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Updated October 18, 2026 · SumCue Editorial Team

Top personal loans compared in Australia

161 providers available in Australia, ranked for Australia.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score. How we rank

Top personal loans compared in Australia
OrderProviderScoreFeaturesKey factsActions
1
BeforepayTop pickPartner
8.8/10
    APR:
    24%
    Loan amount:
    A$50 to A$2,000
    Term:
    62 months
    		ReviewCompareVisit
    2
    Ariza Credit Union logo
    Ariza Credit UnionPartner
    		9.7/10
    • No monthly fee
    • Travel
    APR:
    12%
    Loan amount:
    EC$25,000
    Term:
    36 months
    		ReviewCompareSee alternatives
    3
    BCP logo
    BCPPartner
    		9.7/10
    • No monthly fee
    APR:
    8.9% to 87.5%
    Loan amount:
    PEN 350,000
    Term:
    3 to 72 months
    		ReviewCompareSee alternatives
    4
    Grenada Co-operative Bank logo
    Grenada Co-operative BankPartner
    		9.7/10
    • Credit line
    Loan amount:
    from EC$1,000
    Arrangement fee:
    1% of the loan amount plus 15% V.A.T., minimum $431.25 (new retail loans)
    Credit check:
    Hard
    		ReviewCompareSee alternatives
    5
    Banco Pichincha logo
    Banco PichinchaPartner
    		9.6/10
    • No monthly fee
    • Rewards
    Loan amount:
    $300 to $60,000
    Term:
    3 to 60 months
    Rate type:
    Variable
    		ReviewCompareSee alternatives
    6
    Commonwealth Bank Ltd logo
    Commonwealth Bank LtdPartner
    		9.6/10
    • No annual fee
    APR:
    20.99%
    Loan amount:
    A$4,000 to A$50,000
    Term:
    12 to 84 months
    		ReviewCompareSee alternatives
    7
    Bank of Jordan logo
    Bank of JordanPartner
    		9.4/10
    • No monthly fee
    APR:
    8.99%
    Loan amount:
    JOD 10,000 to JOD 100,000
    Term:
    96 months
    		ReviewCompareSee alternatives
    8
    Great Southern Bank logo
    Great Southern BankPartner

    Get cover. Get rewarded.: $150 gift card

    		9.4/10
    • No monthly fee
    • Travel
    APR:
    7.49% to 20.19%
    Loan amount:
    A$5,000 to A$75,000
    Term:
    12 to 84 months
    		ReviewCompareSee alternatives
    9
    HBL logo
    HBLPartner
    		9.4/10
    • No monthly fee
    Rate type:
    Variable
    Lender type:
    Direct lender
    Loan types:
    Personal, Car
    		ReviewCompareSee alternatives
    10
    MoneyMe logo
    MoneyMePartner
    		9.4/10
      APR:
      6.24% to 26.1%
      Loan amount:
      A$5,000 to A$70,000
      Term:
      36 to 84 months
      		ReviewCompareSee alternatives

      Licensed in Australia

      Beforepay
      Australian Securities and Investments Commission
      Commonwealth Bank Ltd
      AFSL (Australian Securities and Investments Commission)
      Commonwealth Bank Ltd
      Australian credit licence
      Great Southern Bank
      ASIC
      MoneyMe
      ASIC (Australian Securities and Investments Commission)
      ING Australia
      Australian Securities and Investments Commission (ASIC)
      Plenti
      ASIC (Australian Securities and Investments Commission)
      Credit24
      Australian Securities and Investments Commission (ASIC)
      Credit24
      Australian Prudential Regulation Authority (APRA)
      Jacaranda Finance
      Australia (Australian Credit Licence)
      Wisr
      Australian Credit Licence and Australian Financial Services Licence (regulator not named on page)
      SocietyOne
      Australian Securities and Investments Commission (ASIC)
      Alex.Bank
      Australian Prudential Regulation Authority (APRA)
      Cash Train
      Australian Credit Licence (regulator not named on page)

      Other rankings

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      Other countries

      Beforepay

      Top pick for Australia

      8.8/10Visit