Updated October 17, 2026 · SumCue Editorial Team
bunq Stocks Spain vs Mintos
bunq Stocks Spain
Mintos
Higher score in this comparison
bunq Stocks Spain vs Mintos: the differences
| Compare | bunq Stocks SpainReviewVisitVisit | MintosReviewVisitVisit |
|---|---|---|
| Minimum deposit | €10Lower | €50 |
| Markets | Stocks, ETFs, Crypto | Bonds, ETFs, Crypto |
| Regulators | De Nederlandsche Bank, SIPC | Latvijas Banka, LV LV |
| Platforms | Bunq app | Web, iOS, Android |
| Account fee | Not confirmed | €0 |
| Inactivity fee | Not confirmed | €4.90 |
| Currency conversion fee | Not confirmed | 0.5% |
| Deposit and withdrawal fees | Not confirmed | Free bank transfer withdrawal; 2% card deposits |
| Interest on cash | Not confirmed | 2.5% |
Same on both: Investor protection (EU ICS up to EUR 20,000).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- Mintos scores higher overall: 9.2 vs 8.9.
- Regulators: only bunq Stocks Spain offers De Nederlandsche Bank, SIPC.
- Regulators: only Mintos offers Latvijas Banka, LV LV.
- bunq Stocks Spain is licensed in 1 more country.
- Minimum deposit is lower at bunq Stocks Spain: €10 vs €50.
- Markets: only bunq Stocks Spain offers Stocks.
- Markets: only Mintos offers Bonds.
- Platforms: only bunq Stocks Spain offers Bunq app.
- Platforms: only Mintos offers Web, iOS, Android.
- Support channels: only Mintos offers Community.
Our verdict on each
bunq Stocks Spain
bunq says Stocks requires an active, verified Personal account and a minimum age of 18.
Mintos
Mintos suits savers who want a euro account that pays interest on cash and holds investments in the same place. The account fee is €0 and the minimum deposit €50, so the running cost is thin, while an inactivity fee of €4.90 catches balances left untouched.
Score breakdown
| Area | bunq Stocks Spain | Mintos |
|---|---|---|
| Cost | 9.0Higher | 8.9A €0 account fee and bank transfers at no cost keep the base low, with €4.90 for inactivity and 0.5% on conversion. |
| Offer | 8.6 | 9.1HigherBonds, ETFs and crypto sit in bonds, etfs and crypto, cash pays 2.5% and entry starts at €50, a compact mix for a small saver. |
| Trust | 9.1 | 9.4Higher |
Where they rank in our lists
| Ranking | bunq Stocks Spain | Mintos |
|---|---|---|
| Investing | 12 of 654 | 14 of 654 |
| Stock and ETF brokers | 8 of 358 | 10 of 358 |
| Trading platforms | 6 of 24 | 7 of 24 |
Where each is licensed and available
| Country | bunq Stocks Spain | Mintos |
|---|---|---|
| Latvia | Not confirmed | LV_LV PSD_EMI LV_FCMC!723 |
| Netherlands | Not confirmed | |
| United States | SIPC SIPC member 71344 | Not confirmed |
What each covers
| Markets | bunq Stocks Spain | Mintos |
|---|---|---|
| Stocks | Yes | No |
| ETFs | Yes | Yes |
| Crypto | Yes | Yes |
| Bonds | No | Yes |
If neither fits
XTB has minimum deposit at €0, against €10 for bunq Stocks Spain and €50 for Mintos.
