Updated September 28, 2026 · SumCue Editorial Team
Getsurance vs PANDA Tierversicherungen
Getsurance
Higher score in this comparison
PANDA Tierversicherungen
Getsurance vs PANDA Tierversicherungen: the differences
| Compare | GetsuranceReviewSee alternativesSee alternatives | PANDA TierversicherungenReviewSee alternativesSee alternatives |
|---|---|---|
| Premium from | €4.51 | €2.20Lower |
| Insurance types | Critical illness, Income protection, Life | Pet |
| Claims channels | Email, Phone, Chat | Online, Phone |
| Cover limit | 10,000-100,000 EUR (Krebsversicherung) | Not confirmed |
| Age range | 18-60 (entry age, Krebsversicherung) | Not confirmed |
Same on both: Provider type (Broker), Monthly payments (Yes).
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Key differences
- Premium from is lower at PANDA Tierversicherungen: €2.20 vs €4.51.
- Insurance types: only Getsurance offers Critical illness, Income protection, Life.
- Insurance types: only PANDA Tierversicherungen offers Pet.
- Claims channels: only Getsurance offers Email, Chat.
- Claims channels: only PANDA Tierversicherungen offers Online.
- Support channels: only Getsurance offers Chat.
- Support channels: only PANDA Tierversicherungen offers Help centre.
Our verdict on each
Getsurance
Getsurance suits people in Germany who want cover for critical illness or lost income and prefer paying in small instalments. It is a broker rather than an insurer, and premiums start at €4.51 a month, with claims handled by email, phone or chat.
PANDA Tierversicherungen
PANDA Tierversicherungen is a low cost Austrian pet insurance broker for cat owners who want the cheapest entry point on the market and can pay monthly. Premiums run from €2.20 and the range is 56 of 251 brands ranked on starting price.
Score breakdown
| Area | Getsurance | PANDA Tierversicherungen |
|---|---|---|
| Cost | 9.2The starting premium is €4.51 a month, which places the brand at 91 out of 251 on that figure. | 9.4HigherCat cover starts at a premium of €2.20 on a monthly model, with monthly payments available. |
| Offer | 9.0Higher | 8.6 |
| Trust | 8.5 | 8.7Higher |
How they place
| Ranking | Getsurance | PANDA Tierversicherungen |
|---|---|---|
| Insurance | 334 of 627 | 352 of 627 |
Every fact side by side
| Fact | Getsurance | PANDA Tierversicherungen |
|---|---|---|
| Pricing model | Monthly | Monthly |
| Legal entity | Getsurance GmbH | PANDA InsurTech GmbH |
| Headquarters | Germany | Austria |
| Founded | 2016 | Not confirmed |
| Support channels | Email, Chat, Phone | Email, Phone, Help centre |
Where each stands against the rest
| Fact | Getsurance | PANDA Tierversicherungen | Median |
|---|---|---|---|
| Premium from | €4.51below the median | €2.20lowest quarter | €6.02 |
Median across 116 listed providers.
Pros and cons
Getsurance
Pros
- Cover you can spread out: the policy runs on monthly payments rather than one bill for the year.
- The protection runs wider than illness alone, with income protection and life cover both inside critical illness, income protection and life.
- Help is easy to reach, with email, chat and phone in place and claims raised on email, phone and chat.
Cons
- It is a broker, not an insurer (broker), so the contract you sign is with the insurer named on the policy rather than with the site you start from.
- The cancer policy caps cover at 10,000-100,000 EUR (Krebsversicherung), which is modest against a long illness.
- Applicants must sit inside 18-60 (entry age, Krebsversicherung) for the cancer policy, which narrows who can be covered.
PANDA Tierversicherungen
Pros
- Pet cover starts at €2.20, below the €8.31 typical starting premium across the site.
- The broker sits 56 of 251 brands on starting premium, so the entry price is well below the market middle.
- Monthly payments are available, and the policy model is monthly, so cover can start without a long commitment.
Cons
- Cover is limited to pet, so a household wanting more than one kind of policy has to look elsewhere.
- As a broker rather than an insurer, the cover sits with an insurer it selects rather than with PANDA itself.
- Support runs on email, phone and help centre only, with no chat listed, and claims run on online and phone, so the two journeys differ.
Who each suits
Getsurance
Who it suits
- People in Germany taking out cancer cover inside the entry range, which runs 18-60 (entry age, Krebsversicherung).
- Customers who would rather spread a premium across the year, since the policy runs on monthly payments.
- Anyone who wants diagnosis, earnings and life cover sourced together, since critical illness, income protection and life lists all three.
Who should look elsewhere
- Buyers who want the lowest starting premium in the group, since bunq starts at €0 while Getsurance starts at €4.51.
- Anyone after a Spanish provider, with bunq Spain the Spanish option here against a firm based in Germany.
- Customers set on a larger monthly amount, for whom Linxea from €25 fits the budget better.
PANDA Tierversicherungen
Who it suits
- Cat owners in Austria who want a low starting premium on pet cover and can pay monthly
- Households shopping for cat insurance only, at the lower end of the price range
- Readers who want a broker that lists its register entry and keeps phone support in the mix
Who should look elsewhere
- Pet owners with dogs, since cover is limited to pet
- Households wanting several kinds of cover, as only pet sits in pet
- People who want the insurer itself, since PANDA is a broker rather than the risk carrier
Country by country
| Country | Getsurance | PANDA Tierversicherungen |
|---|---|---|
| Austria | Yes | Yes |
| Germany | Yes | Yes |
Questions about each
Getsurance
How much would I pay each month?+
Premiums start at €4.51 a month, which is under the market median €8.31 for products in this family. The broker then places you with an insurer, and the price quoted depends on the cover chosen and on your age at application.
Is Getsurance an insurer or a broker?+
It is a broker, broker, run as Getsurance GmbH and based in Germany. That means it compares and arranges policies from insurers rather than carrying the risk itself, so the contract you sign is with the insurer named on the policy.
PANDA Tierversicherungen
How much does PANDA Tierversicherungen cost for a cat?+
The starting premium is €2.20, taken from the cat cover product. That figure is a floor rather than a typical price, because premiums across the pet insurance ranking start as low as €0 and reach €670.88. The site median for this category is €9, so the entry point sits well below the middle of the market.
Can I pay the pet insurance premium monthly?+
Yes, monthly payments are available, and the policy model is monthly rather than annual. That matches how the category works: 96% of pet policies in the ranking offer monthly payments. For a reader weighing costs, monthly spreading makes the starting premium of €2.20 easier to carry, though the annual total still depends on the cover level chosen.
Other options to compare
Getsurance
PANDA Tierversicherungen