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Updated October 21, 2026 · SumCue Editorial Team

Top fixed-rate bonds and term deposits compared in Austria

33 providers available in Austria, ranked for Austria.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score. How we rank

Top fixed-rate bonds and term deposits compared in Austria
OrderProviderScoreFeaturesKey factsActions
1
Afranga logo
AfrangaTop pickPartner
8.8/10
  • Low fees
Headline rate:
8% to 10%
Term:
3 to 12 months
Rate type:
Fixed
ReviewCompareVisit
2
BAWAGPartner

Konto Prozent: 5% account fee back with Online Kredit: 5% account management fee back monthly, up to 45% in total with Konto Prozent

9.3/10
  • Fixed rate
  • Rewards
Headline rate:
0.01%
Term:
12 to 120 months
Rate type:
Fixed
ReviewCompareSee alternatives
3
BAWAG P.S.K.Partner
9.2/10
  • No monthly fee
  • Fixed rate
  • Rewards
Headline rate:
0.01%
Term:
12 to 120 months
Rate type:
Fixed
ReviewCompareSee alternatives
4
NLB Banka Kosova logo
NLB Banka KosovaPartner

NLB Depozita me afat: Bonus up to 200 EUR

9.2/10
  • Fixed rate
Term:
120 months
Rate type:
Fixed
Access terms:
No withdrawal before maturity; early withdrawal loses all interest; automatic renewal after the term
ReviewCompareSee alternatives
5
easybank logo
easybankPartner

50 basis points more on easy geldmarkt fixed-rate savings account: +0.50 percentage points since May 2026

9.0/10
  • No monthly fee
  • Fixed rate
  • Business
Headline rate:
1.8% to 2.25%
Term:
6 to 60 months
Rate type:
Fixed
ReviewCompareSee alternatives
6
Finom logo
FinomPartner

Fixed 5% p.a. on EUR funds for the first 5 months: 5% p.a. fixed for 5 months on up to EUR 200,000

8.9/10
  • No monthly fee
  • Fixed rate
  • Rewards
  • Business
Headline rate:
5%
Rate type:
Fixed
Minimum deposit:
€0
ReviewCompareSee alternatives
7
IDBank logo
IDBankPartner
8.9/10
  • No monthly fee
  • Fixed rate
  • Rewards
Headline rate:
9.05%
Term:
3 to 15 months
Rate type:
Fixed
ReviewCompareSee alternatives
8
Salt Bank logo
Salt BankPartner

Prima luna este gratuit (first month free on Salt plans): First month of the plan free

8.9/10
  • Fixed rate
  • Business
Headline rate:
5.3% to 5.9%
Term:
3 to 12 months
Rate type:
Fixed
ReviewCompareSee alternatives
9
EstateGuru logo
EstateGuruPartner

8% Campaign on additional EG Grow investments: Fixed annual interest rate of 8% instead of the standard 7%

8.8/10
  • Fixed rate
Headline rate:
7%
Rate type:
Fixed
Minimum deposit:
€100
ReviewCompareSee alternatives
10
Vivid Plus logo
Vivid PlusPartner
8.8/10
  • No annual fee
  • Rewards
  • Business
Headline rate:
1% to 3%
Rate type:
Fixed
Minimum deposit:
€0.010
ReviewCompareSee alternatives

Licensed in Austria

BAWAG
Finanzmarktaufsicht (FMA)
BAWAG
European Central Bank
easybank
Finanzmarktaufsicht (FMA)
easybank
European Central Bank (EZB/ECB)

Other rankings

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Other countries

Afranga

Afranga

Top pick for Austria

8.8/10Visit