Updated September 29, 2026 · SumCue Editorial Team
Dodl vs Trading 212
Dodl
Trading 212
Higher score in this comparison
Dodl vs Trading 212: the differences
| Compare | DodlReviewSee alternativesSee alternatives | Trading 212ReviewSee alternativesSee alternatives |
|---|---|---|
| Minimum deposit | £25 | £1Lower |
| Markets | Stocks, ETFs, Funds | Stocks, ETFs, Forex, CFDs |
| Regulators | Financial Conduct Authority | Financial Conduct Authority, Cyprus Securities and Exchange Commission, Cyprus Securities and Exchange Commission (CySEC)Covers more |
| Platforms | Dodl app | Trading 212 App, Web Platform |
| Account types | ISA, SIPP, Lisa | ISA, SIPP, Joint |
| Account fee | Not confirmed | £0 |
| Inactivity fee | Not confirmed | £0 |
| Currency conversion fee | 0.75% | Not confirmed |
| Deposit and withdrawal fees | free deposits and withdrawals | Not confirmed |
| Interest on cash | 3.8% | Not confirmed |
Same on both: Stock trade fee (£0), Investor protection (FSCS up to GBP 85,000).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- Trading 212 scores higher overall: 9.3 vs 8.8.
- Regulators: only Trading 212 offers Cyprus Securities and Exchange Commission, Cyprus Securities and Exchange Commission (CySEC).
- Trading 212 is licensed in 1 more country.
- Minimum deposit is lower at Trading 212: £1 vs £25.
- Markets: only Dodl offers Funds.
- Markets: only Trading 212 offers Forex, CFDs.
- Platforms: only Dodl offers Dodl app.
- Platforms: only Trading 212 offers Trading 212 App, Web Platform.
- Account types: only Dodl offers Lisa.
- Account types: only Trading 212 offers Joint.
Our verdict on each
Dodl
Dodl suits UK beginners who want a low-cost way into markets without a dealing desk. It runs an ISA, SIPP and LISA in one app, charges £0 to trade shares, and answers to the Financial Conduct Authority with investor protection of FSCS up to GBP 85,000, so getting started is cheap.
Trading 212
Trading 212 suits UK beginners who want to start small and pay nothing to hold or trade. Stock trades cost £0, the account fee is £0, deposits start at £1, and help runs through help centre only, with no phone or chat route for anyone who needs a person.
Score breakdown
| Area | Dodl | Trading 212 |
|---|---|---|
| Cost | 8.9 | 9.3HigherStock trade fee of £0 and account fee of £0, with no inactivity charge of £0 and a minimum deposit of £1. |
| Offer | 9.2HigherA £25 entry point, 0.75% on currency conversion and commission free and low fees dealing across the ISA, SIPP and LISA. | 8.9 |
| Trust | 8.6 | 9.4Higher |
Pick Dodl if, pick Trading 212 if
Pick Dodl if offer matter most.
Pick Trading 212 if cost, trust, minimum deposit, and regulators matter most.
What each covers
| Markets | Dodl | Trading 212 |
|---|---|---|
| Stocks | Yes | Yes |
| ETFs | Yes | Yes |
| Forex | No | Yes |
| CFDs | No | Yes |
| Funds | Yes | No |
| Account types | Dodl | Trading 212 |
|---|---|---|
| ISA | Yes | Yes |
| SIPP | Yes | Yes |
| Joint | No | Yes |
| Lisa | Yes | No |
Also worth a look
Hargreaves Lansdown has minimum deposit at £0, against £25 for Dodl and £1 for Trading 212.
