Updated October 18, 2026 · SumCue Editorial Team

Top payday and short-term loans compared in Austria

17 providers available in Austria, ranked for Austria.

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Top payday and short-term loans compared in Austria
OrderProviderScoreKey factsActions
1
BCP logo
BCPTop pickPartner
9.7/10
Loan amount:
PEN 350,000
APR:
8.9% to 87.5%
Term:
3 to 72 months
ReviewCompareSee alternatives
2
Freezl logo
FreezlPartner

Freezl.pl offers online short-term loans in Poland of up to 7000 zl, requested with an ID document and without income certificates.

9.5/10
Loan amount:
PLN 7,000
Arrangement fee:
Free loan for new clients (RRSO 0%)
Funding time:
Under 10 minutes after application and bank account check
ReviewCompareSee alternatives
3
Moneyman ES logo
Moneyman ESPartner

Moneyman ES is a Spanish online lender offering quick personal loans with an online application.

9.4/10
Loan amount:
up to €1,600
Arrangement fee:
No interest or hidden fees on the first loan of up to 300 EUR
Funding time:
Under 15 minutes
ReviewCompareSee alternatives
4
Cashper AT logo
Cashper ATPartner
9.1/10
Loan amount:
€100 to €1,500
APR:
13.48% to 13.5%
Term:
15 to 60 months
ReviewCompareSee alternatives
5
Cashper logo
CashperPartner
9.0/10
Loan amount:
€100 to €3,000
APR:
13.4% to 13.6%
Term:
1 to 2 months
ReviewCompareSee alternatives
6
Cash Plus Kosovo logo
Cash Plus KosovoPartner
8.9/10
Loan amount:
€200 to €7,000
Term:
6 months
Credit check:
Hard
ReviewCompareSee alternatives
7
Giromatch logo
GiromatchPartner
8.8/10
Loan amount:
€100 to €100,000
APR:
4.62%
Term:
1 to 120 months
ReviewCompareSee alternatives
8
Finandos logo
FinandosPartner

3-day trial period for the loan-matching service: EUR 0.99 for 3 calendar days

8.7/10
Loan amount:
€500 to €10,000
APR:
30% to 365%
Term:
12 to 120 months
ReviewCompareSee alternatives
9
PozyczkaOKPartner

Pozyczka OK offers online instalment loans in Poland of up to 150,000 zl.

8.5/10
Arrangement fee:
Intermediary charges consumers no fees
Lender type:
Broker
Loan types:
Personal
ReviewCompareSee alternatives
10
Solcredit logo
SolcreditPartner

Solcredit lets users file one application and receive a personalised offer from one of more than 20 loan companies in Poland.

8.5/10
Arrangement fee:
Free first loan promotion
Funding time:
response within 5 minutes
Lender type:
Marketplace
ReviewCompareSee alternatives

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BCP

BCP

Top pick for Austria

9.7/10See alternatives