Updated October 13, 2026 · SumCue Editorial Team

Top balance transfer cards compared in Australia

5 providers available in Australia, ranked for Australia.

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Top balance transfer cards compared in Australia
Order	Provider	Score	Features	Key facts	Actions
1	Kogan.comTop pickPartner	9.1/10	No annual fee Rewards	Annual fee: A$0 APR: 21.99% Currency conversion fee: 3.4%	Review CompareSee alternatives
2	Capital OnePartner	9.1/10	No annual fee Rewards	Annual fee: $0 APR: 34.9% Currency conversion fee: 0%	Review CompareSee alternatives
3	ANZ Credit CardsPartner ANZ Low Rate credit card: $400 back to your new card: AUD 400	8.9/10		Annual fee: A$58 Rewards type: None Balance transfer intro period: 26 months	Review CompareSee alternatives
4	ChasePartner	8.2/10	No annual fee Rewards	Annual fee: $0 APR: 18.24% to 27.74% Currency conversion fee: 3%	Review CompareSee alternatives
5	Union BankPartner	Not rated	Fixed rate	Annual fee: $0 APR: 9.24% to 24.99% Rewards type: Cashback	Review CompareSee alternatives