Updated September 28, 2026 · SumCue Editorial Team
durchblicker.at vs iCarHireInsurance
durchblicker.at
iCarHireInsurance
Higher score in this comparison
durchblicker.at vs iCarHireInsurance: the differences
| Compare | durchblicker.atReviewSee alternativesSee alternatives | iCarHireInsuranceReviewSee alternativesSee alternatives |
|---|---|---|
| Premium from | €50 | £3.49 |
| Insurance types | Auto, Home, Renters, Life, Health, Travel, Pet, Motorcycle | Auto, Van |
| Provider type | Comparison site | Broker |
| Monthly payments | YesHas it | No |
| Claims channels | Online form, Phone | Online claims portal |
| Excess from | €500 | Not confirmed |
| Cover limit | Not confirmed | Excess Europe: up to GBP 7,500 sum insured (single incident) |
| Age range | Not confirmed | 18-85 |
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- iCarHireInsurance scores higher overall: 8.7 vs 8.6.
- Founded is lower at iCarHireInsurance: 2009 vs 2010.
- Monthly payments: only durchblicker.at.
- Insurance types: only durchblicker.at offers Home, Renters, Life.
- Insurance types: only iCarHireInsurance offers Van.
- Claims channels: only durchblicker.at offers Online form, Phone.
- Claims channels: only iCarHireInsurance offers Online claims portal.
Our verdict on each
durchblicker.at
durchblicker.at is an Austrian comparison site that brings loans, savings, mortgages and a wide set of insurance lines into one place, which suits households who want to see the market before they commit. Its personal loans start at an APR of 8.839% with an arrangement fee of 0 EUR.
iCarHireInsurance
iCarHireInsurance suits travellers buying car hire excess cover who want a low entry premium and online claims. Premiums start at £3.49 and support runs by phone, email and help centre, though monthly payments are marked no and the range stays focused on vehicles.
Score breakdown
| Area | durchblicker.at | iCarHireInsurance |
|---|---|---|
| Cost | 8.5A monthly fee of €0 on a comparison site keeps the running cost flat, and premiums start at €50. | 8.8HigherPremium from £3.49, monthly payments no, claims via online claims portal. |
| Offer | 9.1Higher | 8.6 |
| Trust | 8.4 | 8.7Higher |
Side by side, item by item
| Insurance types | durchblicker.at | iCarHireInsurance |
|---|---|---|
| Auto | Yes | Yes |
| Home | Yes | No |
| Renters | Yes | No |
| Life | Yes | No |
| Health | Yes | No |
| Travel | Yes | No |
| Pet | Yes | No |
| Motorcycle | Yes | No |
| Van | No | Yes |
How they place
| Ranking | durchblicker.at | iCarHireInsurance |
|---|---|---|
| Insurance | 450 of 627 | 422 of 627 |
| Car insurance | 225 of 279 | 209 of 279 |
What we checked
durchblicker.at
- durchblicker.at: 11 facts, checked September 26, 2026
iCarHireInsurance
- icarhireinsurance.com: 11 facts, checked September 26, 2026
Every fact side by side
| Fact | durchblicker.at | iCarHireInsurance |
|---|---|---|
| Pricing model | Monthly | Not confirmed |
| Legal entity | durchblicker GmbH (FN 335466h, UID ATU 65388546) | Cover-More Insurance Services Ltd. |
| Headquarters | Austria | United Kingdom |
| Founded | 2010 | 2009Lower |
| Support channels | Email, Phone, Help centre | Email, Phone, Help centre |
Loans
| Fact | durchblicker.at | iCarHireInsurance |
|---|---|---|
| APR | 8.839% | Not confirmed |
| Loan amount | €100 to €75,000 | Not confirmed |
| Term | 1 to 120 months | Not confirmed |
| Arrangement fee | 0 EUR | Not confirmed |
| Credit check | Hard | Not confirmed |
| Funding time | Money on the account within 24 hours after credit approval | Not confirmed |
| Representative example | Online loan of EUR 20,000 over 10 years: monthly rate EUR 247.97 at 8.50% p.a. fixed, effective annual rate 8.839% p.a., total costs EUR 9,757, total payable EUR 29,757, no processing or credit-check fee, no account fee | Not confirmed |
| Rate type | Fixed | Not confirmed |
| Lender type | Broker | Not confirmed |
| Eligibility | Adults (18+), EU citizens with main residence in Austria for at least one year, minimum monthly income EUR 1,250, employed at least three months in a permanent non-terminated contract or drawing a pension, Austrian/EU (SEPA) current account in own name, no insolvency, bankruptcy or enforcement in the last three years, not a politically exposed person | Not confirmed |
| Origination fee (%) | 0% | Not confirmed |
| Loan types | Personal, Car, Debt consolidation, Credit line | Not confirmed |
| Use cases | Home improvement | Not confirmed |
Savings
| Fact | durchblicker.at | iCarHireInsurance |
|---|---|---|
| Access terms | Free online savings-interest comparison; the savings contract is applied for and concluded directly with the bank after referral | Not confirmed |
| Monthly fee | €0 | Not confirmed |
| Account kind | Easy access | Not confirmed |
Mortgages
| Fact | durchblicker.at | iCarHireInsurance |
|---|---|---|
| Initial rate | 3.305% | Not confirmed |
| APRC | 3.819% | Not confirmed |
| Fixed period | 5 to 20 years | Not confirmed |
| Purpose | Purchase, Remortgage | Not confirmed |
Where each stands against the rest
| Fact | durchblicker.at | iCarHireInsurance | Median |
|---|---|---|---|
| Excess from | €500highest quarter | Not confirmed | €70 |
Median across 66 listed providers.
