Updated September 28, 2026 · SumCue Editorial Team
Dodl vs Police Friendly
Dodl
Police Friendly
Higher score in this comparison
Where Dodl and Police Friendly differ
| Compare | DodlReviewSee alternativesSee alternatives | Police FriendlyReviewSee alternativesSee alternatives |
|---|---|---|
| Minimum deposit | £25Lower | £50 |
| Markets | Stocks, ETFs, FundsCovers more | Stocks, Funds |
| Regulators | Financial Conduct Authority | Financial Conduct Authority / Prudential Regulation Authority |
| Deposit and withdrawal fees | free deposits and withdrawals | 25% government charge on non-qualifying withdrawals |
| Account types | ISA, SIPP, Lisa | ISA, Lisa, Jisa |
| Stock trade fee | £0 | Not confirmed |
| Currency conversion fee | 0.75% | Not confirmed |
| Platforms | Dodl app | Not confirmed |
| Interest on cash | 3.8% | Not confirmed |
Same on both: Investor protection (FSCS up to GBP 85,000).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- Police Friendly scores higher overall: 9.0 vs 8.8.
- Regulators: only Dodl offers Financial Conduct Authority.
- Regulators: only Police Friendly offers Financial Conduct Authority / Prudential Regulation Authority.
- Minimum deposit is lower at Dodl: £25 vs £50.
- Markets: only Dodl offers ETFs.
- Account types: only Dodl offers SIPP.
- Account types: only Police Friendly offers Jisa.
- Support channels: only Dodl offers Chat, Help centre.
- Support channels: only Police Friendly offers Phone.
Our verdict on each
Dodl
Dodl suits UK beginners who want a low-cost way into markets without a dealing desk. It runs an ISA, SIPP and LISA in one app, charges £0 to trade shares, and answers to the Financial Conduct Authority with investor protection of FSCS up to GBP 85,000, so getting started is cheap.
Police Friendly
Police Friendly runs a UK stock and shares ISA, LISA and JISA range from £50, run by Metropolitan Police Friendly Society Limited. It suits savers building a tax sheltered pot in stocks and funds who value a named legal entity and FSCS cover, and who can leave the money invested.
Score breakdown
| Area | Dodl | Police Friendly |
|---|---|---|
| Cost | 8.9Higher | 8.7Opening a stocks and shares ISA, LISA or JISA needs £50, and a non qualifying withdrawal carries 25% government charge on non-qualifying withdrawals. |
| Offer | 9.2HigherA £25 entry point, 0.75% on currency conversion and commission free and low fees dealing across the ISA, SIPP and LISA. | 9.0 |
| Trust | 8.6 | 9.2Higher |
Where each is licensed and available
| Country | Dodl | Police Friendly |
|---|---|---|
| United Kingdom |
Available in 1 country for both.
If neither fits
Hargreaves Lansdown has minimum deposit at £0, against £25 for Dodl and £50 for Police Friendly.
Hargreaves Lansdown reviewHow they place
| Ranking | Dodl | Police Friendly |
|---|---|---|
| Investing | 268 of 654 | 210 of 654 |
| Stock and ETF brokers | 194 of 358 | 153 of 358 |
| Stocks and shares ISAs | 10 of 25 | 7 of 25 |
Every fact side by side
| Fact | Dodl | Police Friendly |
|---|---|---|
| Features | Mobile app | Not confirmed |
| Pricing model | Commission free, Low fees | Not confirmed |
| Audience | Beginners | Not confirmed |
| Legal entity | AJ Bell | Metropolitan Police Friendly Society Limited |
| Headquarters | Not confirmed | United Kingdom |
| Founded | Not confirmed | 1893 |
| Support channels | Email, Chat, Help centre | Email, Phone |
Where each stands against the rest
| Fact | Dodl | Police Friendly | Median |
|---|---|---|---|
| Minimum deposit | £25above the median | £50above the median | £15 |
| Stock trade fee | £0at the median | Not confirmed | £0 |
| Currency conversion fee | 0.75%above the median | Not confirmed | 0.4% |
| Interest on cash | 3.8%highest quarter | Not confirmed | 2.875% |
Median across 77 listed providers.
