Updated October 17, 2026 · SumCue Editorial Team
Police Friendly vs Revolut UK
Revolut UK
Higher score in this comparison
Police Friendly
Where Police Friendly and Revolut UK differ
| Compare | Police FriendlyReviewSee alternativesSee alternatives | Revolut UKReviewVisitVisit |
|---|---|---|
| Minimum deposit | £50 | £0Lower |
| Regulators | Financial Conduct Authority / Prudential Regulation Authority | Cyprus Securities and Exchange Commission (CySEC), LT BL, SIPC |
| Investor protection | FSCS up to GBP 85,000 | EU ICS up to EUR 20,000 |
| Account types | ISA, Lisa, Jisa | ISA, Joint |
| Markets | Stocks, Funds | Not confirmed |
| Currency conversion fee | Not confirmed | 0% to 2% |
| Deposit and withdrawal fees | 25% government charge on non-qualifying withdrawals | Not confirmed |
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Key differences
- Revolut UK scores higher overall: 9.4 vs 9.0.
- Regulators: only Police Friendly offers Financial Conduct Authority / Prudential Regulation Authority.
- Regulators: only Revolut UK offers Cyprus Securities and Exchange Commission (CySEC), LT BL, SIPC.
- Founded is lower at Police Friendly: 1893 vs 2015.
- Revolut UK is licensed in 2 more countries.
- Minimum deposit is lower at Revolut UK: £0 vs £50.
- Account types: only Police Friendly offers Lisa, Jisa.
- Account types: only Revolut UK offers Joint.
- Support channels: only Revolut UK offers Chat, Help centre.
Our verdict on each
Police Friendly
Police Friendly runs a UK stock and shares ISA, LISA and JISA range from £50, run by Metropolitan Police Friendly Society Limited. It suits savers building a tax sheltered pot in stocks and funds who value a named legal entity and FSCS cover, and who can leave the money invested.
Revolut UK
For readers in the UK managing everyday money and investing in one place, Revolut UK works as a broker linked to app based accounts and cards. It suits people who want easy access savings alongside joint and ISA options with multi currency and investing choices.
Score breakdown
| Area | Police Friendly | Revolut UK |
|---|---|---|
| Cost | 8.7Opening a stocks and shares ISA, LISA or JISA needs £50, and a non qualifying withdrawal carries 25% government charge on non-qualifying withdrawals. | 9.7Higher |
| Offer | 9.0 | 9.5Higher |
| Trust | 9.2Higher | 9.1 |
What each covers
| Account types | Police Friendly | Revolut UK |
|---|---|---|
| ISA | Yes | Yes |
| Joint | No | Yes |
| Lisa | Yes | No |
| Jisa | Yes | No |
Where each is licensed and available
| Country | Police Friendly | Revolut UK |
|---|---|---|
| Cyprus | Not confirmed | Cyprus Securities and Exchange Commission (CySEC) MiCA CASP 549300ET4IUR6RCZOL84 |
| Lithuania | Not confirmed | LT_BL PSD_EMI LT_LT_BL_304940980 |
| United Kingdom | Not confirmed | |
| United States | Not confirmed | SIPC SIPC member 70365 |
How they place
| Ranking | Police Friendly | Revolut UK |
|---|---|---|
| Investing | 210 of 654 | 50 of 654 |
| Stocks and shares ISAs | 7 of 25 | 3 of 25 |
Sources behind this comparison
Police Friendly
- policefriendly.org.uk: 10 facts, checked September 26, 2026
Revolut UK
- revolut.com: 5 facts, checked September 26, 2026
- esma.europa.eu: 4 facts, checked September 26, 2026
- moneytothemasses.com: 2 facts, checked September 26, 2026
Every fact side by side
| Fact | Police Friendly | Revolut UK |
|---|---|---|
| Features | Not confirmed | Multi currency, Virtual card, Travel |
| Pricing model | Not confirmed | No annual fee |
| Legal entity | Metropolitan Police Friendly Society Limited | Revolut Digital Assets (Europe) Ltd |
| Headquarters | United Kingdom | Cyprus |
| Founded | 1893Lower | 2015 |
| Support channels | Email, Phone | Email, Chat, Phone, Help centreCovers more |
Credit cards
| Fact | Police Friendly | Revolut UK |
|---|---|---|
| Annual fee | Not confirmed | €0 |
| APR | Not confirmed | 13.34% to 17.99% |
| Rewards type | Not confirmed | Points |
| Rewards rate | Not confirmed | 1.5 points per EUR1 |
| Card kind | Not confirmed | Credit |
Savings
