Updated September 29, 2026 · SumCue Editorial Team
eToro vs Revolut
eToro
Higher score in this comparison
Revolut
Where eToro and Revolut differ
| Compare | eToroReviewVisitVisit | RevolutReviewVisitVisit |
|---|---|---|
| Taker fee | 1% | 0.09%Lower |
| Coins listed | from 150 | 200 to 230 |
| Regulators | Cyprus Securities and Exchange Commission (CySEC), SIPC | Cyprus Securities and Exchange Commission (CySEC), LT BL |
| Withdrawal fee | $5 flat fee | network fee plus service fee |
| Derivatives | YesHas it | No |
| Maker fee | Not confirmed | 0% |
Same on both: Fiat deposit methods (Card, Bank), Exchange type (Cex).
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Key differences
- Regulators: only eToro offers SIPC.
- Regulators: only Revolut offers LT BL.
- Founded is lower at eToro: 2007 vs 2015.
- Revolut is licensed in 1 more country.
- Taker fee is lower at Revolut: 0.09% vs 1%.
- Derivatives: only eToro.
- Support channels: only Revolut offers Chat, Email, Phone.
- Features: only eToro offers Crypto, Demo account, Fractional shares.
- Features: only Revolut offers Multi currency, Virtual card, Travel.
Our verdict on each
eToro
eToro suits new investors who want shares, crypto and cash interest in a single app, with an account fee of $0 and a stock trade fee of $0. The catch is the withdrawal fee of $5 flat fee, which makes it a poor fit for anyone moving small sums in and out often.
Revolut
Revolut suits people who want everyday banking, travel spending and easy-access savings in one app. Its debit account has a monthly fee of £0, a free ATM allowance of £200 and multi-currency, virtual-card and travel features, although its currency conversion fee can reach 0% to 2%.
Score breakdown
| Area | eToro | Revolut |
|---|---|---|
| Cost | 9.3Account fee $0 and stock trade fee $0 rank 1 and 1, while withdrawals cost $5 flat fee. | 9.4HigherThe debit account has a monthly fee of £0, while its currency conversion fee is 0% to 2%. |
| Offer | 8.8 | 9.8HigherThe offer includes multi-currency, virtual-card and travel features, plus a headline savings rate of 4%. |
| Trust | 9.2Higher | 8.5 |
How they place
| Ranking | eToro | Revolut |
|---|---|---|
| Savings | 4 of 1492 | 22 of 1492 |
| Savings accounts | 3 of 658 | 14 of 658 |
| Credit and debit cards | 3 of 1594 | 24 of 1594 |
| Investing | 5 of 654 | 139 of 654 |
| Robo-advisors | 1 of 154 | 3 of 154 |
| Crypto | 3 of 428 | 20 of 428 |
| Crypto exchanges | 1 of 330 | 18 of 330 |
What it costs in practice
Buy 1,000 of crypto and sell it again
eToro
20
1% of 2,000
Revolut
1.8
0.09% of 2,000
Revolut comes out 18.2 lower in this example.
Worked out from the stated prices and rates; your own total depends on how you use it. Facts checked September 26, 2026.
Licences and countries
| Country | eToro | Revolut |
|---|---|---|
| Cyprus | Cyprus Securities and Exchange Commission (CySEC) MiCA CASP 213800GIFQMSV7HROS23 | Cyprus Securities and Exchange Commission (CySEC) MiCA CASP 549300ET4IUR6RCZOL84 |
| Lithuania | Not confirmed | LT_BL PSD_EMI LT_LT_BL_304940980 |
| United Kingdom | Not confirmed | |
| United States | SIPC SIPC member 70212 | Not confirmed |
If neither fits
ActivTrades has taker fee at 0%, against 1% for eToro and 0.09% for Revolut.
ActivTrades reviewWhat we checked
eToro
- etoro.com: 6 facts, checked September 26, 2026
- esma.europa.eu: 3 facts, checked September 26, 2026
- cryptoninjas.net: 2 facts, checked September 26, 2026
- brokerchooser.com: 1 fact, checked September 26, 2026
Revolut
- datawallet.com: 5 facts, checked September 26, 2026
- esma.europa.eu: 3 facts, checked September 26, 2026
- coinweb.com: 1 fact, checked September 26, 2026
- cryptoexchange.org.uk: 1 fact, checked September 26, 2026
- en.wikipedia.org: 1 fact, checked September 26, 2026
Every fact side by side
| Fact | eToro | Revolut |
|---|---|---|
| Features | Crypto, Demo account, Fractional shares, Copy trading, Mobile app | Multi currency, Virtual card, Travel |
| Legal entity | eToro (Europe) Ltd | Revolut Digital Assets (Europe) Ltd |
| Headquarters | Cyprus | Cyprus |
| Founded | 2007Lower | 2015 |
| Support channels | Help centre | Chat, Email, Phone, Help centreCovers more |
Savings
| Fact | eToro | Revolut |
|---|---|---|
| Headline rate | 3.8% | 4%Higher |
| Rate type | Variable | Variable |
| Minimum deposit | $1 to $10,000 | £0 |
| Deposit protection | EU DGS up to EUR 100,000 | FSCS up to GBP 85,000 |
| Pricing model | Commission free | No monthly fee |
| Access terms | Interest on USD cash balance, no lock-in, withdraw at any time, calculated daily and paid monthly | Instant access via the Revolut app, fee-free withdrawals, no withdrawal limits |
| Monthly fee | $0 | £0 |
| Account kind | Cash management | Easy access |
Robo-advisors
| Fact | eToro | Revolut |
|---|---|---|
| Management fee | 0% | 0% |
| Minimum investment | $500 | Not confirmed |
| Investor protection | EU ICS up to EUR 20,000 | FSCS up to GBP 85,000 |
| Account types | ISA | ISA, JointCovers more |
| Portfolio types | ETF, ESG, Cash, CryptoCovers more | ETF, Cash, Crypto |
Crypto wallets
| Fact | eToro | Revolut |
|---|---|---|
| Wallet type | Mobile | Not confirmed |
| Custody | Custodial | Not confirmed |
Credit cards
| Fact | eToro | Revolut |
|---|---|---|
| Annual fee | Not confirmed | €0 |
| APR | Not confirmed | 13.34% to 17.99% |
| Currency conversion fee | Not confirmed | 0% to 2% |
| Rewards type | Not confirmed | Points |
| Rewards rate | Not confirmed | 1.5 points per EUR1 |
| Card kind | Not confirmed | Credit |
| Audience | Beginners | Not confirmed |
Loans
| Fact | eToro | Revolut |
|---|---|---|
| Loan types | Not confirmed | Personal |
Where each stands against the rest
| Fact | eToro | Revolut | Median |
|---|---|---|---|
| Taker fee | 1%highest quarter | 0.09%below the median | 0.15% |
| Coins listed | from 150above the median | 200 to 230above the median | 89.5 |
| Maker fee | Not confirmed | 0%below the median | 0.1% |
Median across 222 listed providers.
