Your cookie choices

We use necessary cookies to make this site work. With your permission, analytics cookies help us understand usage and marketing cookies support advertising.

You can reject non-essential cookies and still use the site. Change your choices anytime in Cookie settings.

Cookie settingsCookie policy

Swissquote review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

Swissquote suits traders who want forex, CFDs, stocks and crypto under one EU regulated roof. Its headline cash rate of 0% leaves the account clearly a trading platform rather than a savings home, though the account fee starts at €0 to €15.

Key facts

Best for
Active forex and CFD traders who also want stocks and crypto in one account
Minimum deposit
$1,000↗
Stock trade fee
$20↗
Inactivity fee
$10↗
Markets
Stocks, Forex, CFDs, Crypto↗
Regulators
Commission de Surveillance du Secteur Financier (CSSF)↗
Investor protection
EU ICS up to EUR 20,000↗
Maximum retail leverage
1:100↗
Legal entity
Swissquote Bank Europe SA↗
Headquarters
Luxembourg↗
Founded
1996↗
Support channels
Phone, Help-centre
Features
Demo account, Mobile app
Pricing model
No monthly fee
Official website
swissquote.com

Savings

Headline rate
0%↗
Rate type
Variable↗
Deposit protection
EU DGS up to EUR 100,000↗
Access terms
Interest accrued daily on the end-of-day cash balance, paid once a year at year end; private clients only, legal entities not eligible↗
Monthly fee
€0 to €15↗
Account kind
Cash management↗

Robo-advisors

Portfolio types
ESG↗

Facts checked September 26, 2026, 6 sources

Pros and cons

Pros

  • Regulated by the Commission de Surveillance du Secteur Financier (CSSF) in Luxembourg, with investor compensation of EU ICS up to EUR 20,000
  • Cash deposits sit under deposit protection of EU DGS up to EUR 100,000
  • A wide market list: stocks, forex and cfds
  • Support runs on phone and help centre, including phone and a help centre

Cons

  • The headline rate is 0%, so idle cash earns nothing
  • An inactivity fee of $10 can bite an account left dormant
  • A minimum deposit of $1,000 puts the entry bar above many rivals, ranking 195 of 218
Swissquote

Ready to try Swissquote?

Scored 8.8 / 10 by SumCue.

See alternatives

Who it suits

  • Traders holding several markets at once, since stocks, forex and cfds sit in a single account
  • People who want a Luxembourg regulated broker with investor compensation of EU ICS up to EUR 20,000
  • Traders comfortable with leverage, which reaches 1:100

Who should look elsewhere

  • Anyone saving for growth, because the headline rate is 0% and bunq starts at a lower entry
  • Small starters, since the minimum deposit of $1,000 ranks 195 of 218
  • Legal entities, since the access terms cover private clients only and CFI may suit larger balances better

How Swissquote compares

Where Swissquote is available

Available
Everywhere except United States
Licence in Luxembourg
Commission de Surveillance du Secteur Financier (CSSF) (MiCA CASP 549300M2IHOB9P5WE714), checked September 26, 2026, also valid in Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden

Frequently asked questions

What does Swissquote charge to hold an account?+

The account fee runs €0 to €15 for private clients, and the pricing model is listed as no monthly fee for some accounts. An inactivity fee of $10 also applies, so a dormant balance can still attract a charge.

Is my money protected at Swissquote?+

Yes. The firm is regulated by the Commission de Surveillance du Secteur Financier (CSSF) in Luxembourg, and the entity behind the account is Swissquote Bank Europe SA. Investor compensation stands at EU ICS up to EUR 20,000, and deposits are covered to EU DGS up to EUR 100,000.

What interest do I get on uninvested cash?+

The headline rate is 0%, so the account pays nothing on a standard balance. The listed rate type is variable, and the access terms state that any interest accrues daily on the end-of-day cash balance and is paid once a year at year end, for private clients only.

What can I actually trade on the platform?+

The listed markets are stocks, forex and cfds, so stocks sit alongside forex, cfds and crypto in one account. Retail leverage reaches 1:100, which is why position sizing matters. A demo account and a mobile app are both on the feature list.

How much do I need to open the account?+

The minimum deposit is $1,000, which places Swissquote at 195 of 218 brands on that measure. CFI takes $0 and bunq €10, so both ask for less to begin.

How much is a stock trade?+

The stock trade fee is $20, ranking 166 of 166 on the measure. That sits well above the site median of €0, so frequent equity trading is where costs bite most.

Can I get a managed portfolio from Swissquote?+

Portfolio options are limited to esg, so an ESG screened portfolio is the only managed route listed. There is no stated management fee, which makes it a thin proposition against dedicated robo advisors.

How do I reach support?+

Support runs on phone and help centre, so you get phone and a help centre, and both are common choices across the market. There is no live chat listed, which some traders prefer for fast trade queries.

Sources

Compiled from 6 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Account fee, Retail accounts that lose money.

Swissquote

Swissquote

Active forex and CFD traders who also want stocks and crypto in one account

8.8/10See alternatives