Updated September 29, 2026 · SumCue Editorial Team
Police Friendly vs Trading 212
Police Friendly
Trading 212
Higher score in this comparison
Police Friendly vs Trading 212: the differences
| Compare | Police FriendlyReviewSee alternativesSee alternatives | Trading 212ReviewSee alternativesSee alternatives |
|---|---|---|
| Minimum deposit | £50 | £1Lower |
| Markets | Stocks, Funds | Stocks, ETFs, Forex, CFDs |
| Regulators | Financial Conduct Authority / Prudential Regulation Authority | Financial Conduct Authority, Cyprus Securities and Exchange Commission, Cyprus Securities and Exchange Commission (CySEC) |
| Account types | ISA, Lisa, Jisa | ISA, SIPP, Joint |
| Stock trade fee | Not confirmed | £0 |
| Account fee | Not confirmed | £0 |
| Inactivity fee | Not confirmed | £0 |
| Deposit and withdrawal fees | 25% government charge on non-qualifying withdrawals | Not confirmed |
| Platforms | Not confirmed | Trading 212 App, Web Platform |
Same on both: Investor protection (FSCS up to GBP 85,000).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- Trading 212 scores higher overall: 9.3 vs 9.0.
- Regulators: only Police Friendly offers Financial Conduct Authority / Prudential Regulation Authority.
- Regulators: only Trading 212 offers Financial Conduct Authority, Cyprus Securities and Exchange Commission, Cyprus Securities and Exchange Commission (CySEC).
- Founded is lower at Police Friendly: 1893 vs 2006.
- Trading 212 is licensed in 1 more country.
- Minimum deposit is lower at Trading 212: £1 vs £50.
- Markets: only Police Friendly offers Funds.
- Markets: only Trading 212 offers ETFs, Forex, CFDs.
- Account types: only Police Friendly offers Lisa, Jisa.
- Account types: only Trading 212 offers SIPP, Joint.
Our verdict on each
Police Friendly
Police Friendly runs a UK stock and shares ISA, LISA and JISA range from £50, run by Metropolitan Police Friendly Society Limited. It suits savers building a tax sheltered pot in stocks and funds who value a named legal entity and FSCS cover, and who can leave the money invested.
Trading 212
Trading 212 suits UK beginners who want to start small and pay nothing to hold or trade. Stock trades cost £0, the account fee is £0, deposits start at £1, and help runs through help centre only, with no phone or chat route for anyone who needs a person.
Score breakdown
| Area | Police Friendly | Trading 212 |
|---|---|---|
| Cost | 8.7Opening a stocks and shares ISA, LISA or JISA needs £50, and a non qualifying withdrawal carries 25% government charge on non-qualifying withdrawals. | 9.3HigherStock trade fee of £0 and account fee of £0, with no inactivity charge of £0 and a minimum deposit of £1. |
| Offer | 9.0Higher | 8.9 |
| Trust | 9.2 | 9.4Higher |
What each covers
| Markets | Police Friendly | Trading 212 |
|---|---|---|
| Stocks | Yes | Yes |
| ETFs | No | Yes |
| Forex | No | Yes |
| CFDs | No | Yes |
| Funds | Yes | No |
| Account types | Police Friendly | Trading 212 |
|---|---|---|
| ISA | Yes | Yes |
| SIPP | No | Yes |
| Joint | No | Yes |
| Lisa | Yes | No |
| Jisa | Yes | No |
How they place
| Ranking | Police Friendly | Trading 212 |
|---|---|---|
| Investing | 210 of 654 | 110 of 654 |
| Stock and ETF brokers | 153 of 358 | 75 of 358 |
| Stocks and shares ISAs | 7 of 25 | 4 of 25 |
Every fact side by side
| Fact | Police Friendly | Trading 212 |
|---|---|---|
| Features | Not confirmed | Fractional shares, Demo account, Mobile app |
| Pricing model | Not confirmed | Commission free |
| Audience | Not confirmed | Beginners |
| Legal entity | Metropolitan Police Friendly Society Limited | Trading 212 Markets Ltd |
| Headquarters | United Kingdom | Cyprus |
| Founded | 1893Lower | 2006 |
| Support channels | Email, Phone | Help centre |
Savings
| Fact | Police Friendly | Trading 212 |
|---|---|---|
| Rate type | Not confirmed | Variable |
| Deposit protection | Not confirmed | FSCS up to GBP 85,000 |
| Access terms | Not confirmed | Flexible Cash ISA with instant access; withdraw and add money at any time, interest paid monthly |
| Account kind | Not confirmed | ISA |
Where each stands against the rest
| Fact | Police Friendly | Trading 212 | Median |
|---|---|---|---|
| Minimum deposit | £50above the median | £1below the median | £15 |
| Stock trade fee | Not confirmed | £0at the median | £0 |
| Account fee | Not confirmed | £0at the median | £0 |
Median across 24 listed providers.
