Updated September 28, 2026 · SumCue Editorial Team
Carole Nash vs DA Direkt
Carole Nash
DA Direkt
Higher score in this comparison
What sets them apart
| Compare | Carole NashReviewSee alternativesSee alternatives | DA DirektReviewSee alternativesSee alternatives |
|---|---|---|
| Premium from | £257 | €6.90 |
| Insurance types | Motorcycle, Auto, Van, Travel | Auto, Motorcycle, Dental, Health, Pet, Home |
| Provider type | Broker | Insurer |
| Cover limit | Up to GBP 21,000 personal accident cover | Dental tariff scale: max EUR 6,000 in first 4 years (Premium Plus), unlimited from year 5 |
| Claims channels | Phone, Online, App, Text | Online portal, Phone, Email, Chat |
| Monthly payments | Not confirmed | Yes |
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Key differences
- DA Direkt scores higher overall: 9.4 vs 8.8.
- Founded is lower at DA Direkt: 1923 vs 1985.
- Carole Nash is licensed in 1 more country.
- Carole Nash is available in 1 more country.
- Insurance types: only Carole Nash offers Van, Travel.
- Insurance types: only DA Direkt offers Dental, Health, Pet.
- Claims channels: only Carole Nash offers Online, App, Text.
- Claims channels: only DA Direkt offers Online portal, Email, Chat.
- Support channels: only DA Direkt offers Email.
Our verdict on each
Carole Nash
Carole Nash is a UK broker built around the motorcycle, so it suits riders first and anyone who wants a bike policy held next to car, van or travel cover. Motorbike premiums start at £257, and the firm has traded since 1985 under Financial Conduct Authority authorisation.
DA Direkt
DA Direkt is a German insurer that suits households wanting a single provider for car, dental, health, pet and home cover, with monthly payments available on dental plans. Premiums start at €6.90 and support runs on email, chat and phone, with BaFin supervising in Germany.
Score breakdown
| Area | Carole Nash | DA Direkt |
|---|---|---|
| Cost | 8.1The only price fact is £257, which the site ranks 241 of 251 on premium from. | 9.1HigherStarting premium of €6.90 on dental top-up sits below the site median of €8.31, and monthly payments spread the cost. |
| Offer | 9.2 | 9.6Higher |
| Trust | 9.1 | 9.6Higher |
Where each is licensed and available
| Country | Carole Nash | DA Direkt |
|---|---|---|
| Germany | Not confirmed | |
| Ireland | Not confirmed | |
| United Kingdom | Financial Conduct Authority 307243 | Not confirmed |
Additional countries for Carole Nash: 2. Additional countries for DA Direkt: 1.
How they place
| Ranking | Carole Nash | DA Direkt |
|---|---|---|
| Insurance | 376 of 627 | 92 of 627 |
| Car insurance | 190 of 279 | 41 of 279 |
What each covers
| Insurance types | Carole Nash | DA Direkt |
|---|---|---|
| Auto | Yes | Yes |
| Home | No | Yes |
| Health | No | Yes |
| Travel | Yes | No |
| Pet | No | Yes |
| Motorcycle | Yes | Yes |
| Van | Yes | No |
| Dental | No | Yes |
Sources behind this comparison
Carole Nash
- carolenash.com: 9 facts, checked September 26, 2026
DA Direkt
- da-direkt.de: 10 facts, checked September 26, 2026
- de.wikipedia.org: 1 fact, checked September 26, 2026
Every fact side by side
| Fact | Carole Nash | DA Direkt |
|---|---|---|
| Pricing model | Not confirmed | Monthly |
| Legal entity | Carole Nash Insurance Consultants Ltd | DA Deutsche Allgemeine Versicherung Aktiengesellschaft (Amtsgericht Frankfurt am Main HRB 112118) |
| Headquarters | United Kingdom | Germany |
| Founded | 1985 | 1923Lower |
| Support channels | Phone, Chat, Help centre | Email, Chat, Phone, Help centreCovers more |
Pros and cons
Carole Nash
Pros
- Claims can be opened by phone, online and app, so a claim is not tied to a single channel outside office hours.
- The motorcycle policy carries Up to GBP 21,000 personal accident cover as standard.
- Authorised by the Financial Conduct Authority under reference 307243.
Cons
- The range is motorcycle, auto and van, so home, life and pet cover sit elsewhere.
- Support runs on phone, chat and help centre, and email is not among those routes.
- Carole Nash is a broker rather than the risk carrier, so the insurer named on your document is a separate provider.
DA Direkt
Pros
- Dental top-up premiums start at €6.90, below the site median of €8.31.
- Monthly payments are available on the dental top-up, so the premium can be spread across the year.
- Cover spans auto, motorcycle and dental under a single insurer.
Cons
- Dental cover follows the dental tariff scale, so the amount is capped early in the policy and only becomes unlimited much later.
- Terms are written for a single market, DE, so the wording and cover are built for Germany rather than the UK.
Who each suits
Carole Nash
Who it suits
- Motorcyclists whose main vehicle is a bike, and riders who want personal accident cover folded into the policy.
- Drivers who want bike, car, van and travel policies handled under the same broker.
- Claimants who want to open a claim by phone, online, in the app or by text under phone, online and app.
Who should look elsewhere
- bunq, where the premium is €0 in euros, if a euro account matters more than UK motorbike cover.
- Linxea, whose premium starts at €25 in euros, if you are after a euro based product rather than a UK motorcycle policy.
- bunq Spain, priced at €0 in euros, if euro costs decide it and you hold no UK bike.
DA Direkt
Who it suits
- People wanting auto, motorcycle and dental cover from a single German insurer.
- Readers who would rather pay a dental top-up in monthly instalments than a single sum.
- Shoppers who want to reach an insurer by phone, chat or email, since support runs on email, chat and phone.
Who should look elsewhere
- Anyone chasing the lowest starting figure can look at bunq, listed at €0.
- Linxea, listed from €25, is the alternative for readers weighing a higher starting figure.
- bunq Spain matches bunq on the starting figure at €0, so it is a separate listing to compare.
Current offers
DA Direkt
Current offer
Discount code
15% discount on car, e-car and motorcycle insurance: 15% Rabatt
Displayed on the DA Direkt homepage as an ongoing offer for Autoversicherung, Elektroauto-Versicherung and Motorradversicherung
Source, checked September 26, 2026
Country by country
| Country | Carole Nash | DA Direkt |
|---|---|---|
| Germany | No | Yes |
| Ireland | Yes | No |
| United Kingdom | Yes | No |
Questions about each
Carole Nash
What does a Carole Nash policy cost from?+
Motorbike cover is advertised from £257 on the motorcycle policy page. That figure is specific to a bike, so a car, van or travel quote is priced separately and moves with the vehicle and the rider. Treat it as the floor for a bike policy, not a quote for anything else.
Is Carole Nash an insurer or a broker?+
Carole Nash is a broker, not the insurer itself, so cover is placed with providers on the market and the insurer named on your document is the one that pays a claim. The company behind the site is Carole Nash Insurance Consultants Ltd.
DA Direkt
What kinds of cover does DA Direkt sell?+
DA Direkt sells auto, motorcycle and dental cover as an insurer, so the policies sit with the company that issues them. A single provider can hold several product lines, and a household may combine dental and car cover in the same place.
How much is the cheapest cover at DA Direkt?+
Dental top-up premiums start at €6.90, and monthly payments are available, which keeps the entry cost modest. The site median for starting premiums is €8.31, and DA Direkt ranks 117 of 251 brands on this measure.
Other options to compare
Other matchups
Carole Nash
DA Direkt