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Updated October 21, 2026 · SumCue Editorial Team

Top cash management accounts compared in Australia

9 providers available in Australia, ranked for Australia.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score. How we rank

Top cash management accounts compared in Australia
OrderProviderScoreFeaturesKey factsActions
1
eToro logo
eToroTop pickPartner
9.2/10
    Headline rate:
    3.8%
    Rate type:
    Variable
    Minimum deposit:
    $1 to $10,000
    		ReviewCompareVisit
    2
    FutureMoney logo
    FutureMoneyPartner
    		9.1/10
    • No monthly fee
    Headline rate:
    5%
    Rate type:
    Variable
    Access terms:
    No lock-ups, request withdrawals anytime
    		ReviewCompareSee alternatives
    3
    Ledn logo
    LednPartner
    		8.9/10
      Headline rate:
      6.5% to 8.5%
      Rate type:
      Variable
      Minimum deposit:
      $0
      		ReviewCompareSee alternatives
      4
      TorFX logo
      TorFXPartner
      		8.9/10
      • No monthly fee
      Rate type:
      Variable
      Deposit protection:
      FSCS up to GBP 85,000
      Access terms:
      24/7 transfers online, in the app or by phone with a personal account manager; funds held in segregated accounts
      		ReviewCompareSee alternatives
      5
      Brex logo
      BrexPartner
      		8.8/10
      • No annual fee
      • Business
      • Travel
      Headline rate:
      $4.01 to $4.36
      Rate type:
      Variable
      Minimum deposit:
      $0
      		ReviewCompareSee alternatives
      6
      Swissquote logo
      SwissquotePartner
      		8.8/10
      • No monthly fee
      Headline rate:
      0%
      Rate type:
      Variable
      Minimum deposit:
      $1,000
      		ReviewCompareSee alternatives
      7
      Wise Account logo
      Wise AccountPartner
      		8.8/10
      • No monthly fee
      Headline rate:
      3.29%
      Rate type:
      Variable
      Deposit protection:
      EU DGS up to EUR 100,000
      		ReviewCompareSee alternatives
      8
      KCB Burundi logo
      KCB BurundiPartner
      		Not rated
        Term:
        36 months
        Access terms:
        Branch application with National ID and KRA PIN; non-residents must meet KYC and AML requirements; top up via M-Pesa, KCB iBank or branch; up to 18 currency wallets with real-time conversion in the self-serve portal; funds spendable on demand
        Account kind:
        Cash management
        		ReviewCompareSee alternatives
        9
        Paysend logo
        PaysendPartner
        		Not rated
          Deposit protection:
          FSCS up to GBP 85,000
          Account kind:
          Cash management
          Legal entity:
          Paysend Plc
          		ReviewCompareSee alternatives

          Licensed in Australia

          TorFX
          AUSTRAC (AFSL)

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          eToro

          eToro

          Top pick for Australia

          9.2/10Visit