 to €10,000
APR:
30% to 365%
Term:
12 to 120 months
ReviewCompareSee alternatives

Licensed in Germany

Giromatch
Stadt Frankfurt am Main (Ordnungsamt)
Giromatch
IHK Frankfurt am Main
VEXCASH
Ordnungsamt Mitte, Fachbereich Ordnungs- und Gewerbeamt, Berlin (permit under Sec. 34c(1) no. 2 GewO for loan broking)
VEXCASH
Bundesamt fuer Justiz, Referat VII 5 (RDG) - entry in the legal services register as a permitted collection service provider

Other rankings

Browse by category

Other countries

BCP

BCP

Top pick for Germany

9.7/10See alternatives