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Updated October 21, 2026 · SumCue Editorial Team

Top personal loans compared in Germany

202 providers available in Germany, ranked for Germany.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score. How we rank

Top personal loans compared in Germany
OrderProviderScoreFeaturesKey factsActions
1
DKB (Deutsche Kreditbank) logo
DKB (Deutsche Kreditbank)Top pickPartner

Welcome bonus for new credit card holders: €30

9.0/10
  • Fixed rate
  • Travel
APR:
6.99%
Loan amount:
€2,500 to €100,000
Term:
12 to 120 months
ReviewCompareVisit
2
CHECK24 logo
CHECK24Partner
9.3/10
    APR:
    0.68% to 19.92%
    Loan amount:
    €500 to €150,000
    Term:
    12 to 240 months
    		ReviewCompareVisit
    3
    FINANZCHECK.de logo
    FINANZCHECK.dePartner
    		9.1/10
    • Fixed rate
    APR:
    -0.4% to 19.9%
    Loan amount:
    €1,000 to €150,000
    Term:
    6 to 120 months
    		ReviewCompareVisit
    4
    Cashtero DE logo
    Cashtero DEPartner

    German online loan finder where users choose an amount and term and are passed on to lenders and credit partners; the operator takes no credit decisions itself.

    		8.5/10
      Lender type:
      Broker
      Loan types:
      Personal
      		ReviewCompareVisit
      5
      Ariza Credit Union logo
      Ariza Credit UnionPartner
      		9.7/10
      • No monthly fee
      • Travel
      APR:
      12%
      Loan amount:
      EC$25,000
      Term:
      36 months
      		ReviewCompareSee alternatives
      6
      BCP logo
      BCPPartner
      		9.7/10
      • No monthly fee
      APR:
      8.9% to 87.5%
      Loan amount:
      PEN 350,000
      Term:
      3 to 72 months
      		ReviewCompareSee alternatives
      7
      Grenada Co-operative Bank logo
      Grenada Co-operative BankPartner
      		9.7/10
      • Credit line
      Loan amount:
      from EC$1,000
      Arrangement fee:
      1% of the loan amount plus 15% V.A.T., minimum $431.25 (new retail loans)
      Credit check:
      Hard
      		ReviewCompareSee alternatives
      8
      Banco Pichincha logo
      Banco PichinchaPartner
      		9.6/10
      • No monthly fee
      • Rewards
      Loan amount:
      $300 to $60,000
      Term:
      3 to 60 months
      Rate type:
      Variable
      		ReviewCompareSee alternatives
      9
      Deutsche Bank logo
      Deutsche BankPartner

      Miles & More Blue Credit Card action: 12 monthly statements without card fee (then 5.50 EUR per month) plus 500 miles and 40 points on approval

      		9.5/10
      • Fixed rate
      APR:
      3.25% to 13.48%
      Loan amount:
      €3,000 to €80,000
      Term:
      12 to 120 months
      		ReviewCompareSee alternatives
      10
      norisbank logo
      norisbankPartner
      		9.5/10
      • No monthly fee
      APR:
      3.69% to 14.4%
      Loan amount:
      €1,000 to €65,000
      Term:
      12 to 120 months
      		ReviewCompareSee alternatives

      Licensed in Germany

      CHECK24
      IHK Frankfurt am Main
      CHECK24
      IHK fuer Muenchen und Oberbayern
      CHECK24
      Handelskammer Hamburg
      FINANZCHECK.de
      Freie und Hansestadt Hamburg, Bezirksamt Hamburg-Mitte (Darlehensvermittler, Paragraf 34c Abs. 1 Nr. 2 GewO)
      FINANZCHECK.de
      Handelskammer Hamburg (Immobiliardarlehensvermittler, Paragraf 34i Abs. 1 S. 1 GewO)
      Deutsche Bank
      Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
      Deutsche Bank
      European Central Bank (ECB)
      Deutsche Bank
      IHK Frankfurt am Main (Versicherungsvermittlerregister)
      SWK Bank
      Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
      1822direkt
      Europäische Zentralbank (ECB)
      1822direkt
      Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
      Deutsche Bank
      Europäische Zentralbank (EZB)
      Deutsche Bank
      Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
      Postbank
      Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
      Postbank
      Europäische Zentralbank (EZB)
      Hanseatic Bank
      Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
      Hanseatic Bank
      Europaeische Zentralbank (ECB)
      PSD Bank Nürnberg
      Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
      Verivox Kreditvergleich
      Gewerbeamt der Stadt Heidelberg
      1822direkt
      Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)

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      Other countries

      DKB (Deutsche Kreditbank)

      DKB (Deutsche Kreditbank)

      Top pick for Germany

      9.0/10Visit