Updated October 21, 2026 · SumCue Editorial Team

Top cash management accounts compared in Austria

9 providers available in Austria, ranked for Austria.

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Top cash management accounts compared in Austria
OrderProviderScoreFeaturesKey factsActions
1
eToro logo
eToroTop pickPartner
9.2/10
    Headline rate:
    3.8%
    Rate type:
    Variable
    Minimum deposit:
    $1 to $10,000
    ReviewCompareSee alternatives
    2
    FutureMoney logo
    FutureMoneyPartner
    9.1/10
    • No monthly fee
    Headline rate:
    5%
    Rate type:
    Variable
    Access terms:
    No lock-ups, request withdrawals anytime
    ReviewCompareSee alternatives
    3
    Finom logo
    FinomPartner

    Fixed 5% p.a. on EUR funds for the first 5 months: 5% p.a. fixed for 5 months on up to EUR 200,000

    8.9/10
    • No monthly fee
    • Fixed rate
    • Rewards
    • Business
    Headline rate:
    5%
    Rate type:
    Fixed
    Minimum deposit:
    €0
    ReviewCompareSee alternatives
    4
    Ledn logo
    LednPartner
    8.9/10
      Headline rate:
      6.5% to 8.5%
      Rate type:
      Variable
      Minimum deposit:
      $0
      ReviewCompareSee alternatives
      5
      Swissquote logo
      SwissquotePartner
      8.8/10
      • No monthly fee
      Headline rate:
      0%
      Rate type:
      Variable
      Minimum deposit:
      $1,000
      ReviewCompareSee alternatives
      6
      Wise Account logo
      Wise AccountPartner
      8.8/10
      • No monthly fee
      Headline rate:
      3.29%
      Rate type:
      Variable
      Deposit protection:
      EU DGS up to EUR 100,000
      ReviewCompareSee alternatives
      7
      Qonto logo
      QontoPartner

      1-month free trial on all Qonto plans: 1 month free

      8.6/10
      • No annual fee
      • Business
      • Travel
      Headline rate:
      1.5%
      Rate type:
      Variable
      Minimum deposit:
      €0
      ReviewCompareSee alternatives
      8
      KCB Burundi logo
      KCB BurundiPartner
      Not rated
        Term:
        36 months
        Access terms:
        Branch application with National ID and KRA PIN; non-residents must meet KYC and AML requirements; top up via M-Pesa, KCB iBank or branch; up to 18 currency wallets with real-time conversion in the self-serve portal; funds spendable on demand
        Account kind:
        Cash management
        ReviewCompareSee alternatives
        9
        Paysend logo
        PaysendPartner
        Not rated
          Deposit protection:
          FSCS up to GBP 85,000
          Account kind:
          Cash management
          Legal entity:
          Paysend Plc
          ReviewCompareSee alternatives
          eToro

          eToro

          Top pick for Austria

          9.2/10See alternatives