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Updated October 17, 2026 · SumCue Editorial Team

Top credit cards compared in Austria

135 providers available in Austria, ranked for Austria.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score. How we rank

Top credit cards compared in Austria
OrderProviderScoreFeaturesKey factsActions
1
DKB logo
DKBTop pickPartner

25 Euro Bonus Kinderkonto and Tagesgeld: 25 EUR

9.3/10
  • No monthly fee
  • Travel
Annual fee:
€29.88
APR:
6.99%
Currency conversion fee:
0% to 2.2%
ReviewCompareVisit
2
Wirex logo
WirexPartner
9.1/10
  • No annual fee
  • Travel
Annual fee:
$0
Currency conversion fee:
0%
Rewards type:
Cashback
ReviewCompareVisit
3
Nexo logo
NexoPartner
8.9/10
  • No annual fee
  • Business
  • Travel
Annual fee:
€0
APR:
from 1.9%
Currency conversion fee:
0.2% to 2.5%
ReviewCompareVisit
4
Revolut UK logo
Revolut UKPartner
9.4/10
  • No annual fee
  • Travel
Annual fee:
€0
APR:
13.34% to 17.99%
Currency conversion fee:
0% to 2%
ReviewCompareVisit
5
BCP logo
BCPPartner
9.7/10
  • No monthly fee
APR:
8.9% to 87.5%
Credit needed:
Good
Legal entity:
Banco de Credito del Peru
ReviewCompareSee alternatives
6
Banco Pichincha logo
Banco PichinchaPartner
9.6/10
  • No monthly fee
  • Rewards
Rewards type:
Miles
Card kind:
Credit
Legal entity:
BANCO PICHINCHA C.A.
ReviewCompareSee alternatives
7
Union Pay International logo
Union Pay InternationalPartner
9.6/10
  • Travel
Currency conversion fee:
0%
Rewards type:
Points
Perks:
Overseas spending settled in RMB at the market exchange rate, no need to buy foreign currency, No fee when paying at merchants abroad, Relatively low overseas ATM withdrawal fees, and 1 more
ReviewCompareSee alternatives
8
Nykredit logo
NykreditPartner
9.5/10
  • No monthly fee
Card kind:
Credit
Legal entity:
Nykredit Bank A/S
Headquarters:
Denmark
ReviewCompareSee alternatives
9
HBL logo
HBLPartner
9.4/10
  • No monthly fee
Card kind:
Credit
Legal entity:
Habib Bank Limited
Headquarters:
Pakistan
ReviewCompareSee alternatives

Licensed in Austria

Erste Bank Smartcard Visa
Finanzmarktaufsicht (FMA) / Austrian Financial Market Authority
Erste Bank Smartcard Visa
European Central Bank (ECB)

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Other countries

DKB

DKB

Top pick for Austria

9.3/10Visit