Pros and cons
Police Friendly
Pros
- Three tax sheltered options in one place: an ISA, a LISA and a JISA
- Low entry point at £50 to open
- Stocks and funds available to invest through stocks and funds
Cons
- A non qualifying withdrawal is hit by 25% government charge on non-qualifying withdrawals
- Investments are limited to stocks and funds, with no wider market list given
- Support runs on email and phone only
Trading 212
Pros
- Stock trades cost £0 and the account fee is £0, so holding a portfolio costs nothing
- The inactivity fee is £0, so a dormant account is not quietly charged
- The minimum deposit is £1, far below the €10 bunq asks
Cons
- Support runs on help centre only, so there is no live phone or chat route
- Trading 212 Markets Ltd is authorised by the Cyprus Securities and Exchange Commission on MiCA CASP 21380045KC28948FNE32, so the Financial Conduct Authority is not the only supervisor involved
- Markets cover stocks, etfs and forex, which leaves funds, bonds and options outside the range offered here
Who each suits
Police Friendly
Who it suits
- UK savers building a tax sheltered pot for the long term
- Parents saving for a child through the JISA account type
- Savers who want a named legal entity behind the account
Who should look elsewhere
- People trading shares frequently, since investable markets run to stocks and funds
- Anyone likely to need the money early, because of 25% government charge on non-qualifying withdrawals
Trading 212
Who it suits
- Beginners opening a first UK investing account
- Savers who want tax-free cash in a flexible Cash ISA
- Small regular investors using fractional shares in small amounts
Who should look elsewhere
- Anyone who wants a phone line, since support runs on help centre only
- Readers wanting a lower entry amount than £1, since CFI asks $0
Current offers
Police Friendly
Current offer
Bonus
Open a Lifetime ISA - Earn up to GBP50 in Gift Cards: Up to GBP50 gift card
Pay GBP100 or more per month, or GBP50+ with Escalator; GBP30-99 gets GBP25; quote AUTUMN26
Source, checked September 26, 2026
Country by country
| Country | Police Friendly | Trading 212 |
|---|---|---|
| United Kingdom | Yes | No |
Questions about each
Police Friendly
What accounts can I open with Police Friendly?+
You can open an individual savings account, a lifetime individual savings account or a junior individual savings account. The range is listed at isa, lisa and jisa. The account runs under Metropolitan Police Friendly Society Limited.
How much do I need to put in to start?+
The minimum deposit is £50, which is a low starting point for a tax sheltered account. Once the account is open you can invest that money in the assets listed at stocks and funds.
Trading 212
How much does it cost to open and hold an account?+
The account fee is £0 and the stock trade fee is £0, so there is no charge to hold or to trade. It ranks 1 of 142 on account fee in our data. The only other cost line recorded is the inactivity fee at £0.
What is the smallest amount I can start with?+
The minimum deposit is £1, which puts the entry point low. That ranks 83 of 218 on our minimum deposit data. For comparison, bunq asks a minimum deposit of €10, so Trading 212 asks less of a first deposit than bunq does.
Other options to compare
Other matchups
Police Friendly
Trading 212