Updated September 28, 2026 · SumCue Editorial Team
Allianz Lebensversicherungs-AG vs Confused.com
Allianz Lebensversicherungs-AG
Higher score in this comparison
Confused.com
Allianz Lebensversicherungs-AG vs Confused.com: the differences
| Compare | Allianz Lebensversicherungs-AGReviewSee alternativesSee alternatives | Confused.comReviewSee alternativesSee alternatives |
|---|---|---|
| Premium from | €2.60 | £7.15 |
| Insurance types | Life, Income protection | Auto, Home, Renters, Life, Health, Travel, Pet, Motorcycle, Van, Breakdown, Landlord, Critical illness, Income protection, Gadget, Home emergencyCovers more |
| Provider type | Insurer | Comparison site |
| Cover limit | 25,000-20,000,000 EUR | Up to £4,000 pet vet treatment cover |
| Age range | up to 74 years | 17-70+ |
| Claims channels | Phone, Chat, Online form | Not confirmed |
Same on both: Monthly payments (Yes).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- Allianz Lebensversicherungs-AG scores higher overall: 9.4 vs 9.1.
- Confused.com is available in 3 more countries.
- Insurance types: only Confused.com offers Auto, Home, Renters.
- Support channels: only Allianz Lebensversicherungs-AG offers Phone.
- Support channels: only Confused.com offers Community.
Our verdict on each
Allianz Lebensversicherungs-AG
Allianz Lebensversicherungs-AG writes term life cover for German households that want a dependant paid if they die, with a cover limit of 25,000-20,000,000 EUR and monthly premiums. Entry is up to 74 years, so the product suits adults insuring a home purchase or a family breadwinner.
Confused.com
Confused.com suits UK households who want to weigh personal insurance quotes side by side rather than commit to one insurer. It is a comparison site, licensed by the Financial Conduct Authority, and car cover starts at £7.15 on the pet range. Value rests on the breadth of the market, not on the cheapest single quote.
Score breakdown
| Area | Allianz Lebensversicherungs-AG | Confused.com |
|---|---|---|
| Cost | 9.4HigherPremium from €2.60 ranks 60 of 251 brands listed, under the €8.31 median. | 9.1Pet cover starts at a premium of £7.15, against a ranked median of €9 and a general market median of €8.31. |
| Offer | 9.2 | 9.9Higher |
| Trust | 9.5Higher | 8.6 |
Where each is licensed and available
| Country | Allianz Lebensversicherungs-AG | Confused.com |
|---|---|---|
| Germany | Not confirmed | |
| United Kingdom | Not confirmed | Financial Conduct Authority 916665 |
Additional countries for Allianz Lebensversicherungs-AG: 1. Additional countries for Confused.com: 4.
Positions in our rankings
| Ranking | Allianz Lebensversicherungs-AG | Confused.com |
|---|---|---|
| Insurance | 79 of 627 | 222 of 627 |
| Life insurance | 32 of 238 | 108 of 238 |
Every fact side by side
| Fact | Allianz Lebensversicherungs-AG | Confused.com |
|---|---|---|
| Audience | Not confirmed | Seniors |
| Pricing model | Monthly | Monthly |
| Legal entity | Allianz Lebensversicherungs-Aktiengesellschaft | Inspop.com Limited |
| Headquarters | Germany | United Kingdom |
| Founded | Not confirmed | 2002 |
| Support channels | Phone, Email, Chat, Help centre | Email, Chat, Help centre, Community |
Mortgages
| Fact | Allianz Lebensversicherungs-AG | Confused.com |
|---|---|---|
| Fixed period | 5 to 40 years | Not confirmed |
| Purpose | Purchase | Not confirmed |
Pros and cons
Allianz Lebensversicherungs-AG
Pros
- Monthly payments are available, so the premium starts at €2.60 rather than a large yearly sum.
- The provider is the insurer Allianz Lebensversicherungs-Aktiengesellschaft itself, based in Germany.
