Updated September 28, 2026 · SumCue Editorial Team
Dodl vs Vanguard Investor UK
Dodl
Higher score in this comparison
Vanguard Investor UK
Dodl vs Vanguard Investor UK: the differences
| Compare | DodlReviewSee alternativesSee alternatives | Vanguard Investor UKReviewSee alternativesSee alternatives |
|---|---|---|
| Minimum deposit | £25Lower | £500 |
| Markets | Stocks, ETFs, FundsCovers more | ETFs, Funds |
| Regulators | Financial Conduct Authority | Financial Conduct Authority (FCA) |
| Account types | ISA, SIPP, Lisa | ISA, SIPP, Jisa |
| Stock trade fee | £0 | Not confirmed |
| Account fee | Not confirmed | £48 |
| Currency conversion fee | 0.75% | Not confirmed |
| Deposit and withdrawal fees | free deposits and withdrawals | Not confirmed |
| Platforms | Dodl app | Not confirmed |
| Interest on cash | 3.8% | Not confirmed |
Same on both: Investor protection (FSCS up to GBP 85,000).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- Regulators: only Dodl offers Financial Conduct Authority.
- Regulators: only Vanguard Investor UK offers Financial Conduct Authority (FCA).
- Minimum deposit is lower at Dodl: £25 vs £500.
- Markets: only Dodl offers Stocks.
- Account types: only Dodl offers Lisa.
- Account types: only Vanguard Investor UK offers Jisa.
- Support channels: only Dodl offers Email, Chat, Help centre.
- Support channels: only Vanguard Investor UK offers Phone.
- Pricing model: only Dodl offers Commission free.
Our verdict on each
Dodl
Dodl suits UK beginners who want a low-cost way into markets without a dealing desk. It runs an ISA, SIPP and LISA in one app, charges £0 to trade shares, and answers to the Financial Conduct Authority with investor protection of FSCS up to GBP 85,000, so getting started is cheap.
Vanguard Investor UK
Vanguard Investor UK is a low-cost, fund-first platform for beginners, charging a management fee of 0.2% a year on ISA, SIPP and JISA accounts. It suits savers who want a set-and-forget portfolio, though the account fee of £48 makes it weaker for those who trade in small, frequent amounts.
Score breakdown
| Area | Dodl | Vanguard Investor UK |
|---|---|---|
| Cost | 8.9Higher | 8.2Management fee of 0.2% against a site median of 0.35%, plus an account fee of £48. |
| Offer | 9.2HigherA £25 entry point, 0.75% on currency conversion and commission free and low fees dealing across the ISA, SIPP and LISA. | 8.8 |
| Trust | 8.6 | 9.2Higher |
Choosing between them
Pick Dodl if cost, offer, minimum deposit, and markets matter most.
Pick Vanguard Investor UK if trust matter most.
Positions in our rankings
| Ranking | Dodl | Vanguard Investor UK |
|---|---|---|
| Investing | 268 of 654 | 287 of 654 |
| Stock and ETF brokers | 194 of 358 | 209 of 358 |
| Stocks and shares ISAs | 10 of 25 | 13 of 25 |
| Pensions and SIPPs | 7 of 23 | 9 of 23 |
Where each is licensed and available
| Country | Dodl | Vanguard Investor UK |
|---|---|---|
| United Kingdom |
Available in 1 country for both.
Sources behind this comparison
Dodl
- dodl.co.uk: 12 facts, checked September 26, 2026
- help.dodl.co.uk: 3 facts, checked September 26, 2026
Vanguard Investor UK
- moneytothemasses.com: 7 facts, checked September 26, 2026
- vanguardinvestor.co.uk: 4 facts, checked September 26, 2026
Every fact side by side
| Fact | Dodl | Vanguard Investor UK |
|---|---|---|
| Features | Mobile app | Not confirmed |
| Pricing model | Commission free, Low feesCovers more | Low fees |
| Audience | Beginners | Beginners |
| Legal entity | AJ Bell | Vanguard Asset Management |
| Founded | Not confirmed | 1975 |
| Support channels | Email, Chat, Help centre | Phone |
Robo-advisors
| Fact | Dodl | Vanguard Investor UK |
|---|---|---|
| Management fee | Not confirmed | 0.2% |
| Minimum investment | Not confirmed | £500 |
| Portfolio types | Not confirmed | ETF |
Where each stands against the rest
| Fact | Dodl | Vanguard Investor UK | Median |
|---|---|---|---|
| Minimum deposit | £25above the median | £500highest quarter | £15 |
| Stock trade fee | £0at the median | Not confirmed | £0 |
| Account fee | Not confirmed | £48highest quarter | £0 |
| Currency conversion fee | 0.75%above the median | Not confirmed | 0.4% |
| Interest on cash | 3.8%highest quarter | Not confirmed | 2.875% |
Median across 77 listed providers.
