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Updated September 29, 2026 · SumCue Editorial Team

eToro vs InvestEngine

eToro scores 9.2 and InvestEngine 8.7 out of 10. Compare their differences and shared features below.
eToro

eToro

Higher score in this comparison

9.2/10
Visit
InvestEngine

InvestEngine

8.7/10
See alternatives

Where eToro and InvestEngine differ

eToro vs InvestEngine
CompareeToroeToroReviewVisitVisitInvestEngineInvestEngineReviewSee alternativesSee alternatives
Minimum deposit$1 to $10,000£100
Stock trade fee$0£0
Account fee$0£0
MarketsStocks, ETFs, Forex, CFDs, Crypto, FuturesCovers moreETFs
RegulatorsCyprus Securities and Exchange Commission (CySEC), SIPCFinancial Conduct Authority (FCA)
Investor protectionEU ICS up to EUR 20,000FSCS up to GBP 85,000
Account typesISAISA, SIPP, CorporateCovers more
Deposit and withdrawal feesNot confirmedFree
PlatformsNot confirmedWeb, iOS, Android
Interest on cashNot confirmed0%

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Key differences

  • eToro scores higher overall: 9.2 vs 8.7.
  • Regulators: only eToro offers Cyprus Securities and Exchange Commission (CySEC), SIPC.
  • Regulators: only InvestEngine offers Financial Conduct Authority (FCA).
  • Founded is lower at eToro: 2007 vs 2019.
  • eToro is licensed in 1 more country.
  • Markets: only eToro offers Stocks, Forex, CFDs.
  • Account types: only InvestEngine offers SIPP, Corporate.
  • Support channels: only InvestEngine offers Email.
  • Features: only eToro offers Crypto, Demo account, Copy trading.

Our verdict on each

eToro

eToro suits new investors who want shares, crypto and cash interest in a single app, with an account fee of $0 and a stock trade fee of $0. The catch is the withdrawal fee of $5 flat fee, which makes it a poor fit for anyone moving small sums in and out often.

Read the full eToro review

InvestEngine

InvestEngine suits UK beginners who want a small, set-and-forget ETF pot with nothing charged for holding or trading. The account fee is £0, the minimum deposit is £100 and the only recurring charge is a management fee of 0.25%. The trade-off is that you hold ETFs and nothing else.

Read the full InvestEngine review

Score breakdown

eToro vs InvestEngine
AreaeToroInvestEngine
Cost9.3HigherAccount fee $0 and stock trade fee $0 rank 1 and 1, while withdrawals cost $5 flat fee.9.0
Offer8.88.8Account fee of £0, stock trade fee of £0 and a minimum deposit of £100.
Trust9.2Higher8.3

Feature by feature

eToro vs InvestEngine
MarketseToroInvestEngine
StocksYesNo
ETFsYesYes
ForexYesNo
CFDsYesNo
FuturesYesNo
CryptoYesNo
eToro vs InvestEngine
Account typeseToroInvestEngine
ISAYesYes
SIPPNoYes
CorporateNoYes

Where they rank in our lists

eToro vs InvestEngine
RankingeToroInvestEngine
Investing5 of 654298 of 654
Stock and ETF brokers4 of 358217 of 358
Robo-advisors1 of 15492 of 154
Stocks and shares ISAs1 of 2515 of 25

Where each is licensed and available

eToro vs InvestEngine
CountryeToroInvestEngine
CyprusNot confirmed
United KingdomNot confirmed
United States
SIPC SIPC member 70212
Not confirmed

What we checked

eToro

  • etoro.com: 10 facts, checked September 26, 2026
  • esma.europa.eu: 4 facts, checked September 26, 2026

InvestEngine

  • investengine.com: 10 facts, checked September 26, 2026
  • blog.investengine.com: 2 facts, checked September 26, 2026
  • help.investengine.com: 1 fact, checked September 26, 2026

Every fact side by side

eToro vs InvestEngine
FacteToroInvestEngine
FeaturesCrypto, Demo account, Fractional shares, Copy trading, Mobile appCovers moreFractional shares, Mobile app
Pricing modelCommission freeCommission free
AudienceBeginnersBeginners
Legal entityeToro (Europe) LtdInvestEngine (UK) Limited
HeadquartersCyprusUnited Kingdom
Founded2007Lower2019
Support channelsHelp centreEmail, Help centreCovers more

Crypto exchanges

eToro vs InvestEngine
FacteToroInvestEngine
Taker fee1%Not confirmed
Coins listedfrom 150Not confirmed
Fiat deposit methodsCard, BankNot confirmed
Withdrawal fee$5 flat feeNot confirmed
DerivativesYesNot confirmed
Exchange typeCexNot confirmed

