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Updated October 18, 2026 · SumCue Editorial Team

Top prepaid cards compared in Australia

56 providers available in Australia, ranked for Australia.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score. How we rank

Top prepaid cards compared in Australia
OrderProviderScoreFeaturesKey factsActions
1
CoinJar logo
CoinJarTop pickPartner

Free physical CoinJar Card: $0 card issuance (digital and physical)

8.7/10
  • Business
Monthly fee:
A$0
Top-up fee:
0% (no pre-loading; card spends directly from CoinJar account balance)
Currency conversion fee:
2.99%
ReviewCompareVisit
2
Plati po miru logo
Plati po miruPartner

Plati po miru is a service at platipomiru.com offering virtual cards for paying for services abroad, in Russian.

8.0/10
    		ReviewCompareVisit
    3
    Travelex Money Card AU logo
    Travelex Money Card AUPartner

    Earn Up to 10,000 Everyday Rewards points: Up to 10,000 Everyday Rewards points (1 point per $1 AUD plus up to 6,000 bonus points)

    		9.5/10
    • Travel
    Monthly fee:
    A$0 to A$4
    Top-up fee:
    Online/app top-ups free; in-store AUD top-up 1.1% or $15 whichever is greater; direct BPAY top-up 1%
    Currency conversion fee:
    0%
    		ReviewCompareSee alternatives
    4
    Qantas PayPartner
    		9.5/10
    • No annual fee
    • Travel
    Monthly fee:
    A$0
    Top-up fee:
    No fees
    Currency conversion fee:
    0%
    		ReviewCompareSee alternatives
    5
    Coinbase logo
    CoinbasePartner
    		9.4/10
    • No annual fee
    Monthly fee:
    $0
    Top-up fee:
    free for direct deposit
    Currency conversion fee:
    0%
    		ReviewCompareSee alternatives
    6
    Crypto.com logo
    Crypto.comPartner
    		9.4/10
    • Staking
    Monthly fee:
    $0
    Top-up fee:
    1% on debit/credit card top-up
    Currency conversion fee:
    0.2% to 2%
    		ReviewCompareSee alternatives
    7
    Zypto logo
    ZyptoPartner

    Take Your Wallets Offline: The Vault Key Card Is Half Price: Vault Key Card at half price

    		9.4/10
    • Travel
    Monthly fee:
    $0
    Top-up fee:
    3% crypto off-ramp fee on load, plus blockchain gas fees
    Currency conversion fee:
    1.75%
    		ReviewCompareSee alternatives
    8
    Kast CardPartner

    KAST Reserve introductory rewards rate: 8% to 12% rewards on the reserve account balance (10% on first $50,000, then 8%)

    		9.3/10
    • Business
    • Travel
    Monthly fee:
    $0
    Top-up fee:
    Funding may be subject to fees as specified on the Platform
    Card type:
    Prepaid
    		ReviewCompareSee alternatives
    9
    Papara logo
    PaparaPartner
    		9.1/10
    • No annual fee
    • Business
    • Travel
    Monthly fee:
    TRY 0
    Top-up fee:
    4.1%
    Card type:
    Prepaid
    		ReviewCompareSee alternatives
    10
    Airtm logo
    AirtmPartner
    		9.0/10
    • No monthly fee
    Monthly fee:
    $0
    Top-up fee:
    1% on first $200 per month
    Card type:
    Prepaid
    		ReviewCompareSee alternatives

    Licensed in Australia

    CoinJar
    AUSTRAC (Australian Transaction Reports and Analysis Centre)
    Travelex Money Card AU
    Australian Securities and Investments Commission (AFSL)
    Crypto.com Card
    Australian Securities and Investments Commission (Australian Financial Services Licence, Foris GFS Australia Pty Ltd)
    Pay It Now
    AUSTRAC
    Pay It Now
    Australian Securities and Investments Commission (ASIC)

    Other rankings

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    Other countries

    CoinJar

    CoinJar

    Top pick for Australia

    8.7/10Visit