XTB reviewSources behind this comparison
bunq Stocks Spain
- bunq.com: 8 facts, checked September 26, 2026
- help.bunq.com: 2 facts, checked September 26, 2026
- en.wikipedia.org: 1 fact, checked September 26, 2026
- sipc.org: 1 fact, checked September 26, 2026
Mintos
- mintos.com: 13 facts, checked September 26, 2026
- euclid.eba.europa.eu: 2 facts, checked September 26, 2026
Every fact side by side
| Fact | bunq Stocks Spain | Mintos |
|---|---|---|
| Features | Crypto, Fractional shares, Mobile appCovers more | Crypto, Mobile app |
| Pricing model | Not confirmed | Commission free |
| Audience | Beginners | Not confirmed |
| Legal entity | BUNQ US BD LLC | SIA Mintos Payments |
| Headquarters | Netherlands | Latvia |
| Founded | 2012 | Not confirmed |
| Support channels | Email, Help centre | Email, Help centre, CommunityCovers more |
Where each stands against the rest
| Fact | bunq Stocks Spain | Mintos | Median |
|---|---|---|---|
| Minimum deposit | €10above the median | €50highest quarter | €1 |
| Account fee | Not confirmed | €0at the median | €0 |
| Inactivity fee | Not confirmed | €4.90above the median | €2.45 |
| Currency conversion fee | Not confirmed | 0.5%above the median | 0.4% |
| Interest on cash | Not confirmed | 2.5%below the median | 2.875% |
Median across 80 listed providers.
Pros and cons
bunq Stocks Spain
Pros
- Fractional shares let investors start with smaller slices of a company.
- Stocks, funds that track baskets of assets and digital assets sit in one service.
- Simple product choices suit first-time investors.
Cons
- The product choice is narrow, with no derivatives or currency trading.
- Investor protection is limited in scope and depends on the type of product held.
Mintos
Pros
- The account fee is €0, so holding a balance open costs nothing month after month.
- The dealing model in commission free means no charge on each trade, and bonds, etfs and crypto puts bonds, ETFs and crypto in the same place.
- Cash parked on the platform earns 2.5%, so idle money still pays while you decide.
Cons
- An inactivity fee of €4.90 can be charged on a balance left unused, so a forgotten account still costs money.
- Money in and out is uneven: Free bank transfer withdrawal; 2% card deposits, so card top-ups cost where a bank transfer does not.
- Converting currency runs at 0.5%, which is the fee to watch if you hold money outside the euro.
Who each suits
bunq Stocks Spain
Who it suits
- Readers checking the stated requirements for bunq Stocks in Spain.
Who should look elsewhere
- Traders who want forex, CFDs or futures alongside shares.
- Savers looking for cash savings rather than an investment product.
Mintos
Who it suits
- Savers in the euro area who want cash interest alongside bond, ETF and crypto holdings without paying per trade.
- People who prefer one place for money and markets, using the mobile app in crypto and mobile app and the platforms in Web, iOS and Android.
- First-time investors who would rather not pay a commission on every trade and start from €50.
Who should look elsewhere
- Not for people who want a smaller first transfer than €50: bunq lists a minimum deposit of €10.
- Not for traders who are content to start with nothing: CFI has a minimum deposit of $0.
- Not for people weighing a Mexican lender: Fiesta Credito MX is listed with CONDUSEF rather than the Latvijas Banka register here.
Current offers
bunq Stocks Spain
Current offer
First period offer
No fees for buying or selling stocks for first 3 months: 0% for 3 months
Up to €100,000 in completed buy and sell orders
Source, checked September 26, 2026
Country by country
| Country | bunq Stocks Spain | Mintos |
|---|---|---|
| Spain | Yes | No |
Questions about each
bunq Stocks Spain
Which products can be bought through the service?+
Stocks, funds that track baskets of assets and digital assets are the products on offer. Fractional shares make it possible to buy a portion of a single company's stock. The product range is focused, so anyone seeking other kinds of trading will need a different service.
Is the service aimed at beginners?+
The service is built with newcomers to investing in mind. Its simple choice of products and fractional shares help first-time investors start small and learn gradually. Investors with long experience may still prefer a broader platform for more complex strategies.
Mintos
Does Mintos charge a monthly account fee?+
No. The account fee is €0, so keeping the account open costs nothing in monthly charges. The costs that do apply are the inactivity fee of €4.90, the currency conversion charge of 0.5% and a fee on card deposits.
What happens if I leave my account untouched?+
An inactivity fee of €4.90 can be charged on a balance that sits unused, so keep a little activity or move the money out before it costs you. The account fee of €0 keeps applying while the account is open.