Savings

eToro vs InvestEngine
FacteToroInvestEngine
Headline rate3.8%Not confirmed
Rate typeVariableNot confirmed
Deposit protectionEU DGS up to EUR 100,000Not confirmed
Access termsInterest on USD cash balance, no lock-in, withdraw at any time, calculated daily and paid monthlyNot confirmed
Monthly fee$0Not confirmed
Account kindCash managementNot confirmed

Robo-advisors

eToro vs InvestEngine
FacteToroInvestEngine
Management fee0%Lower0.25%
Minimum investment$500£1
Portfolio typesETF, ESG, Cash, CryptoCovers moreETF

Crypto wallets

eToro vs InvestEngine
FacteToroInvestEngine
Wallet typeMobileNot confirmed
CustodyCustodialNot confirmed

Where each stands against the rest

eToro vs InvestEngine
FacteToroInvestEngineMedian
Interest on cashNot confirmed0%lowest quarter2.875%

Median across 44 listed providers.

Pros and cons

eToro

Pros

  • Interest on the USD cash balance pays 3.8% on a variable basis, calculated daily and paid monthly, and withdrawals are allowed at any time.
  • Regulated by Cyprus Securities and Exchange Commission (CySEC) and SIPC, with client asset protection of EU ICS up to EUR 20,000 and deposit protection of EU DGS up to EUR 100,000.
  • Minimum deposit $1 to $10,000 and minimum portfolio investment $500 keep the starting point low, and fractional shares are among the listed features.

Cons

  • Withdrawal costs $5 flat fee each time, which makes small, regular transfers expensive next to the $0 stock trade fee.
  • Client asset protection of EU ICS up to EUR 20,000 sits well below deposit protection of EU DGS up to EUR 100,000, so a large share portfolio can outrun the cover.
  • Taker fee 1% sits above the 0.25% median, which matters for anyone trading crypto often rather than holding.

InvestEngine

Pros

  • No account fee at £0 and no stock trade fee at £0
  • Fractional shares and a mobile app let you invest small amounts regularly
  • Choose from ISA, SIPP and corporate accounts

Cons

  • A management fee of 0.25% still applies, unlike a free commission-free brokerage
  • Markets are limited to ETFs, so individual shares are not an option
  • Support runs on email and help centre only, with no phone line

Who each suits

eToro

Who it suits

  • New investors, since the audience is listed as beginners and the minimum deposit is $1 to $10,000.
  • Investors who want cash and markets together, with USD balance interest at 3.8% alongside stocks, etfs and forex.
  • UK savers who want a tax wrapper, since an ISA sits among the isa on offer.

Who should look elsewhere

  • bunq, which covers stocks, etfs and crypto and suits anyone who wants shares, ETFs and crypto and can set derivatives aside.
  • CFI, for readers who want stocks, etfs and forex and can leave futures aside; eToro is the wider of the two.
  • Fiesta Credito MX, which answers to CONDUSEF rather than Cyprus Securities and Exchange Commission (CySEC) and SIPC, for readers trading outside those markets.

InvestEngine

Who it suits

  • Beginners who want to start small and add to the same pot each month
  • Savers putting money into an ISA or SIPP for the long term
  • Anyone who would rather hold a diversified basket than pick single shares

Who should look elsewhere

  • Traders who want to buy and sell individual shares
  • Anyone who wants to speak to support by phone, since support runs on email and help centre only

Country by country

eToro vs InvestEngine
CountryeToroInvestEngine
United KingdomNoYes

Questions about each

eToro

What does eToro charge to open and run an account?+

The account fee is $0 and the monthly fee is $0, so the account costs nothing to hold. Stock trades are charged at $0 and the platform describes itself as commission-free. Managed portfolios carry a management fee of 0%. Money moving out is the exception, at $5 flat fee per withdrawal.

Is my money protected at eToro?+

eToro is regulated by Cyprus Securities and Exchange Commission (CySEC) and SIPC. Client assets sit under investor protection of EU ICS up to EUR 20,000, while cash deposits are covered by a separate scheme at EU DGS up to EUR 100,000. These ceilings are very different, so anyone holding a large share portfolio should treat the lower figure as the real limit on recovery.

InvestEngine

What does it cost to hold an InvestEngine account?+

The account fee is £0 and the stock trade fee is £0, so there is nothing charged for keeping the account open or for dealing. The one recurring cost is a management fee of 0.25% on the money you hold. Deposits and withdrawals are free.

What is the smallest amount I can invest?+

The minimum deposit is £100, and the smallest investment the platform advertises is £1. Fractional shares are supported, so you can hold a slice of a fund rather than a whole unit. That keeps the starting point low even though the opening deposit is set higher than at many rivals.

Other options to compare

Other matchups

eToro

Visit

InvestEngine

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