Updated October 17, 2026 · SumCue Editorial Team
InvestEngine vs Revolut UK
Revolut UK
Higher score in this comparison
InvestEngine
Where InvestEngine and Revolut UK differ
| Compare | InvestEngineReviewSee alternativesSee alternatives | Revolut UKReviewVisitVisit |
|---|---|---|
| Minimum deposit | £100 | £0Lower |
| Regulators | Financial Conduct Authority (FCA) | Cyprus Securities and Exchange Commission (CySEC), LT BL, SIPC |
| Investor protection | FSCS up to GBP 85,000 | EU ICS up to EUR 20,000 |
| Account types | ISA, SIPP, Corporate | ISA, Joint |
| Stock trade fee | £0 | Not confirmed |
| Account fee | £0 | Not confirmed |
| Markets | ETFs | Not confirmed |
| Currency conversion fee | Not confirmed | 0% to 2% |
| Deposit and withdrawal fees | Free | Not confirmed |
| Platforms | Web, iOS, Android | Not confirmed |
| Interest on cash | 0% | Not confirmed |
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- Revolut UK scores higher overall: 9.4 vs 8.7.
- Regulators: only InvestEngine offers Financial Conduct Authority (FCA).
- Regulators: only Revolut UK offers Cyprus Securities and Exchange Commission (CySEC), LT BL, SIPC.
- Founded is lower at Revolut UK: 2015 vs 2019.
- Revolut UK is licensed in 2 more countries.
- Minimum deposit is lower at Revolut UK: £0 vs £100.
- Account types: only InvestEngine offers SIPP, Corporate.
- Account types: only Revolut UK offers Joint.
- Support channels: only Revolut UK offers Chat, Phone.
- Features: only InvestEngine offers Fractional shares, Mobile app.
Our verdict on each
InvestEngine
InvestEngine suits UK beginners who want a small, set-and-forget ETF pot with nothing charged for holding or trading. The account fee is £0, the minimum deposit is £100 and the only recurring charge is a management fee of 0.25%. The trade-off is that you hold ETFs and nothing else.
Revolut UK
For readers in the UK managing everyday money and investing in one place, Revolut UK works as a broker linked to app based accounts and cards. It suits people who want easy access savings alongside joint and ISA options with multi currency and investing choices.
Score breakdown
| Area | InvestEngine | Revolut UK |
|---|---|---|
| Cost | 9.0 | 9.7Higher |
| Offer | 8.8Account fee of £0, stock trade fee of £0 and a minimum deposit of £100. | 9.5Higher |
| Trust | 8.3 | 9.1Higher |
How they place
| Ranking | InvestEngine | Revolut UK |
|---|---|---|
| Investing | 298 of 654 | 50 of 654 |
| Robo-advisors | 92 of 154 | 5 of 154 |
| Stocks and shares ISAs | 15 of 25 | 3 of 25 |
Feature by feature
| Account types | InvestEngine | Revolut UK |
|---|---|---|
| ISA | Yes | Yes |
| SIPP | Yes | No |
| Joint | No | Yes |
| Corporate | Yes | No |
Licences and countries
| Country | InvestEngine | Revolut UK |
|---|---|---|
| Cyprus | Not confirmed | Cyprus Securities and Exchange Commission (CySEC) MiCA CASP 549300ET4IUR6RCZOL84 |
| Lithuania | Not confirmed | LT_BL PSD_EMI LT_LT_BL_304940980 |
| United Kingdom | Not confirmed | |
| United States | Not confirmed | SIPC SIPC member 70365 |
Sources behind this comparison
InvestEngine
- investengine.com: 10 facts, checked September 26, 2026
- blog.investengine.com: 2 facts, checked September 26, 2026
- help.investengine.com: 1 fact, checked September 26, 2026
Revolut UK
- revolut.com: 5 facts, checked September 26, 2026
- esma.europa.eu: 4 facts, checked September 26, 2026
- moneytothemasses.com: 2 facts, checked September 26, 2026
Every fact side by side
| Fact | InvestEngine | Revolut UK |
|---|---|---|
| Features | Fractional shares, Mobile app | Multi currency, Virtual card, Travel |
| Pricing model | Commission free | No annual fee |
| Audience | Beginners | Not confirmed |
| Legal entity | InvestEngine (UK) Limited | Revolut Digital Assets (Europe) Ltd |
| Headquarters | United Kingdom | Cyprus |
| Founded | 2019 | 2015Lower |
| Support channels | Email, Help centre | Email, Chat, Phone, Help centreCovers more |
Robo-advisors
| Fact | InvestEngine | Revolut UK |
|---|---|---|
| Management fee | 0.25% | 0%Lower |
| Minimum investment | £1 | Not confirmed |
| Portfolio types | ETF | ETF, Cash, CryptoCovers more |
Credit cards
| Fact | InvestEngine | Revolut UK |
