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Updated October 21, 2026 · SumCue Editorial Team

Top credit cards compared in Germany

145 providers available in Germany, ranked for Germany.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score. How we rank

Top credit cards compared in Germany
OrderProviderScoreFeaturesKey factsActions
1
DKB logo
DKBTop pickPartner

25 Euro Bonus Kinderkonto and Tagesgeld: 25 EUR

9.3/10
  • No monthly fee
  • Travel
Annual fee:
€29.88
APR:
6.99%
Currency conversion fee:
0% to 2.2%
ReviewCompareVisit
2
American Express DE logo
American Express DEPartner

American Express DE is the German American Express card site at amex-kreditkarten.de.

8.5/10
  • No annual fee
  • Rewards
Annual fee:
€0 to €720
Currency conversion fee:
2%
Rewards type:
Points
ReviewCompareVisit
3
Nexo logo
NexoPartner
8.9/10
  • No annual fee
  • Business
  • Travel
Annual fee:
€0
APR:
from 1.9%
Currency conversion fee:
0.2% to 2.5%
ReviewCompareVisit
4
Revolut UK logo
Revolut UKPartner
9.4/10
  • No annual fee
  • Travel
Annual fee:
€0
APR:
13.34% to 17.99%
Currency conversion fee:
0% to 2%
ReviewCompareVisit
5
BCP logo
BCPPartner
9.7/10
  • No monthly fee
APR:
8.9% to 87.5%
Credit needed:
Good
Legal entity:
Banco de Credito del Peru
ReviewCompareSee alternatives
6
Banco Pichincha logo
Banco PichinchaPartner
9.6/10
  • No monthly fee
  • Rewards
Rewards type:
Miles
Card kind:
Credit
Legal entity:
BANCO PICHINCHA C.A.
ReviewCompareSee alternatives
7
Union Pay International logo
Union Pay InternationalPartner
9.6/10
  • Travel
Currency conversion fee:
0%
Rewards type:
Points
Perks:
Overseas spending settled in RMB at the market exchange rate, no need to buy foreign currency, No fee when paying at merchants abroad, Relatively low overseas ATM withdrawal fees, and 1 more
ReviewCompareSee alternatives
8
norisbank logo
norisbankPartner
9.5/10
  • No monthly fee
Annual fee:
€24
APR:
3.69% to 14.4%
Currency conversion fee:
0.5%
ReviewCompareSee alternatives
9
Nykredit logo
NykreditPartner
9.5/10
  • No monthly fee
Card kind:
Credit
Legal entity:
Nykredit Bank A/S
Headquarters:
Denmark
ReviewCompareSee alternatives
10
Berliner Volksbank logo
Berliner VolksbankPartner
9.4/10
  • No monthly fee
  • Fixed rate
APR:
6.49% to 13.29%
Legal entity:
Berliner Volksbank eG
Headquarters:
Germany
ReviewCompareSee alternatives

Licensed in Germany

DKB
Bundesanstalt fur Finanzdienstleistungsaufsicht
Commerzbank
BaFin
Miles & More Kreditkarte
Allianz Partners, AWP P&C S.A., German branch (Bahnhofstrasse 16, D - 85609 Aschheim)
Miles & More Kreditkarte
Industrie- und Handelskammer Frankfurt am Main (German insurance intermediary register, Vermittlerregister)
Consors Finanz
Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
Consors Finanz
Europäische Zentralbank (ECB)
Moss
BaFin
Moss
DE_BAFIN
Nexi
DE_BAFIN
PayCenter
DE_BAFIN

Other rankings

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Other countries

DKB

DKB

Top pick for Germany

9.3/10Visit