Updated September 28, 2026 · SumCue Editorial Team

Top mortgages compared in Australia

242 providers available in Australia, ranked for Australia.

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Top mortgages compared in Australia
OrderProviderScoreFeaturesKey factsActions
1
Ariza Credit Union logo
Ariza Credit UnionTop pickPartner
9.7/10
  • No monthly fee
  • Travel
Fixed period:
30 years
Purpose:
Purchase, Remortgage
Lender type:
Direct lender
ReviewCompareSee alternatives
2
BCP logo
BCPPartner
9.7/10
  • No monthly fee
Initial rate:
3.45%
APRC:
4.3%
Fixed period:
2 years
ReviewCompareSee alternatives
3
Grenada Co-operative Bank logo
Grenada Co-operative BankPartner
9.7/10
  • Credit line
Maximum loan to value:
100%
Product fee:
EC$431.25
Purpose:
Purchase, Remortgage
ReviewCompareSee alternatives
4
Banco Pichincha logo
Banco PichinchaPartner
9.6/10
  • No monthly fee
  • Rewards
Initial rate:
7.5%
Fixed period:
3 to 20 years
Maximum loan to value:
83%
ReviewCompareSee alternatives
5
Commonwealth Bank Ltd logo
Commonwealth Bank LtdPartner
9.6/10
  • No annual fee
Initial rate:
6.78%
APRC:
8.31%
Fixed period:
1 year
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6
Nykredit logo
NykreditPartner
9.5/10
  • No monthly fee
Fixed period:
1 to 30 years
Maximum loan to value:
75%
Purpose:
Purchase, Remortgage, Equity-release
ReviewCompareSee alternatives
7
Bank of Jordan logo
Bank of JordanPartner
9.4/10
  • No monthly fee
Initial rate:
6.99%
APRC:
6.99%
Fixed period:
20 years
ReviewCompareSee alternatives
8
Great Southern Bank logo
Great Southern BankPartner

Get cover. Get rewarded.: $150 gift card

9.4/10
  • No monthly fee
  • Travel
Initial rate:
6.04%
APRC:
6.1%
Maximum loan to value:
95%
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9
HBL logo
HBLPartner
9.4/10
  • No monthly fee
Initial rate:
14.3%
Maximum loan to value:
70%
Purpose:
Purchase, Remortgage
ReviewCompareSee alternatives
10
Alpha Bank logo
Alpha BankPartner
9.3/10
  • Rewards
Lender type:
Direct lender
Legal entity:
Alpha Bank S.A.
Headquarters:
Greece
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Licensed in Australia

Commonwealth Bank Ltd
AFSL (Australian Securities and Investments Commission)
Commonwealth Bank Ltd
Australian credit licence
Great Southern Bank
ASIC
Athena Home Loans
ASIC
Westpac home loan Referrer Program
Australian Securities and Investments Commission (ASIC)
ING Australia
Australian Securities and Investments Commission (ASIC)
Up
Australian Securities and Investments Commission (AFSL and Australian Credit Licence stated on site)
loans.com.au
Australian Credit Licence (issuer not named on page)
Super Finance Markets
Australian Securities and Investments Commission
Macquarie Bank
Australian Prudential Regulation Authority (APRA)
Macquarie Bank
Australian Securities & Investments Commission (ASIC)
Macquarie Bank
AUSTRAC

Other rankings

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Other countries

Ariza Credit Union

Ariza Credit Union

Top pick for Australia

9.7/10See alternatives