|---|---|---|
| Annual fee | Not confirmed | €0 |
| APR | Not confirmed | 13.34% to 17.99% |
| Rewards type | Not confirmed | Points |
| Rewards rate | Not confirmed | 1.5 points per EUR1 |
| Card kind | Not confirmed | Credit |
Savings
| Fact | InvestEngine | Revolut UK |
|---|---|---|
| Headline rate | Not confirmed | 4% |
| Rate type | Not confirmed | Variable |
| Deposit protection | Not confirmed | FSCS up to GBP 85,000 |
| Access terms | Not confirmed | Instant access via the Revolut app, fee-free withdrawals, no withdrawal limits |
| Monthly fee | Not confirmed | £0 |
| Account kind | Not confirmed | Easy access |
Debit cards
| Fact | InvestEngine | Revolut UK |
|---|---|---|
| Free ATM withdrawals | Not confirmed | £200 |
| Card type | Not confirmed | Debit |
| Card network | Not confirmed | Visa |
| Currencies | Not confirmed | 160 |
Where each stands against the rest
| Fact | InvestEngine | Revolut UK | Median |
|---|---|---|---|
| Minimum deposit | £100above the median | £0lowest quarter | £15 |
| Stock trade fee | £0at the median | Not confirmed | £0 |
| Account fee | £0at the median | Not confirmed | £0 |
| Currency conversion fee | Not confirmed | 0% to 2%below the median | 0.4 |
| Interest on cash | 0%lowest quarter | Not confirmed | 2.875% |
Median across 77 listed providers.
Pros and cons
InvestEngine
Pros
- No account fee at £0 and no stock trade fee at £0
- Fractional shares and a mobile app let you invest small amounts regularly
- Choose from ISA, SIPP and corporate accounts
Cons
- A management fee of 0.25% still applies, unlike a free commission-free brokerage
- Markets are limited to ETFs, so individual shares are not an option
- Support runs on email and help centre only, with no phone line
Revolut UK
Pros
- Easy access account opened and managed through the Revolut app
- Joint and ISA account choices alongside ETF, cash and crypto portfolios
- Multi currency handling with virtual card support for travel spending
Cons
- Investments carry risk, and the value of holdings can fall as well as rise.
- Investing happens on an execution only basis, so every decision rests with the investor.
Who each suits
InvestEngine
Who it suits
- Beginners who want to start small and add to the same pot each month
- Savers putting money into an ISA or SIPP for the long term
- Anyone who would rather hold a diversified basket than pick single shares
Who should look elsewhere
- Traders who want to buy and sell individual shares
- Anyone who wants to speak to support by phone, since support runs on email and help centre only
Revolut UK
Who it suits
- People combining savings, cards and investing in one app
- Travellers handling more than one currency day to day
Who should look elsewhere
- Investors who want a firm to recommend which shares to buy.
- People who want only a traditional bank with local branches.
Country by country
| Country | InvestEngine | Revolut UK |
|---|---|---|
| United Kingdom | Yes | No |
Questions about each
InvestEngine
What does it cost to hold an InvestEngine account?+
The account fee is £0 and the stock trade fee is £0, so there is nothing charged for keeping the account open or for dealing. The one recurring cost is a management fee of 0.25% on the money you hold. Deposits and withdrawals are free.
What is the smallest amount I can invest?+
The minimum deposit is £100, and the smallest investment the platform advertises is £1. Fractional shares are supported, so you can hold a slice of a fund rather than a whole unit. That keeps the starting point low even though the opening deposit is set higher than at many rivals.
Revolut UK
Which products does Revolut UK cover as a broker?+
Revolut UK covers brokerage with easy access savings alongside joint and ISA account types. Portfolios include ETF, cash and crypto holdings. Card use includes debit and credit options with virtual card support.
Who is Revolut UK suited to?+
It suits people who prefer managing savings and investing through an app. Multi currency features and travel support help everyday use abroad. Joint account choices also support shared household money.
Other options to compare
Other matchups
Revolut UK
InvestEngine