Pros and cons
durchblicker.at
Pros
- Loans at a fixed rate with an APR of 8.839% and an arrangement fee of 0 EUR.
- Cover for auto, home, renters, life, health, travel, pet and motorcycle under auto, home and renters.
- Approved money reaches the account as Money on the account within 24 hours after credit approval, and monthly payments are available on cover.
Cons
- A hard credit check gates every loan offer, so a thin credit file rules you out.
- Claims run on online form and phone only, with no chat or branch channel.
- The savings comparison is free, but the easy access account is opened with the bank after referral, so durchblicker.at does not hold the deposit.
iCarHireInsurance
Pros
- Premium starts at £3.49, a low entry point for a single trip.
- Claims are handled through online claims portal.
- Support runs on email, phone and help centre, so phone, email and a help centre are all open.
Cons
- Claims run on online claims portal only, so a claim cannot be opened by phone or email.
- Home and life cover is not among its insurance types (auto and van), so the range is limited to vehicles.
Who each suits
durchblicker.at
Who it suits
- Austrian residents with a minimum monthly income and a permanent contract or a pension.
- Borrowers after a personal loan of €100 to €75,000 over terms of 1 to 120 at a fixed rate.
- Drivers, tenants and pet owners who want several lines of cover priced in one pass.
Who should look elsewhere
- Not for thin credit files, since the hard credit check gates every loan offer.
- Not for readers wanting one policy quoted on its own: Linxea is priced from €25.
- Not for a single market outside Austria, since eligibility asks for main residence in Austria.
iCarHireInsurance
Who it suits
- Travellers renting a car in Europe who want their rental excess covered.
- Anyone happy to start and track a claim through online claims portal.
- Customers within the 18-85 age range buying short term cover.
Who should look elsewhere
- bunq, listed at a premium from €0, is a euro banking product for everyday money rather than travel excess cover.
- Linxea, at a premium from €25, suits savers building a savings pot rather than people renting a car.
- bunq Spain, at a premium from €0, is the euro banking option for customers working outside the UK.
Country by country
| Country | durchblicker.at | iCarHireInsurance |
|---|---|---|
| Austria | Yes | No |
| United Kingdom | No | Yes |
Questions about each
durchblicker.at
What does it cost to use durchblicker.at?+
The savings comparison is free and the monthly fee is €0, so browsing loan, mortgage and insurance quotes carries no subscription cost. On the borrowing side the numbers that matter are an APR of 8.839% at a fixed rate, an arrangement fee of 0 EUR and a percentage fee of 0%.
Who holds the savings money?+
durchblicker.at does not open the savings account itself. The comparison is free and the contract is applied for and concluded directly with the bank after the referral, so the deposit sits with that bank. The account kind is easy access, which means the money stays available for withdrawal rather than being tied up.
iCarHireInsurance
How much does car hire excess insurance cost?+
Premiums start at £3.49 for the entry tier. The price moves with the length of the rental and the level of excess you want covered, so a longer European trip costs more than a short break. Run a quote for your own trip length and destination before you pay, and check the sum insured on each tier.
Can I pay the premium monthly?+
Monthly payments: no, so the premium is paid as a single amount for the trip rather than spread over the year. The starting price is £3.49. That suits anyone who prefers one clear charge and can set the money aside before travelling.
Other options to compare
Other matchups
durchblicker.at
iCarHireInsurance