Updated October 18, 2026 · SumCue Editorial Team

Top savings accounts compared in Germany

155 providers available in Germany, ranked for Germany.

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Top savings accounts compared in Germany
Order	Provider	Score	Features	Key facts	Actions
1	J&T DirektbankTop pickPartner	9.3/10	No monthly fee	Headline rate: 2.25% Rate type: Variable Minimum deposit: €0	Review CompareVisit
2	bunqPartner bunq Pro free for students: bunq Pro for EUR0/month while studying (normally EUR9.99/month)	8.8/10		Headline rate: 3.01% Rate type: Variable Minimum deposit: €10	Review CompareVisit
3	Bank of Scotland DEPartner Bank of Scotland DE is an online direct bank for Germany offering a free overnight money account and fixed-term deposits.	8.5/10		Headline rate: 3% Account kind: Easy access Headquarters: Germany	Review CompareVisit
4	AirwallexPartner	9.0/10	Business Travel	Headline rate: 2.18% to 3.83% Rate type: Variable Minimum deposit: HK$0	Review CompareVisit
5	Revolut UKPartner	9.4/10	No annual fee Travel	Headline rate: 4% Rate type: Variable Minimum deposit: £0	Review CompareVisit
6	RevolutPartner	9.2/10	No monthly fee Travel	Headline rate: 4% Rate type: Variable Minimum deposit: £0	Review CompareVisit
7	LightyearPartner	8.9/10	Low fees	Headline rate: 2.42% Rate type: Variable Minimum deposit: €1	Review CompareVisit
8	Ariza Credit UnionPartner	9.7/10	No monthly fee Travel	Headline rate: 3.5% Rate type: Variable Term: 36 months	Review CompareSee alternatives
9	Grenada Co-operative BankPartner	9.7/10	Credit line	Rate type: Variable Minimum deposit: EC$50 Access terms: Easy access at branches, ATMs and eBanking; interest paid quarterly	Review CompareSee alternatives
10	Banco PichinchaPartner	9.6/10	No monthly fee Rewards	Headline rate: 4.75% Rate type: Variable Term: 3 to 60 months	Review CompareSee alternatives