Ledger review
Updated October 12, 2026 · SumCue Editorial Team
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Our verdict
Ledger trades phone only ease for offline signing, so you carry a dedicated device to approve activity. Ledger is a self custody wallet maker with an app for buying swapping and staking, and it suits households starting careful long term digital ownership.
Key facts
Crypto wallets
Crypto exchanges
- Coins listed
- 15,000↗
Facts checked September 26, 2026, 7 sources
Apps and profiles
- Get the app
- App Store
- Elsewhere
- WikidataXLinkedIngithub.com
Pros and cons
Pros
- Manages more than 15,000 digital assets through one companion app
- Keeps private keys offline inside dedicated signers for signing
- Supports buying swapping and staking through connected service providers
- Warns clearly never to share the 24 word recovery phrase
Cons
- Requires carrying a separate signer instead of using a phone alone
- Places full care of recovery words on the owner
- Focuses only on digital assets rather than everyday banking needs
Who it suits
- Holders who want offline signing for many coins
- Beginners seeking clearer control over digital ownership
Who should look elsewhere
- People wanting phone only access without extra hardware
How Ledger compares
Where Ledger is available
- Available
- Austria, Belgium, Brazil, Bulgaria, Canada, Colombia, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Mexico, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom, United States
- Licence in United Kingdom
- Financial Conduct Authority (FCA), Monavate Ltd (901097), checked September 26, 2026
- Licence in Lithuania
- UAB Monavate (registered and regulated in Lithuania) (305628001), checked September 26, 2026
- Licence in Portugal
- Banco de Portugal (Frozen Time Unipessoal LDA, Crypto Asset Services), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does Ledger offer?+
Ledger provides hardware signers plus a companion wallet app for managing digital assets. You use the app to view balances, manage addresses and interact with decentralised applications. Signing happens on the separate offline device.
How do buying, swapping and staking work?+
You compare third party providers inside the wallet app, then choose how to proceed. Buying, swapping and staking are arranged through those providers. Your private keys remain offline on the signer while you approve activity.
What keeps your assets safe?+
Private keys stay offline on the dedicated signer rather than on your phone. You create a 24 word recovery phrase that controls access, so keeping those words private is essential. Ledger will never ask for the full phrase, which helps you spot phishing.
Which company operates Ledger?+
Ledger is operated by Ledger SAS. (Source, checked September 26, 2026)
Where is Ledger based?+
Ledger is based in France. (Source, checked September 26, 2026)
How can I contact Ledger support?+
Ledger offers support through Email, Chat. (Source, checked September 26, 2026)
Sources
- shop.ledger.com/pages/cl-card-crypto-card checked September 26, 2026
Backs: Card type, Cashback rate, Features, Card network, Licences
“The VISA debit card offered in the US is in partnership with Cross River Bank, Member FDIC”
- shop.ledger.com/pages/hardware-wallet checked September 26, 2026
Backs: Backup options, Price
“You can also restore access to your wallet without your seedphrase with Ledger Recover!”
- shop.ledger.com/pages/ledger-flex checked September 26, 2026
Backs: Connectivity, Secure element
“USB-C Bluetooth NFC”
- ledger.com checked September 26, 2026
Backs: Headquarters, Legal entity
“Copyright (c) Ledger SAS. All rights reserved. 106 rue du Temple, 75003 Paris, France”
- ledger.com checked September 26, 2026
Backs: Coins listed, Coins supported, Wallet type
“Manage 15,000+ crypto daily”
- withcl.com/faq checked September 26, 2026
Backs: Support channels
“Our support team is available 24/7 via e-mail and messaging.”
- withcl.com/legal checked September 26, 2026
Backs: Custody
“Spend crypto from self-custody”
Compiled from 7 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Protection.