Pros and cons
eToro
Pros
- Interest on the USD cash balance pays 3.8% on a variable basis, calculated daily and paid monthly, and withdrawals are allowed at any time.
- Regulated by Cyprus Securities and Exchange Commission (CySEC) and SIPC, with client asset protection of EU ICS up to EUR 20,000 and deposit protection of EU DGS up to EUR 100,000.
- Minimum deposit $1 to $10,000 and minimum portfolio investment $500 keep the starting point low, and fractional shares are among the listed features.
Cons
- Withdrawal costs $5 flat fee each time, which makes small, regular transfers expensive next to the $0 stock trade fee.
- Client asset protection of EU ICS up to EUR 20,000 sits well below deposit protection of EU DGS up to EUR 100,000, so a large share portfolio can outrun the cover.
- Taker fee 1% sits above the 0.25% median, which matters for anyone trading crypto often rather than holding.
Revolut
Pros
- The debit account has a monthly fee of £0 and a free ATM allowance of £200.
- Savings offer instant access through the Revolut app, fee-free withdrawals and no withdrawal limits.
- The debit card includes multi-currency, virtual-card and travel features.
Cons
- Currency conversion fees can reach 0% to 2%, which may add cost when travelling or spending abroad.
- Crypto withdrawals carry network fee plus service fee.
- The savings rate is variable at variable, so the headline return may change.
Who each suits
eToro
Who it suits
- New investors, since the audience is listed as beginners and the minimum deposit is $1 to $10,000.
- Investors who want cash and markets together, with USD balance interest at 3.8% alongside stocks, etfs and forex.
- UK savers who want a tax wrapper, since an ISA sits among the isa on offer.
Who should look elsewhere
- bunq, which covers stocks, etfs and crypto and suits anyone who wants shares, ETFs and crypto and can set derivatives aside.
- CFI, for readers who want stocks, etfs and forex and can leave futures aside; eToro is the wider of the two.
- Fiesta Credito MX, which answers to CONDUSEF rather than Cyprus Securities and Exchange Commission (CySEC) and SIPC, for readers trading outside those markets.
Revolut
Who it suits
- People who use Revolut for everyday spending and travel.
- Savings users wanting app-based easy access with fee-free withdrawals.
- Customers who want debit, credit, savings, investing and crypto services together.
Who should look elsewhere
- Wise users prioritising a lower stated currency conversion fee of 0.1%.
- Varo Believe Secured Credit Card users seeking a secured credit card rather than Revolut's debit and credit products.
- bunq users focused on comparing the stated monthly fee of €0 against Revolut's fee.
Country by country
| Country | eToro | Revolut |
|---|---|---|
| Austria | No | Yes |
| Belgium | No | Yes |
| Bulgaria | No | Yes |
| Croatia | No | Yes |
| Cyprus | No | Yes |
| Czechia | No | Yes |
| Denmark | No | Yes |
| Estonia | No | Yes |
8 of 29 countries where either is available.
Questions about each
eToro
What does eToro charge to open and run an account?+
The account fee is $0 and the monthly fee is $0, so the account costs nothing to hold. Stock trades are charged at $0 and the platform describes itself as commission-free. Managed portfolios carry a management fee of 0%. Money moving out is the exception, at $5 flat fee per withdrawal.
Is my money protected at eToro?+
eToro is regulated by Cyprus Securities and Exchange Commission (CySEC) and SIPC. Client assets sit under investor protection of EU ICS up to EUR 20,000, while cash deposits are covered by a separate scheme at EU DGS up to EUR 100,000. These ceilings are very different, so anyone holding a large share portfolio should treat the lower figure as the real limit on recovery.
Revolut
What is Revolut's debit card monthly fee?+
Revolut's debit account has a monthly fee of £0. The card is a debit card on the Visa network, with multi-currency, virtual-card and travel features included in the stated offer.
How much can I withdraw from Revolut ATMs?+
The stated free ATM allowance is £200. Revolut is ranked 15 for this measure among 124 listed brands.
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