Updated October 21, 2026 · SumCue Editorial Team
Top fixed-rate bonds and term deposits compared in Germany
41 providers available in Germany, ranked for Germany.
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| Order | Provider | Score | Features | Key facts | Actions |
|---|---|---|---|---|---|
| 1 |  iuvoSAVETop pickPartner | 9.0/10 |
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| ReviewCompareVisit |
| 2 |  EstateGuruPartner 8% Campaign on additional EG Grow investments: Fixed annual interest rate of 8% instead of the standard 7% | 8.8/10 |
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| ReviewCompareVisit |
| 3 |  Bank of Scotland DEPartner Bank of Scotland DE is an online direct bank for Germany offering a free overnight money account and fixed-term deposits. | 8.5/10 |
| ReviewCompareVisit | |
| 4 |  AfrangaPartner | 8.8/10 |
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| ReviewCompareVisit |
| 5 |  SWK BankPartner | 9.5/10 |
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| ReviewCompareSee alternatives |
| 6 |  Berliner VolksbankPartner | 9.4/10 |
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| ReviewCompareSee alternatives |
| 7 |  CosmosDirektPartner Risikolebensversicherung Amazon.de voucher action: up to 75 EUR in Amazon.de vouchers (5 x 15 EUR spread over 5 years) | 9.4/10 |
| ReviewCompareSee alternatives | |
| 8 |  Sparda-Bank HamburgPartner | 9.4/10 |
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| ReviewCompareSee alternatives |
| 9 |  PSD Bank NürnbergPartner Zinsrabatt on PSD BauGeld (up to 0.15 percentage points): up to 0.15 % interest discount | 9.3/10 |
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| ReviewCompareSee alternatives |
| 10 |  CreditPlus FestgeldPartner | 9.2/10 |
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| ReviewCompareSee alternatives |
Licensed in Germany
- SWK Bank
- Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
- CosmosDirekt
- Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
- PSD Bank Nürnberg
- Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
- CreditPlus Festgeld
- Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
- CreditPlus Festgeld
- Europäische Zentralbank (EZB)
- BERGFÜRST
- Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
- BERGFÜRST
- European Securities and Markets Authority (ESMA)
- Nordea
- European Central Bank
- Finanzguru AT
- Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
- Finanzguru AT
- IHK Frankfurt am Main
- Raisin DE
- Bezirksamt Friedrichshain-Kreuzberg, Berlin (Finanzanlagenvermittler-Register), Erlaubnis nach Paragraf 34f GewO
- Raisin DE
- Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin), for Raisin Bank AG
- Bling (formerly Penta)
- Vermittlerregister (insurance broker register, Section 34d GewO)
Other rankings
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- Savings in Germany
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