Hargreaves Lansdown reviewSources behind this comparison
Dodl
- dodl.co.uk: 12 facts, checked September 26, 2026
- help.dodl.co.uk: 3 facts, checked September 26, 2026
Trading 212
- en.wikipedia.org: 13 facts, checked September 26, 2026
- esma.europa.eu: 2 facts, checked September 26, 2026
- helpcentre.trading212.com: 1 fact, checked September 26, 2026
How they place
| Ranking | Dodl | Trading 212 |
|---|---|---|
| Investing | 268 of 654 | 110 of 654 |
| Stock and ETF brokers | 194 of 358 | 75 of 358 |
| Stocks and shares ISAs | 10 of 25 | 4 of 25 |
| Pensions and SIPPs | 7 of 23 | 2 of 23 |
Every fact side by side
| Fact | Dodl | Trading 212 |
|---|---|---|
| Features | Mobile app | Fractional shares, Demo account, Mobile appCovers more |
| Pricing model | Commission free, Low feesCovers more | Commission free |
| Audience | Beginners | Beginners |
| Legal entity | AJ Bell | Trading 212 Markets Ltd |
| Headquarters | Not confirmed | Cyprus |
| Founded | Not confirmed | 2006 |
| Support channels | Email, Chat, Help centreCovers more | Help centre |
Savings
| Fact | Dodl | Trading 212 |
|---|---|---|
| Rate type | Not confirmed | Variable |
| Deposit protection | Not confirmed | FSCS up to GBP 85,000 |
| Access terms | Not confirmed | Flexible Cash ISA with instant access; withdraw and add money at any time, interest paid monthly |
| Account kind | Not confirmed | ISA |
Where each stands against the rest
| Fact | Dodl | Trading 212 | Median |
|---|---|---|---|
| Minimum deposit | £25above the median | £1below the median | £15 |
| Stock trade fee | £0at the median | £0at the median | £0 |
| Account fee | Not confirmed | £0at the median | £0 |
| Currency conversion fee | 0.75%above the median | Not confirmed | 0.4% |
| Interest on cash | 3.8%highest quarter | Not confirmed | 2.875% |
Median across 77 listed providers.
Pros and cons
Dodl
Pros
- Commission-free dealing: £0 to buy or sell shares, with free deposits and withdrawals either side of the balance.
- An ISA, SIPP and LISA sit alongside stocks, etfs and funds in a single app, so wrappers and dealing stay in one place.
- Regulated by the Financial Conduct Authority, with investor protection of FSCS up to GBP 85,000.
Cons
- Foreign exchange costs 0.75%, so currency conversion is the charge that bites anyone buying shares outside sterling.
- Help runs on email, chat and help centre, with no phone route among them, so a complex dispute has to be put in writing.
- The market list is stocks, etfs and funds, which leaves out bonds, commodities and currency pairs.
Trading 212
Pros
- Stock trades cost £0 and the account fee is £0, so holding a portfolio costs nothing
- The inactivity fee is £0, so a dormant account is not quietly charged
- The minimum deposit is £1, far below the €10 bunq asks
Cons
- Support runs on help centre only, so there is no live phone or chat route
- Trading 212 Markets Ltd is authorised by the Cyprus Securities and Exchange Commission on MiCA CASP 21380045KC28948FNE32, so the Financial Conduct Authority is not the only supervisor involved
- Markets cover stocks, etfs and forex, which leaves funds, bonds and options outside the range offered here
Who each suits
Dodl
Who it suits
- Beginners in the UK who want their first ISA or SIPP and do not want commission on a share dealing.
- Investors who keep a cash buffer alongside a portfolio and want interest on the part that is not invested.
- Pension savers who prefer one app for the SIPP, the ISA and the general account rather than several providers.
Who should look elsewhere
- Forex traders, who should look at CFI: it opens from a $0 minimum, and currency markets sit outside the stocks, etfs and funds on offer here.
- Anyone after a euro bank account rather than a UK wrapper: bunq's minimum deposit is €10, and that product sits outside the isa, sipp and lisa range here.
- Readers after credit rather than investments: Fiesta Credito MX is supervised by CONDUSEF, a different market from the Financial Conduct Authority's.
Trading 212
Who it suits
- Beginners opening a first UK investing account
- Savers who want tax-free cash in a flexible Cash ISA
- Small regular investors using fractional shares in small amounts
Who should look elsewhere
- Anyone who wants a phone line, since support runs on help centre only
- Readers wanting a lower entry amount than £1, since CFI asks $0
Country by country
| Country | Dodl | Trading 212 |
|---|---|---|
| United Kingdom | Yes | No |
Questions about each
Dodl
What does it cost to trade shares at Dodl?+
Dealing is commission free: £0 to buy or sell shares, and the same rate on the ISA, SIPP and LISA accounts. commission free and low fees describes the pricing. That dealing fee puts Dodl at position 1 of 166 brands ranked on stock trade fees on this site.
How much do I need to open an account?+
The minimum deposit is £25, low enough to start with a small amount and add to it later. On this site that ranks position 131 of 218 brands on minimum deposit, so it sits in the middle of the field rather than at the bottom of it.
Trading 212
How much does it cost to open and hold an account?+
The account fee is £0 and the stock trade fee is £0, so there is no charge to hold or to trade. It ranks 1 of 142 on account fee in our data. The only other cost line recorded is the inactivity fee at £0.
What is the smallest amount I can start with?+
The minimum deposit is £1, which puts the entry point low. That ranks 83 of 218 on our minimum deposit data. For comparison, bunq asks a minimum deposit of €10, so Trading 212 asks less of a first deposit than bunq does.
Other options to compare
Other matchups
Dodl
Trading 212