| Fact | Police Friendly | Revolut UK |
|---|---|---|
| Headline rate | Not confirmed | 4% |
| Rate type | Not confirmed | Variable |
| Deposit protection | Not confirmed | FSCS up to GBP 85,000 |
| Access terms | Not confirmed | Instant access via the Revolut app, fee-free withdrawals, no withdrawal limits |
| Monthly fee | Not confirmed | £0 |
| Account kind | Not confirmed | Easy access |
Debit cards
| Fact | Police Friendly | Revolut UK |
|---|---|---|
| Free ATM withdrawals | Not confirmed | £200 |
| Card type | Not confirmed | Debit |
| Card network | Not confirmed | Visa |
| Currencies | Not confirmed | 160 |
Robo-advisors
| Fact | Police Friendly | Revolut UK |
|---|---|---|
| Management fee | Not confirmed | 0% |
| Portfolio types | Not confirmed | ETF, Cash, Crypto |
Where each stands against the rest
| Fact | Police Friendly | Revolut UK | Median |
|---|---|---|---|
| Minimum deposit | £50above the median | £0lowest quarter | £15 |
| Currency conversion fee | Not confirmed | 0% to 2%below the median | 0.4 |
Median across 77 listed providers.
Pros and cons
Police Friendly
Pros
- Three tax sheltered options in one place: an ISA, a LISA and a JISA
- Low entry point at £50 to open
- Stocks and funds available to invest through stocks and funds
Cons
- A non qualifying withdrawal is hit by 25% government charge on non-qualifying withdrawals
- Investments are limited to stocks and funds, with no wider market list given
- Support runs on email and phone only
Revolut UK
Pros
- Easy access account opened and managed through the Revolut app
- Joint and ISA account choices alongside ETF, cash and crypto portfolios
- Multi currency handling with virtual card support for travel spending
Cons
- Investments carry risk, and the value of holdings can fall as well as rise.
- Investing happens on an execution only basis, so every decision rests with the investor.
Who each suits
Police Friendly
Who it suits
- UK savers building a tax sheltered pot for the long term
- Parents saving for a child through the JISA account type
- Savers who want a named legal entity behind the account
Who should look elsewhere
- People trading shares frequently, since investable markets run to stocks and funds
- Anyone likely to need the money early, because of 25% government charge on non-qualifying withdrawals
Revolut UK
Who it suits
- People combining savings, cards and investing in one app
- Travellers handling more than one currency day to day
Who should look elsewhere
- Investors who want a firm to recommend which shares to buy.
- People who want only a traditional bank with local branches.
Current offers
Police Friendly
Current offer
Bonus
Open a Lifetime ISA - Earn up to GBP50 in Gift Cards: Up to GBP50 gift card
Pay GBP100 or more per month, or GBP50+ with Escalator; GBP30-99 gets GBP25; quote AUTUMN26
Source, checked September 26, 2026
Country by country
| Country | Police Friendly | Revolut UK |
|---|---|---|
| United Kingdom | Yes | No |
Questions about each
Police Friendly
What accounts can I open with Police Friendly?+
You can open an individual savings account, a lifetime individual savings account or a junior individual savings account. The range is listed at isa, lisa and jisa. The account runs under Metropolitan Police Friendly Society Limited.
How much do I need to put in to start?+
The minimum deposit is £50, which is a low starting point for a tax sheltered account. Once the account is open you can invest that money in the assets listed at stocks and funds.
Revolut UK
Which products does Revolut UK cover as a broker?+
Revolut UK covers brokerage with easy access savings alongside joint and ISA account types. Portfolios include ETF, cash and crypto holdings. Card use includes debit and credit options with virtual card support.
Who is Revolut UK suited to?+
It suits people who prefer managing savings and investing through an app. Multi currency features and travel support help everyday use abroad. Joint account choices also support shared household money.
Other options to compare
Other matchups
Revolut UK
Police Friendly