XE Money Transfer review
Updated October 12, 2026 · SumCue Editorial Team
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Our verdict
XE Money Transfer differs from standard savings providers because it handles cross border payments and currency tools rather than holding deposits. It suits households and firms that regularly send funds abroad and want alerts, charts and business payment controls in one place.
Key facts
- Best for
- Sending money abroad in many currencies
- Deposit protection
- FDIC up to USD 250,000↗
- Access terms
- Send a transfer online on demand; recipient is paid out per the transfer speed quoted↗
- Legal entity
- Xe Corporation Inc.↗
- Founded
- 1995↗
- Support channels
- Chat, Phone, Email, Help-centre↗
- Official website
- xe.com
Facts checked September 26, 2026, 3 sources
Apps and profiles
- Get the app
- App Store
Pros and cons
Pros
- Provides rate alerts for any chosen currency pair
- Includes charts, insights and market news for planning transfers
- Provides business payments with automation and system connections
- Offers mobile app management for transfers on the move
Cons
- Some transfers ask for identifying documents to keep funds protected
- Delivery timing varies by destination and speed quoted for each transfer
Who it suits
- Households regularly supporting family living abroad
- Firms making one off or bulk payments overseas
- Beginners watching currency movements before sending funds
Who should look elsewhere
- Savers seeking deposit accounts for long term holding
How XE Money Transfer compares
Where XE Money Transfer is available
- Available
- Australia, Austria, Belgium, Canada, Denmark, Finland, France, Germany, Guernsey, Ireland, Isle of Man, Italy, Jersey, Luxembourg, Netherlands, New Zealand, Norway, Portugal, Spain, Sweden, United Kingdom, United States
- Licence in United States
- New York State Department of Financial Services, checked September 26, 2026
- Licence in United States
- Massachusetts Division of Banks (NMLS ID 920968), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Which countries and currencies does XE cover?+
XE handles transfers to more than 190 countries across a wide choice of currencies, with business payments reaching beyond 145 currencies. You can move funds for personal needs or supplier payments in many parts of the world. The range supports both single and frequent cross border needs.
Who can use XE for personal transfers?+
Personal transfers are open to anyone with an email address who wants to send funds abroad. Some transfers ask for identifying documents to confirm identity and protect funds. Business users have a separate platform for holding and managing cross border balances.
How does the XE app help manage currencies?+
The XE app lets you handle currencies while travelling and keeps transfers within reach. You can review market insights, indicators and news feeds through custom dashboards. Rate alerts notify you when a chosen pair reaches your desired level.
What tools does XE offer for tracking exchange movements?+
You can follow live movements across more than 100 currencies and study trends over days, weeks, months or years. Historical views and automated feeds support planning around market shifts. Daily market analysis can arrive in your inbox for regular context.
Which company operates XE Money Transfer?+
XE Money Transfer is operated by Xe Corporation Inc.. (Source, checked September 26, 2026)
When was XE Money Transfer founded?+
XE Money Transfer was founded in 1995. (Source, checked September 26, 2026)
How can I contact XE Money Transfer support?+
XE Money Transfer offers support through Chat, Phone, Email, Help-centre. (Source, checked September 26, 2026)
Sources
- xe.com checked September 26, 2026
Backs: Access terms, Founded, Support channels
“Track your transfer See where your money is and when it arrives to your recipient.”
- xe.com/en-ca/mt/us-money-transfer/affiliate-program checked September 26, 2026
Backs: Deposit protection, Licences
- xe.com/en/legal checked September 26, 2026
Backs: Legal entity
“Welcome to the website of XE CORPORATION INC. ("XE"), located at www.XE.com (the "Web Site")”
Compiled from 3 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Headline rate, Rate type, Term, Minimum deposit.