Pros and cons
Dodl
Pros
- Commission-free dealing: £0 to buy or sell shares, with free deposits and withdrawals either side of the balance.
- An ISA, SIPP and LISA sit alongside stocks, etfs and funds in a single app, so wrappers and dealing stay in one place.
- Regulated by the Financial Conduct Authority, with investor protection of FSCS up to GBP 85,000.
Cons
- Foreign exchange costs 0.75%, so currency conversion is the charge that bites anyone buying shares outside sterling.
- Help runs on email, chat and help centre, with no phone route among them, so a complex dispute has to be put in writing.
- The market list is stocks, etfs and funds, which leaves out bonds, commodities and currency pairs.
Vanguard Investor UK
Pros
- ISA, SIPP and JISA are all available, as isa, sipp and jisa shows, so one platform covers a pension, a junior account and a tax-free wrapper.
- Regulated by the Financial Conduct Authority, per Financial Conduct Authority (FCA), with Financial Services Compensation Scheme cover on investments.
- Portfolios are built from ETFs, as etf shows, keeping the range in etfs and funds narrow and focused on funds and ETFs.
Cons
- The account fee of £48 a year ranks 125 of 142 brands on that measure.
- The minimum deposit of £500 sits at 192 of 218 brands compared, which is a high bar for a small first payment.
- Support runs on phone only, so anyone who prefers written or live chat help has a single route.
Who each suits
Dodl
Who it suits
- Beginners in the UK who want their first ISA or SIPP and do not want commission on a share dealing.
- Investors who keep a cash buffer alongside a portfolio and want interest on the part that is not invested.
- Pension savers who prefer one app for the SIPP, the ISA and the general account rather than several providers.
Who should look elsewhere
- Forex traders, who should look at CFI: it opens from a $0 minimum, and currency markets sit outside the stocks, etfs and funds on offer here.
- Anyone after a euro bank account rather than a UK wrapper: bunq's minimum deposit is €10, and that product sits outside the isa, sipp and lisa range here.
- Readers after credit rather than investments: Fiesta Credito MX is supervised by CONDUSEF, a different market from the Financial Conduct Authority's.
Vanguard Investor UK
Who it suits
- Beginners who want a set-and-forget portfolio, matching the beginners focus in beginners.
- Savers who want a tax-free or pension wrapper, since ISA, SIPP and JISA sit in isa, sipp and jisa.
- Long-term investors who prefer broad funds and ETFs over single shares, per etfs and funds.
Who should look elsewhere
- Anyone after an active trading platform with a very low entry point: CFI takes a minimum deposit of $0 and suits traders rather than fund buyers.
- People who want a plain cash account instead of an investment account: bunq opens from a minimum deposit of €10 with no portfolio to hold.
- Borrowers rather than investors: Fiesta Credito MX is supervised by CONDUSEF, as CONDUSEF shows, and serves Mexican credit needs.
Country by country
| Country | Dodl | Vanguard Investor UK |
|---|---|---|
| United Kingdom | Yes | Yes |
Questions about each
Dodl
What does it cost to trade shares at Dodl?+
Dealing is commission free: £0 to buy or sell shares, and the same rate on the ISA, SIPP and LISA accounts. commission free and low fees describes the pricing. That dealing fee puts Dodl at position 1 of 166 brands ranked on stock trade fees on this site.
How much do I need to open an account?+
The minimum deposit is £25, low enough to start with a small amount and add to it later. On this site that ranks position 131 of 218 brands on minimum deposit, so it sits in the middle of the field rather than at the bottom of it.
Vanguard Investor UK
What does Vanguard Investor UK charge?+
The platform takes a management fee of 0.2% on your holdings, plus an account fee of £48 for the ISA, SIPP and JISA accounts listed in isa, sipp and jisa. The total charge therefore works out as a percentage of what you hold plus a flat amount each year, which is easy to compare with flat-fee rivals.
Is my money protected at Vanguard Investor UK?+
Vanguard Investor UK is regulated by the Financial Conduct Authority, as Financial Conduct Authority (FCA) shows, which means it must follow UK rules on client money. Investor protection runs through the Financial Services Compensation Scheme, covering eligible claims up to the cap the provider states rather than the full value of a portfolio.
Other options to compare
Other matchups
Dodl
Vanguard Investor UK