Pros and cons
Dodl
Pros
- Commission-free dealing: £0 to buy or sell shares, with free deposits and withdrawals either side of the balance.
- An ISA, SIPP and LISA sit alongside stocks, etfs and funds in a single app, so wrappers and dealing stay in one place.
- Regulated by the Financial Conduct Authority, with investor protection of FSCS up to GBP 85,000.
Cons
- Foreign exchange costs 0.75%, so currency conversion is the charge that bites anyone buying shares outside sterling.
- Help runs on email, chat and help centre, with no phone route among them, so a complex dispute has to be put in writing.
- The market list is stocks, etfs and funds, which leaves out bonds, commodities and currency pairs.
Police Friendly
Pros
- Three tax sheltered options in one place: an ISA, a LISA and a JISA
- Low entry point at £50 to open
- Stocks and funds available to invest through stocks and funds
Cons
- A non qualifying withdrawal is hit by 25% government charge on non-qualifying withdrawals
- Investments are limited to stocks and funds, with no wider market list given
- Support runs on email and phone only
Who each suits
Dodl
Who it suits
- Beginners in the UK who want their first ISA or SIPP and do not want commission on a share dealing.
- Investors who keep a cash buffer alongside a portfolio and want interest on the part that is not invested.
- Pension savers who prefer one app for the SIPP, the ISA and the general account rather than several providers.
Who should look elsewhere
- Forex traders, who should look at CFI: it opens from a $0 minimum, and currency markets sit outside the stocks, etfs and funds on offer here.
- Anyone after a euro bank account rather than a UK wrapper: bunq's minimum deposit is €10, and that product sits outside the isa, sipp and lisa range here.
- Readers after credit rather than investments: Fiesta Credito MX is supervised by CONDUSEF, a different market from the Financial Conduct Authority's.
Police Friendly
Who it suits
- UK savers building a tax sheltered pot for the long term
- Parents saving for a child through the JISA account type
- Savers who want a named legal entity behind the account
Who should look elsewhere
- People trading shares frequently, since investable markets run to stocks and funds
- Anyone likely to need the money early, because of 25% government charge on non-qualifying withdrawals
Current offers
Police Friendly
Current offer
Bonus
Open a Lifetime ISA - Earn up to GBP50 in Gift Cards: Up to GBP50 gift card
Pay GBP100 or more per month, or GBP50+ with Escalator; GBP30-99 gets GBP25; quote AUTUMN26
Source, checked September 26, 2026
Country by country
| Country | Dodl | Police Friendly |
|---|---|---|
| United Kingdom | Yes | Yes |
Questions about each
Dodl
What does it cost to trade shares at Dodl?+
Dealing is commission free: £0 to buy or sell shares, and the same rate on the ISA, SIPP and LISA accounts. commission free and low fees describes the pricing. That dealing fee puts Dodl at position 1 of 166 brands ranked on stock trade fees on this site.
How much do I need to open an account?+
The minimum deposit is £25, low enough to start with a small amount and add to it later. On this site that ranks position 131 of 218 brands on minimum deposit, so it sits in the middle of the field rather than at the bottom of it.
Police Friendly
What accounts can I open with Police Friendly?+
You can open an individual savings account, a lifetime individual savings account or a junior individual savings account. The range is listed at isa, lisa and jisa. The account runs under Metropolitan Police Friendly Society Limited.
How much do I need to put in to start?+
The minimum deposit is £50, which is a low starting point for a tax sheltered account. Once the account is open you can invest that money in the assets listed at stocks and funds.
Other options to compare
Other matchups
Dodl
Police Friendly