Atlantic Money review
Updated October 12, 2026 · SumCue Editorial Team
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Our verdict
For people sending funds abroad to bank accounts, Atlantic Money trades broad currency coverage for a focused service across ten currencies through a dedicated app. Atlantic Money is a cross border transfer provider that pays funds directly to recipient bank accounts with standard and instant delivery choices.
Key facts
- Best for
- Cross border transfers to bank accounts
- Deposit protection
- EU DGS up to EUR 100,000↗
- Access terms
- Live exchange rate with zero markup, standard (a few days) or instant express delivery↗
- Legal entity
- Deel Payments Europe NV↗
- Headquarters
- Belgium↗
- Support channels
- Email, Phone, Help-centre↗
- Pricing model
- No monthly fee
- Official website
- atlantic.money
Facts checked September 26, 2026, 3 sources
Apps and profiles
- Get the app
- Google Play
Pros and cons
Pros
- Supports transfers across ten currencies to bank accounts
- Provides an app built specifically for cross border transfers
- Offers standard and instant delivery options for recipients
Cons
- Covers only ten currencies, which limits wider transfer plans
- Delivers only to bank accounts without alternative receipt methods
- Focuses solely on transfers without wider everyday money features
Who it suits
- People moving funds between ten supported currencies
- Households arranging transfers to overseas bank accounts
- Senders wanting standard or instant delivery choice
Who should look elsewhere
- People seeking cash collection or in person service
- People needing currencies beyond the ten supported
How Atlantic Money compares
Where Atlantic Money is available
- Available
- Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, United Kingdom
- Licence in Belgium
- National Bank of Belgium (0783.476.423), checked September 26, 2026
- Licence in United Kingdom
- Financial Conduct Authority (947491), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Which currencies does Atlantic Money cover?+
Coverage spans ten currencies for cross border movement. US Dollar and British Pound sit among the supported options. Senders can move funds between those supported currencies through the dedicated app. All transfers pay out directly to recipient bank accounts.
Where does Atlantic Money send funds?+
Funds travel to the bank account held by the recipient in another currency. The service does not describe cash collection points or other receipt routes. Transfers operate between the ten currencies supported through the app.
How quickly do transfers arrive?+
Standard delivery arrives over a few days after conversion is arranged. Instant delivery is offered when timing matters more. Senders choose the option that matches the urgency of each transfer.
Who authorises Atlantic Money?+
Belgian oversight applies because the National Bank of Belgium has permitted the firm to operate as a payment institution. That permission covers payment services offered under the Atlantic Money name. Further detail on safeguards or complaint handling stays outside the statements provided.
Which company operates Atlantic Money?+
Atlantic Money is operated by Deel Payments Europe NV. (Source, checked September 26, 2026)
Where is Atlantic Money based?+
Atlantic Money is based in Belgium. (Source, checked September 26, 2026)
How can I contact Atlantic Money support?+
Atlantic Money offers support through Email, Phone, Help-centre. (Source, checked September 26, 2026)
Sources
- atlantic.money checked September 26, 2026
Backs: Access terms
“This is the live institutional rate that we receive passed directly to you. We don't mark up this rate.”
- atlantic.money/eu/en/about checked September 26, 2026
Backs: Deposit protection, Headquarters, Legal entity, Licences
“Deel Payments Europe NV is authorised and regulated by the National Bank of Belgium as a payment institution (unique identification number: 0783.476.423).”
- support.atlantic.money/en/support/solutions/articles/1010... checked September 26, 2026
Backs: Pricing model, Support channels
“We charge a flat £3 / €3 fee per transfer, and we'll always give you the live exchange rate. This means that no (absolutely zero) additional fees are hidden in our exchange rate.”
Compiled from 4 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Headline rate, Rate type, Term, Minimum deposit.