- Claims run through phone, chat and online form, so a death claim can be reported by phone, chat or online form.
Cons
- Entry is limited to ages up to 74 years, which rules out a new policy for older applicants.
- Insurance types are limited to life and income protection, so there is no savings or investment wrapper on this product.
- The monthly payment model is the only one listed, so annual single payments are not offered.
Confused.com
Pros
- Premiums start at £7.15 for pet cover, and car quotes run on a monthly payment model
- Compares auto, home and renters, from auto and home through to pet, life, health and travel
- Licensed by the Financial Conduct Authority under licence 916665
Cons
- A comparison site, so the price you see depends on the insurer it selects rather than a single set rate
- Support runs on email, chat and help centre only, with no phone line listed
Who each suits
Allianz Lebensversicherungs-AG
Who it suits
- Adults in Germany insuring a home purchase, since the purpose is listed as purchase.
- Households wanting a dependant paid on death, with the cover limit reaching 25,000-20,000,000 EUR.
- People who would rather pay small amounts each month than a yearly lump, at a starting premium of €2.60.
Who should look elsewhere
- bunq or bunq Spain, if the lowest starting figure of €0 matters more to you than life cover.
- Linxea, listed at €25 premium from, if a higher starting premium fits your plan better.
- Anyone past the entry age of up to 74 years, who cannot open a new policy here.
Confused.com
Who it suits
- UK households insuring a car, and drivers covered by the 17-70+ range
- Pet owners looking at cover of Up to £4,000 pet vet treatment cover
- People who want several insurance types checked in one place rather than one at a time
Who should look elsewhere
- Anyone who wants a single insurer's policy terms fixed up front
- bunq and bunq Spain, which run everyday current accounts rather than personal insurance quotes
- Linxea, whose saving life cover serves a different purpose
Current offers
Confused.com
Current offer
Bonus
Get £20 to spend with 100+ brands plus year-round hot drinks: £20 eGift card
Single annual policy. Qualifying products. App only. Maximum claim limit. One regular hot drink per month for a year, only available via the Confused.com app. T&Cs apply.
Source, checked September 26, 2026
Bonus
Get a total of £47 in rewards when you buy car insurance: £47 (£20 to spend plus 12 Greggs hot drinks)
Single annual policy. App required to claim reward. 12 free Greggs regular hot drinks, based on average £2.25 per drink.
Source, checked September 26, 2026
Bonus
Beat your renewal guarantee: Difference in price plus £20
Buy a like-for-like car, home or van insurance policy through Confused.com and we are not cheaper than your renewal price
Source, checked September 26, 2026
Country by country
| Country | Allianz Lebensversicherungs-AG | Confused.com |
|---|---|---|
| Germany | Yes | No |
| Guernsey | No | Yes |
| Isle of Man | No | Yes |
| Jersey | No | Yes |
| United Kingdom | No | Yes |
Questions about each
Allianz Lebensversicherungs-AG
What does Allianz term life insurance cost a month?+
Premiums start at €2.60 and can be paid monthly, so the first payment stays small. That is a starting figure rather than a quote for a particular age, term and sum assured, and the payment model on offer is monthly.
Who provides the policy and who regulates it?+
The contract is with Allianz Lebensversicherungs-Aktiengesellschaft, which is the insurer behind the product and sits in Germany. It is supervised by the Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin), so cover comes from the insurer rather than a broker.
Confused.com
What does Confused.com actually do?+
It is a comparison site, so you answer questions once and see quotes from insurers rather than buying a policy direct. The legal entity is Inspop.com Limited. Cover types on the table include auto, home and renters.
How much is the cheapest cover?+
Pet cover starts at a premium of £7.15. Against the wider pet market, where the median starting premium is €9, the floor sits low. Your own quote depends on your details.
Other options to compare
Other matchups
Allianz Lebensversicherungs-AG
Confused.com